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I Will Teach You to Be Rich

No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
Lu par : Ramit Sethi
Durée : 12 h et 8 min
4.5 out of 5 stars (10 notations)

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Description

“A unique voice on money, one singularly attuned to...his generation.” (San Francisco Chronicle

Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. 

This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards. Crush debt and student loans. Learn the exact words to negotiate a raise. Set up an automatic payment system and get on with your life. Plus, new material on overcoming psychological barriers, love and money, new investments options, and real audience stories of how applying Ramit’s principles led to a rich life. 

“Don’t let the breezy, irreverent style of this book fool you. It contains serious advice on personal-finance decisions, from budgeting and savings to spending and investing.” (Burton G. Malkiel, author of A Random Walk Down Wall Street)

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2009, 2019 Ramit Sethi (P)2019 Audible, Inc.

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Notations

Global

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Interprétation

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Il n'y a pas encore de critique disponible pour ce titre.
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  • Global
    5 out of 5 stars
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    4 out of 5 stars
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    3 out of 5 stars
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  • Edward Mosqueda
  • 26/05/2019

Clear game plan

This was a great book! I have been researching the FIRE community and personal finance in general. This book gives some good advice that is in line with Dave Ramsey and other finance personas. But I like some of the different directions he suggest for savings, investments and perspective on spending. I’d recommend this book for someone who is looking to start their journey into personal finance but wants something that is easy to understand.

57 personnes ont trouvé cela utile

  • Global
    2 out of 5 stars
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  • NWgal
  • 18/06/2019

NO, IF YOU ARE OLDER OR LOOKING BEYOND BASICS

I was many chapters in waiting to learn something new that I wasn't already doing to some degree. Finally, he mentions that this book is for those who are younger. That's how you get rich...start young. I'm going to listen to the end but it's hard because I'm hearing about tactics and strategies I am familiar with for an extended amount of time.

156 personnes ont trouvé cela utile

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    3 out of 5 stars
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  • ero
  • 20/06/2019

Repetitive - should be retitled.

Pros: Book is very insightful about how to create systems to be financially responsible with the money you are already earning / how to grow it incrementally over time. The book needs to be renamed, but I get he's trying to sell the book, however, the title is pretty misleading and should be renamed to "How to be financially responsible"

Cons: However the book has no real answer to getting rich, unless you want the obvious answer — invest your money and save your money over many years with a retirement fund. Ramit constantly talks about how much he hates the advice: "Stop going out for coffee," however the amount of times he brings it up is more than i've actually heard in real life. Basically the book states that the best way to get rich is to get a job that pays you a lot of money / invest & save the extra money. Wow thanks for that amazing information, I didn't know that was the answer.

225 personnes ont trouvé cela utile

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    4 out of 5 stars
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  • Amazon Customer
  • 21/05/2019

Very specific for USA

The book gives great advice, but it is very USA-specific. Although with some care, main concepts can be applied internationally.

57 personnes ont trouvé cela utile

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    2 out of 5 stars
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    3 out of 5 stars
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  • Derek H.
  • 17/09/2019

Basic money habits

Found this book to be very basic advice on personal finances such as setting up a bank account, opening a credit card, starting a 401k, etc... this might be good for someone who is either right out of school or new to money. Some of the advice though I did not agree with and not sure why it's called a 6 week program. Thought it was also kind of odd to start the first chapter off with using credit cards to earn points for free trips. Although this can be true, this probably is not sound advice for someone who doesn't already know about everything else that is taught in this book. Overall I think the book lacked structure and was repetitive at times which made it boring and just not for me.

16 personnes ont trouvé cela utile

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    1 out of 5 stars
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  • Anonymous User
  • 05/09/2019

where's the beef?

interesting personal stories but other than that there's really not much to it. Personally recommending "The Richest Man in Babylon" versus this.

15 personnes ont trouvé cela utile

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    2 out of 5 stars
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  • CMB
  • 19/06/2019

He only gets a few things right. Niche reader only

This book is only for young people who have a 9-5 corporate america 401k sort of job. Everyone else, pass on this book.
Pros: Best part he gets right is his section on Credit Cards but you probably don't need this book to find the info. If you know zero about how to use CC's then yes, go for the book. He says Bank of America and Wells Fargo are awful and I agree!! Longterm investment strategies? 100% agree! He also has great showmanship in this book.

Cons: He judges people by how they eat chicken wings? WTH kind of nonsense is that. He also, says people who end sentences with "..." are crazy um...okay, cool... Also, said Financial Advisors are all weirdos and unnecessary. I know plenty of advisors personally and yeah, some are weird but half the people in any sort of industry are weird, including authors.

Plus, not all advisors are out to take you for a ride. Are some? Absolutely! Find a company that holds their advisors to a Fiduciary standards bc they do exist, maybe only a few, but they are out there. (FYI, FINRA enacted a law last year or the year before that ALL advisors have to be held to this standard now so...)And an advisor can really tell you how much money you need to retire, in a FREE consultation.

Also, in what world does the stock mkt give you an 8% return consistently, even during recessions?? I know for a fact there are places you can invest for a tax free return (Yes, TAX FREE interest) at a 5% return which is recession proof. Sounds to good to be true? It's not, but you will need to consult an advisor to set up this unicorn of a strategy.

The author keeps touting reader reviews who said they have saved $100k in I think like 5 or 7 years (Cannot recall exact #) since reading his book and at age 38 are set to retire at 54...um, what? $100k is great, but in retirement might as well be $100 bc that is not even close to what most need.

The author makes plenty of apologies for things he got wrong with his first edition of this book which leads me to wonder, what will he apologize for getting wrong in second edition when he comes out with a third?

(If you are wondering, NO I am not an advisor nor do I work for a firm. I DO however have longterm investments, longterm care insurance, disability, and life etc and if anything happens to me my family is taken care of forever. And yes, you can do all this without working for a Corporate America job)

57 personnes ont trouvé cela utile

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    5 out of 5 stars
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  • WENDY
  • 27/05/2019

Delivers What It Promises!

This is a great personal finance book for a number of reasons - it covers all the major areas of personal finance, it’s simple, and most importantly it cuts through all the BS. If you are going to read only one personal finance book, make this the one!

27 personnes ont trouvé cela utile

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  • Franco Espina
  • 05/09/2019

Really? Be rich?

I appreciate the book and I would like to thank Ramit as writing a book is not easy but there’s a big but. The title of the book is very misleading. Yes you can be rich but I don’t want to wait until I’m 70! Come on dude! Such a waste of time and money. Don’t waste your money. Pls change title!

11 personnes ont trouvé cela utile

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    1 out of 5 stars
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  • Anonymous User
  • 25/05/2019

Only if he could stop putting his emailers’ feedback!!

This book is full of his emailers feedback and many many ‘I will teach you how’. Get to the point already.

43 personnes ont trouvé cela utile

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  • Global
    5 out of 5 stars
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    5 out of 5 stars
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  • Daniel Krala
  • 31/05/2019

Super, aber man muss die Infos selektieren.

Großartiges Buch! Einziger Nachteil ist, dass viele Begriffe/Methoden eher für den amerikanischen Raum anwendbar sind. Der vermittelte Grundgedanke ist aber dennoch treffend transportiert. Klare Empfehlung!

6 personnes ont trouvé cela utile

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    5 out of 5 stars
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  • Anonymer Hörer
  • 19/06/2019

Amazing book on personal finance

Ramit gives an amazing system on how to handle personal finance without the byproducts like greediness or scarcity. Furthermore, he provides some additional takeaways like negotiating your salaries or handle finance with you partner. In my opinion, reading this book and applying just half the principles is a great step towards a rich life.

3 personnes ont trouvé cela utile

  • Global
    4 out of 5 stars
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    4 out of 5 stars
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  • HanS
  • 14/09/2019

Die richtige Strategie, aber viele Tipps nur USA

Die Buy-and-Hold-Strategie ist für die meisten Menschen das einzig vernünftige. All denen, die sie noch nicht kennen, wird dieses Buch enorm weiterbringen. Für mich war nicht viel neues dabei.

Als DACH-Einwohner sollte man wissen, dass sich viele Begriffe, Tipps und Links auf die USA beziehen. Manche Systeme wie z. B. Arbeitnehmer/Rentner-Sparzulage sind für die USA erklärt. Die empfohlenen Banken bspw. sind alle amerikanisch.

Um das finanzielle Mindset zu verstehen, ist das Buch goldwert. Aufgrund der USA-Orientierung eignen sich aber viele Ratschläge nur für die Region oder müssen selbstständig auf das nationale System umgedacht und angepasst werden.

Sprecher: Ich finde es stark, wenn der Autor selbst spricht, solange er eine gut verständliche Stimme hat. Dem ist auf jeden Fall so, allerdings hat mich gestört, dass die Kommentare auf seinen Blogs und andere Reaktionen zu seinem Buch sehr emotional und lautstark wiedergegeben werden. Für meine Bedürfnisse etwas zu emotional und laut.

Insgesamt aber ein großes Werk, das vielen deutschen Publikationen ähnelt, in den USA aber allein große Wellen geschlagen hat.

2 personnes ont trouvé cela utile