We all learned a lot of things in high school… a lot of things we don't really use in our adult life. What it did notteach many of us was how to file taxes, build credit, avoid overdraft fees, or figure out why your bank app suddenly looks angry at you. Somehow, we all graduated knowing the mitochondria is the powerhouse of the cell, but not how interest works on a credit card.

So, let's fix that. These are the real-world financial lessons you actually need, the ones that should've come with your diploma but didn't, so you can stop Googling "why am I broke?" and start mastering your money like the responsible adult you were promised you'd become.

Show Highlights Include:

• Budgeting: The 50/30/20 Rule (2:30)

• Learn The Basics Of Investing (5:45)

• You Have To Know How Compound Interest Works (8:15)

• Understanding How Credit Works Matters (11:00)

• Know Your Tax Brackets (15:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Once upon a time, there was a magical creature known as the full pension where a company would pay your full salary for the rest of your life after you retire. Today, instead of guaranteed checks for life, most of us are handed a retirement plan consisting of a handshake and a heartfelt "good luck." So where did all the pensions go, what replaced them, and—more importantly—where can you still find one? On this episode we're answering those questions and giving you some tips about where you can still bag one of those elusive unicorn pensions.

Show Highlights Include:

• Differences In Funding A Pension And 401k (3:00)

• Two Types Of Pensions (6:30)

• Why Companies Started Eliminating Pensions (8:00)

• The Rise Of The 401k (14:00)

• Industries That Still Offer Pension Plans (19:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

If you've ever wished for a crystal ball that could tell you what your money is about to do, good news — the big banks have been squinting into theirs and making some educated guesses on everything from stock market moves and federal interest rates to whether your dream house will finally stop playing hard to get. They're also forecasting how artificial intelligence will continue quietly taking over our spreadsheets, schedules, and possibly our jobs. So, sit back, relax and enjoy yourselves as we postulate, prognosticate and ponderate what may be in the coming year.

Show Highlights Include:

• What experts use to forecast the year (2:30)

• Predictions from Goldman Sachs (4:30)

• What AI might do this year (8:00)

• Housing Market on the rise? (13:30)

• Renters might be getting a break (16:15)

Listen Now!

To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett