Épisodes

  • Holiday Money Talks: How to Discuss Finances With Family (Without Starting a Fight)
    Nov 24 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Ah, the holidays — that magical time of year when families gather to eat, laugh, exchange gifts, and absolutely avoid talking about anything remotely related to money. Mention budgets at Thanksgiving and suddenly everyone's gotta get fresh air. Bring up spending habits at Christmas and you might get a handful of yams thrown at your face. But here's the thing: the holidays are actually the perfect time for healthy, low-stress money conversations… as long as you don't start them with, "So, who here is terrible with money?"

    From gentle talks about gift budgets to discussing future plans without triggering a full-blown family feud, this week we're talking about how to keep your holiday season both financially smart and argument-free.

    Show Highlights Include:

    • Talking To Older Children (3:15)

    • Preventing Fighting In Future (7:30)

    • No Estate Is Bulletproof (10:30)

    • Having Conversations Is A Good Thing (13:30)

    • Don't Be Afraid To Ask For Help (18:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    22 min
  • How To Financially Prepare For Having A Baby?
    Nov 17 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Having a baby is a magical experience—right up until you realize diapers cost more than the GDP of Norway. Whether you're dreaming of starting a family or already staring at a newborn who's loudly demanding room service at 3 a.m., getting financially prepared can make the whole adventure a lot less chaotic.

    From budgeting for baby gear that mysteriously multiplies overnight, to planning for unexpected "surprises" (like discovering daycare costs more than your first car), on this week's episode we're walking through the steps that can help you build a solid financial nest—before and after your little tax deduction arrives.

    Show Highlights Include:

    • What To Do Before They Are Born (2:15)

    • What To Do When The Baby Arrives (4:30)

    • Don't Make Drastic Changes (10:00)

    • Best Thing You Can Give Is Your Time (14:45)

    • Your Taxes Will Change (18:15)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    21 min
  • Why Do We Get So Uncomfortable When Someone Asks Us For Money?
    Nov 10 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Few things make people squirm faster than being asked for money. Suddenly, everyone forgets how to make eye contact, checks imaginary text messages, or develops an urgent need to "run to the bathroom real quick." If you're one of those people don't feel bad. You're not alone.

    On this episode, we're talking about why people get so uncomfortable when they're asked for money, and some of the psychological screws that are turning in our minds when it happens. It's a fun conversation about our mindset with money that brings out some inspiring dialogue about the heart behind giving and what's most important in life.

    Show Highlights Include:

    • The Favor aspect (2:30)

    • Beware of scammers (7:30)

    • The Manipulation Side (12:45)

    • Dealing With Our Own Struggles (13:45)

    • Money Is A Tool, But Not What's Actually Needed (17:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    20 min
  • What Is Passive Income and How Do You Get Some?
    Nov 3 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Ah, passive income—the magical unicorn of the financial world. It's the idea that money could keep flowing into your account even while you're binge-watching Netflix or pretending to be productive on a Sunday afternoon. For many, it sounds too good to be true—like a get-rich-while-you-nap scheme dreamed up by someone who's allergic to alarm clocks. But here's the thing: passive income is real… it just usually involves a bit of not-so-passive effort upfront.

    On this episode, we're talking about everything from rental properties to digital products to the ever-alluring world of dividends, breaking down the top categories of passive income to see which one might actually let you live the dream with the least amount of work (and caffeine)

    Show Highlights Include:

    • Defining What Passive Income Is (0:45)

    • Investments Based Passive Income (3:15)

    • Asset Sharing Passive Income (6:30)

    • Option Of Crowd Funded Real Estate Investing (10:15)

    • Passive Income Through Digital Content (11:45)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    19 min
  • Financial Conspiracy Theories: Was The Titanic Intentionally Sunk?
    Oct 27 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    If you hear faint ghostly wails on a cold October night, don't worry — it's probably just the restless spirits of millionaires who didn't buy into JP Morgan's banking plans. Legend (and a few very dedicated Reddit threads) say the Titanic didn't sink because of an iceberg… it sank because of a bank.

    Yes, according to this delightfully chilling conspiracy, financier, tycoon, and perhaps — if you believe the legends — the ghostly godfather of the Federal Reserve, JP Morgan orchestrated the disaster to silence a few inconveniently wealthy men who opposed his plans to create the central bank of the United States.

    On this special Halloween episode, we're diving into the icy waters of finance, fate, and this freaky Titanic theory, talking about the evidence that might make you change your mind about what really happened.

    Show Highlights Include:

    • What we think we know (2:00)

    • what the federal reserve is (5:45)

    • Who were the targets (7:30)

    • what was The Motive (9:15)

    • The Evidence (13:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    22 min
  • How To Identify The Money Disorder You May Not Know You Have
    Oct 20 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    If money came with a warning label, it would probably say: "Side effects may include stress, denial, reckless Amazon purchases, and hiding delivery boxes from loved ones." The truth is, we've all got our financial quirks—but some of us take it to Olympic levels. From the chronic over-spenders to the savings hoarders guarding their bank accounts like dragons on a gold pile, there are a few classic money disorders most of us fall into. The good news? You don't need a therapist or a financial exorcist to fix them.

    On this episode, we're talking about the five most common money disorders—and some tips and advice that may help you trade panic and guilt for a healthier, more grown-up relationship with your cash.

    Show Highlights Include:

    • Money Avoidance Or Financial Denial (7:30)

    • Chrometophobia (13:15)

    • How To Address These Disorders (17:30)

    • Social Media May Be Hurting You (19:45)

    • Don't Do This Alone (22:00)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    And to supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    24 min
  • Is Cash A Necessity For Today Or A Relic Of Yesterday?
    Oct 13 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    Remember cash? Those colorful bits of paper that used to live in your wallet before being replaced by a sleek piece of plastic—or, let's be honest, your phone? These days, pulling out actual dollar bills at a checkout counter feels about as old-fashioned as paying for groceries with gold coins or trading chickens for Wi-Fi. But before we declare cash a dusty relic fit only for grandparents and conspiracy theorists, it's worth asking: do we still need it? Or is it time to let cash retire gracefully alongside floppy disks and flip phones?

    On this episode, Brad asks if cash is still king, or if we're all ready to take the plunge into a world with dollars and cents.

    Show Highlights Include:

    • Brad wishes all credit cards away (4:00)

    • Using Cash Makes you Think more (7:00)

    • Lost cash is gone forever (10:30)

    • Cash Tips deliver smiles…the givers high (14:30)

    • What's backing the bills? (18:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

    Afficher plus Afficher moins
    24 min
  • Why It's Important To Agree On Finances In A Marriage
    Oct 6 2025

    Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.

    They say love conquers all, but that's only because no one wants to print wedding invitations that read "'Til overdraft do us part." You can be soulmates, finish each other's sentences, and agree on everything from pizza toppings to pet names—but the moment one of you thinks "budget" means spreadsheets and the other thinks it means "guidelines you mostly ignore," you're not a couple, you're a financial crime documentary in progress. Disagreements about money don't just cause arguments—they often cause separations and divorces. Because nothing tests the strength of a marriage quite like discovering your spouse financed a jet ski instead of paying the electric bill.

    On this episode, we talk about money in marriages and the importance of being on the same page when it comes to how you save, spend and view your finances. Brad also shares some tips to keep in mind from a financial planning perspective that will can help you have a long happy marriage.

    Show Highlights Include:

    • How Money Works In Our Marriages (4:00)

    • Joining Money Is A Commitment (9:00)

    • Sharing A Life And Sharing Assets (13:30)

    • Money Doesn't Lie. Believe Behavior (17:00)

    • Planning Is The Key To Success (22:30)

    Listen Now!

    To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.

    To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett.

    Afficher plus Afficher moins
    25 min