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Bill The Lender Podcast

Bill The Lender Podcast

De : Bill Rodriguez
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Understanding your financial landscape can be complex and at times a bit scary. Bill Rodriguez, a seasoned mortgage loan officer with Cornerstone Home Lending, Inc has a passion for helping people understand all areas of their financial picture, which is why this podcast is dedicated to educating people about basic financial services with an emphasis on mortgages and real estate. Join Bill every week as he chats with other financial service advisors about all aspects of a healthy financial future.Bill Rodriguez Economie Finances privées
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    Épisodes
    • Marriage, Divorce, and Your Real Estate- With Ted Finn
      Nov 16 2022

      In this episode, I sat down to chat with Ted Finn a local divorce attorney about protecting your personal and marital property before, during, and even after marriage.  

       In his many years of practicing the law, Ted has seen just about every situation that arises in marriage around money and assets.    During our chat Ted explained, "if one person or the other wants to stay in the house, or if it was a property that was brought into the marriage, if it was a separate property that came by gift or inheritance, then we have to be thoughtful and mindful as we go through all of this and saying, Okay, how do we title things on the front end? If you're talking about pre-dissolution planning or even pre-marriage planning, you talked about do we keep separate app assets separate. is the application of a prenuptial agreement, something that we should be discussing? And is it something that can be done in Colorado? It can, but it requires some forethought. One of the things they talked about Colorado is that if you're doing it on the eve of marriage, it's likely not going to be enforceable."


      Do you have questions about your property inside of a marriage or divorce?  Contact Ted at  303-776-5380 to set up a personal meeting.   

      ___________________________ 

      Ted Finn and Flanders, Elsberg, Herber & Dunn, LLC are not affiliated with Cornerstone Home Lending. All information provided by guests is considered their own thoughts and opinions and does not necessarily reflect the opinions of Cornerstone Home Lending, its owners, or affiliates.  Cornerstone Home Lending, a Division of Cornerstone Capital Bank, SSB. Cornerstone Capital Bank, SSB, Member FDIC. Company NMLS ID #2258 | www.nmlsconsumeraccess.org

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      25 min
    • How to Purchase Real Estate in an Inflationary Market
      Sep 30 2022

      In this episode, I share my thoughts on the importance of not being paralyzed by fear in the face of a challenging housing market, and some practical tips on how to approach an inflationary market with caution and still make a return on your investment.  

      You hear much in the media these days about the housing crisis and how inflation only makes things worse. While that is partly true, history and my personal experience tell me things aren't as doom and gloom as the media would have us believe.   

      In fact, historically during a recessionary period rates for housing tend to drop thus reducing some barriers to purchasing a new home and making it possible to refinance the real estate you already own.

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      29 min
    • Why A Realtor Is Essential In Estate Planning- With Heather McChesney
      Sep 26 2022

      In this episode, I sat down with realtor Heather McChesney to talk about how a realtor helps in the execution of an estate plan, what types of conversations families need to be having now, and some tips for how to have these conversations.   

      When it comes to estate planning, knowing what you are going to do is completely different from actually executing the plan.  Heather shares her expertise and insights into how having a team that includes a realtor, is a way to help families ease the transition of the home.  From what to fix to when to sell Heather and her team has it covered.   

      Are you looking to have a realtor as part of your family estate planning team?  Contact Heather via email at Heather.McChesney@kw.com today! ___________________________ 

      Heather McChesney and Keller Williams are not affiliated with Cornerstone Home Lending, Inc. All information provided by guests is considered their own thoughts and opinions and does not necessarily reflect the opinions of Cornerstone Home Lending Inc, its owners, or affiliates

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      28 min
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