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The Germinate Show, a premium podcast that brings together some of India’s leading fund managers and financial experts to simplify the process of building wealth. Hosted by Santosh Joseph, CEO, Germinate Investor Services, the show aims to empower listeners with insights into personal finance, wealth creation, and investment opportunities in India’s rapidly growing economy.Germinate Investor Services is a trusted wealth management partner for High Net-worth Individuals (HNIs), delivering personalized investment solutions backed by decades of market expertise. Today, we manage over ₹18 ...

This book is written under the inspiration of Holy spirit. It is my personal testimony, how I encountered Lord Jesus in my broken life and how he lifted me out of the pit and walked with me and talked with me. This book also says about my journey to heaven, hell and purgatory. This book is about God the Father's love for me and his children (John 3:16), also my encounter with Mother Mary, St. Faustina and Satan.