Most people think life insurance is something you buy and forget. In this episode, Tamar Hermes sits down with Brock Fortner, founder of StoneCentury Financial, to explain why sophisticated investors use cash value whole life insurance as a wealth-building tool—one that can store capital, provide liquidity, and support long-term compounding.

They break down the difference between term and whole life, how policy loans work, why structure matters, and where whole life fits inside a bigger wealth plan alongside real estate and investing.

In this episode, we cover:

• Whole life vs term insurance (and why “buy term and invest the rest” misses key benefits for high earners)
• How cash value works (simple breakdown)
• How policy loans work and why borrowing “against” matters
• Using whole life as a stable warehouse for cash
• Why structure and expert guidance matter (avoiding mismatched products)
• How families use life insurance for generational planning

Connect with Brock
LinkedIn: www.linkedin.com/in/brockfortner

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What Would the Rockefellers Do? PDF

Ready to Build Your Own Wealth Strategy

Start with the first step and get a baseline for how much money you really need to be financially free. Download the free Enough Number Calculator and Workbook
👉 https://getyourenoughnumbernow.com/

Connect with Tamar Hermes

Instagram: https://www.instagram.com/tamarhermes/
LinkedIn: https://www.linkedin.com/in/tamarhermes/
Website: WomenGrowingWealth.com
Book: The Millionairess Mentality

Most millionaires didn’t get rich by being brilliant — they followed simple rules most women don’t know anout and stayed consistent.

In this solo episode of Women Growing Wealth, Tamar Hermes reveals 5 essential wealth rules women are rarely taught and how these truths can completely transform your financial future.

You’ll learn:

• Why time beats talent every time (and how to use the Rule of 72)
• How to take full ownership of your investments without asking permission
• Why knowing your “enough number” ends financial burnout
• How consistency outperforms genius in building wealth
• The real red flags behind “get rich quick” deals

This episode isn’t theory.
It’s a mindset shift and a strategy map for building lasting wealth on your own terms.

Want to get started on your path to wealth right now?
Download your enough number workbook and calculator for free at getyourenoughcalculator.com

Many high earning women assume their financial advisor is doing what is best for them. But assumption is not a strategy. In this episode of Women Growing Wealth, Tamar walks through how to perform a clear and empowered financial audit so you actually know what is happening with your money.

This conversation is not about being skeptical or emotional. It is about asking the right questions, understanding your fees, and evaluating whether your investments are producing results that justify the cost. Tamar breaks down how fees quietly erode returns, why complexity often hides underperformance, and how wealthy women approach their financial team with clarity and standards.

You will learn how to read your statements, identify red flags, and evaluate performance using benchmarks instead of trust alone. Tamar also explains when a financial advisor adds real value, when they do not, and why real estate and tax strategy require more than traditional portfolio management.

This episode is a reminder that a wealthy woman does not leave her money on autopilot. She audits, upgrades, and chooses with intention.

In this episode you will learn
• Why most women do not actually know what they are paying their financial advisor
• How advisory fees impact real returns over time
• The key questions to ask your advisor in plain English
• How to spot red flags hidden behind complexity
• Why performance should be measured against clear benchmarks
• When a financial advisor is helpful and when they are not
• Why real estate and tax strategy sit outside traditional advising
• How wealthy women take ownership of their financial decisions

Ready to Build Your Own Wealth Strategy

Start by understanding how much money you actually need to be financially free. Download the free Enough Number Calculator along with the comprehensive step by step workbook.
GetYourEnoughNumber.com

Connect with Tamar Hermes

Instagram: @tamarhermes
LinkedIn: Tamar Hermes
Website: WomenGrowingWealth.com
Book: The Millionairess Mentality

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