86% of Americans think it's a bad time to buy a house. For real estate investors it feels even worse. Rates continue to jump up, Marion County tax bills are up 2 to 3x on some rentals, and insurance is up about 1.5x.

Jared Shore founded Mamba Mortgage and has 14 years in lending. He works with Roots investors, and he doesn't try to guess where rates go next. His read on the real problem: rates stayed high, but Indianapolis home prices kept climbing. The market is almost too strong for rates to fall.

In this episode, he walks through what still works.
Jared Shore at Mamba Mortgage: https://mambamortgage.net

RESOURCES
Jared's line is that the loan is the easy part. Finding a property that fits is the hard part. If you want help with the hard part, start here:

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_guide

Are you ready to invest? (2-minute quiz)
https://www.rootsrealty.co/investor-readiness-quiz?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_quiz

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=newsletter

SPONSORS
Haus Construction: admin@hausholdings.net

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

0:00 The Reality of Today's Housing Market
1:45 The Truth About Interest Rate Projections
3:50 Who Is Actually Winning in This Market?
6:08 Is Cash Flow Still Possible Today?
10:28 The Golden Handcuffs of Low Rates
18:30 Strategic Tax Benefits for Real Estate

More than $8 billion is being poured into downtown Indianapolis right now. It's the largest building boom in the city's history, and the Indy your grandma knew is about to look very different.

Tyler Lingle starts with why Indianapolis is growing so fast, and why now. Eli Lilly anchors a strong local economy. Bank of America ranked Indianapolis the fastest growing metro in the nation in 2023. And the city is known for low red tape, so developers can actually get projects built here.

Then he walks through six projects changing the skyline: luxury hotels, new music venues, and a state-of-the-art Indiana Fever Performance Center.

The takeaway is simple. Investors should buy in the path of growth, like Fountain Square and the near west side, before prices move. And if you want a $200K starter home or a $400K move-up home, Tyler thinks that window closes in the next 2 to 3 years.

RESOURCES
If that 2 to 3 year window has you thinking about your own next move, start here:

Free Buyer's Guide (Indianapolis, PDF)
https://www.rootsrealty.co/resources/buyers/indianapolis-home-buyer-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=buyer_guide

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=investor_guide

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=newsletter

SPONSORS
Jackson Blevins at Core Insurance Solutions: https://coreinsurancesolns.com/
Phil Nelson at Best Flooring: https://www.bestflooring.com/
Renato Lima at Approved Mortgage: https://apply.approvedmortgage.com/homehub/signup/rlima@approvedmortgage.com

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

TIMESTAMPS
0:00 - Intro
0:28 - Why Indianapolis is BOOMING
2:22 - Our Sponsor: Core Insurance Solutions
2:49 - #1: Signia by Hilton
3:54 - #2: Traction Yards
4:58 - Our Sponsor: Best Flooring
5:25 - #3: Ritz-Carlton Hotel
6:11 - #4: Fever Sports Performance Center
6:47 - #5: Cole Motor Apartments
7:16 - Our Sponsor: Approved Mortgage
7:36 - #6: Airport Westin Hotel
8:52 - What Does this Mean for Investors/Homeowners?

Indiana nature offers more than just corn fields. In this episode of The Roots Podcast, host Tyler Lingle brings on guest Trace Burgess (@trace.mp4) to debate a wild topic: Is Indiana a top nature city in the country?

Tyler attempts to break down the myth that Indiana is just cornfields by highlighting specific nature spots that compare favorably to Colorado, Trace's home state.

If you are debating an Indiana vs Colorado or maybe Indiana vs California move, you need to watch this. We talk with a transplant who lived in the mountains and now calls Indiana home, analyzing why these locations are worth exploring.

Subscribe for more Indiana lifestyle breakdowns, and comment below on your favorite local trail.

RESOURCES
Thinking about trading the mountains for Indiana? Start Here:

Free Buyer's Guide (Indianapolis, PDF)
https://www.rootsrealty.co/resources/buyers/indianapolis-home-buyer-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=buyer_guide

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=newsletter

SPONSORS
Renato Lima at Approved Mortgage: https://apply.approvedmortgage.com/homehub/signup/rlima@approvedmortgage.com

⏱️ Chapters:
0:00 — The Corn Field Myth
0:21 — The Take: Indiana Is Prettier Than Colorado
4:55 — Sponsor: Jackson Blevins at Core Insurance Solutions
5:20 — Spot 1: Broad Ripple, the Monon and White River
6:56 — Spot 2: Southwest Way Park's Mountain Biking Trails
7:52 — Spot 3: Fort Harrison and the Pete Dye Golf Course
9:27 — Sponsor: Renato Lima at Approved Mortgage
9:48 — Spot 4: Eagle Creek, Bigger Than Central Park
11:00— Spot 5: Turkey Run and Shade, Indiana's Canyon Country
12:10 — Spot 6: Brown County, the Little Smokies
13:30 — Did Trace's Mind Change?

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

Are Carmel Indiana and Fishers Indiana really the best places to live in the country? Max Moore and Tyler Lingle from Roots Realty Co. break down the rankings with a local perspective.

U.S. News recently ranked these two cities at the very top of their list for places to live. While national rankings highlight the positives, our team at Roots Reli to Co. provides a ground-level view of what life is actually like in these communities. This discussion is for anyone considering a move to the area or trying to understand why these specific suburbs consistently rank so highly.

We analyze the factors that contributed to these scores while candidly addressing the potential drawbacks that national reports often overlook. By the end of this video, you will have a more balanced understanding of the reality of living in Carmel or living in Fishers, helping you decide if either city aligns with your lifestyle goals.

Whether you are researching Indiana real estate or just curious about the local culture, these insights offer clarity beyond the headlines. We evaluate the amenities, the community feel, and the trade-offs of moving to Indiana to ensure you make an informed decision.

Subscribe for weekly local real estate breakdowns and comment below with which city you want us to analyze next.

Ready to Invest/Buy/Sell in Indy? 👇

Indianapolis listings

https://www.rootsrealty.co/listings?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=listings

Come to a Roots event (Indianapolis)

https://www.rootsrealty.co/events?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=events

Book a 30-minute call with Roots

https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=book_call

Get the Roots newsletter

https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=newsletter

Free Buyer's Guide (Indianapolis, PDF)

https://www.rootsrealty.co/resources/buyers/indianapolis-home-buyer-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=buyer_guide

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)

https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=investor_guide

Which Roots agent fits you? (2-minute quiz)

https://www.rootsrealty.co/buyer-agent-quiz?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep64&utm_content=buyer_quiz

0:00 Intro

0:30 Analyzing the Top-Ranked Indiana Cities

2:22 The Tension Between City and Suburb

5:10 Why Carmel's Metrics Stand Out

8:25 Is Fishers Just a Copy of Carmel?

14:18 What to Expect Before Moving North

Paul Thrift bought his first house the summer after high school. Today Thompson Thrift has built $7 billion of real estate across more than 20 states.

He and his partner John met in high school and bought a repossessed home together right after graduation. Forty years later Thompson Thrift is a national multifamily developer with about 200 people in the Indianapolis office alone.

He opens up the machine behind it: roughly 1,100 accredited investors, 800 million to a billion dollars of development a year, and a five-year life cycle on every deal.

Less than 10% of the business is even in Indiana, and he explains why the state keeps producing developers who punch above their weight. He is also honest about the one venture that lost so much money it nearly ended everything.

Paul spent 40 years building his edge. If you want to take your own first step as an investor, start here:

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep63&utm_content=investor_guide

RESOURCES
Are you ready to invest? (2-minute quiz)
https://www.rootsrealty.co/investor-readiness-quiz?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep63&utm_content=investor_quiz

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep63&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep63&utm_content=newsletter

SPONSORS
Tony Boutros at Indy Homes Reborn: https://reborninvesting.com/

0:00 - Intro
0:30 - Paul’s Intro Story
2:59 - Why Indiana?
7:14 - Indy Homes Reborn
7:35 - Indy Developers are Incredible
10:00 - The Playbook for Scaling Pt 1
16:01 - The Business Partner Secret Sauce
19:30 - Who’s is Thompson & Thrift
26:15 - Mistakes and Lessons Learned
29:40 - The Playbook for Scaling Pt 2
37:53 - Core Insurance Solutions
38:19 - The Operator Perspective
41:10 - Faith and Service in Business
48:40 - Favorite Restaurant in Indiana
50:30 - Top 3 Books
52:29 - One Habit that Has Changed His Life

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

Renting vs buying a house in Indianapolis — Max Moore runs two side-by-side timelines on the same $300K home to show exactly what waiting to buy really costs you. One renter, one buyer, both saving the same money. Who comes out ahead after one year? After five? Max pencils out the down payment, the appreciation, the principal paydown, and the number most people never run: what the buyer walks away with for "doing absolutely nothing."

Max bought his first home at 19. The average first-time buyer in America is now over 40. This is the math that explains the gap, plus honest answers to the two objections he hears most: "I'll wait for rates to drop" and "I'm not sure I'll plant roots here yet."

OUR SPONSORS:
Renato Lima at Approved Mortgage: https://apply.approvedmortgage.com/homehub/signup/rlima@approvedmortgage.com
Phil Nelson at Best Flooring: https://www.bestflooring.com/
Jackson Blevens at Core Insurance Solutions: https://coreinsurancesolns.com/

Book a free intro call with Max or Tyler and get matched with an agent: https://www.rootsrealty.co/buy/book-a-consultation

👇 Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://www.rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://www.rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://www.rootsrealty.co/buy/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

⏱️ Chapters:
0:00 — Home Ownership Is Cooked
0:41 — The Two Objections: Rates and Planting Roots
1:30 — What a $300K Home Costs to Buy
2:42 — Sponsor: Renato at Approved Mortgage
3:05 — The Setup: Renter vs Buyer
4:28 — Sponsor: Phil Nelson at Best Flooring
4:54 — The Buyer's Year: Down Payment and Equity
6:20 — Annualized Appreciation: The +$9K
8:48 — Sponsor: Jackson at Core Insurance Solutions
9:14 — The 5-Year Picture and Conclusion

For 47 years Larry Browning has built commercial real estate in Indianapolis on the one thing most investors overlook: relationships. In this episode he shows Max Moore and Tyler Lingle how he found the deals and raised the capital to execute through groups, creative finance, and what he calls relational equity, then how he learned to push every deal past win-win into real community impact.

OUR SPONSORS:
Tony Boutros at Indy Homes Reborn (off-market wholesale deals): https://indyhomesreborn.com/
Jackson Blevins at Core Insurance Solutions: https://coreinsurancesolns.com/ (Jackson, 317-358-6780, jblevins@coreinsurancesolns.com)
Phil Nelson at Best Flooring: https://bestflooring.com/

Book a free investor consultation: https://www.rootsrealty.co/invest/book-a-consultation

👇 Ready to take the next step? Follow the plan below:

📩 STEP 1 – Stay in the loop
Sign up for our newsletter: https://www.rootsrealty.co/join-roots-newsletter
Subscribe on YouTube: https://www.youtube.com/@RootsRealtyCo?sub_confirmation=1
Come to our next live event: https://www.rootsrealty.co/events

📅 STEP 2 – Get expert advice
Book a free intro call with Max or Tyler:
Max: https://bit.ly/4fQMRmW
Tyler: https://bit.ly/3PMrJ6G

🤝 STEP 3 – Get matched with an agent
https://www.rootsrealty.co/invest/book-a-consultation

🎟️ Join the Next Masterclass: https://bit.ly/roots-masterclass
🌱 Come to our Next Coffee & Connect: https://bit.ly/roots-cofeeconnect

📸 Follow Us
Roots Realty Co: https://www.instagram.com/roots.realty.co/
Max Moore: https://www.instagram.com/maxxmoorre/
Tyler Lingle: https://www.instagram.com/tyler_lingle/

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.