86% of Americans think it's a bad time to buy a house. For real estate investors it feels even worse. Rates continue to jump up, Marion County tax bills are up 2 to 3x on some rentals, and insurance is up about 1.5x.

Jared Shore founded Mamba Mortgage and has 14 years in lending. He works with Roots investors, and he doesn't try to guess where rates go next. His read on the real problem: rates stayed high, but Indianapolis home prices kept climbing. The market is almost too strong for rates to fall.

In this episode, he walks through what still works.
Jared Shore at Mamba Mortgage: https://mambamortgage.net

RESOURCES
Jared's line is that the loan is the easy part. Finding a property that fits is the hard part. If you want help with the hard part, start here:

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_guide

Are you ready to invest? (2-minute quiz)
https://www.rootsrealty.co/investor-readiness-quiz?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=investor_quiz

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep68&utm_content=newsletter

SPONSORS
Haus Construction: admin@hausholdings.net

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

0:00 The Reality of Today's Housing Market
1:45 The Truth About Interest Rate Projections
3:50 Who Is Actually Winning in This Market?
6:08 Is Cash Flow Still Possible Today?
10:28 The Golden Handcuffs of Low Rates
18:30 Strategic Tax Benefits for Real Estate

More than $8 billion is being poured into downtown Indianapolis right now. It's the largest building boom in the city's history, and the Indy your grandma knew is about to look very different.

Tyler Lingle starts with why Indianapolis is growing so fast, and why now. Eli Lilly anchors a strong local economy. Bank of America ranked Indianapolis the fastest growing metro in the nation in 2023. And the city is known for low red tape, so developers can actually get projects built here.

Then he walks through six projects changing the skyline: luxury hotels, new music venues, and a state-of-the-art Indiana Fever Performance Center.

The takeaway is simple. Investors should buy in the path of growth, like Fountain Square and the near west side, before prices move. And if you want a $200K starter home or a $400K move-up home, Tyler thinks that window closes in the next 2 to 3 years.

RESOURCES
If that 2 to 3 year window has you thinking about your own next move, start here:

Free Buyer's Guide (Indianapolis, PDF)
https://www.rootsrealty.co/resources/buyers/indianapolis-home-buyer-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=buyer_guide

Free Investor's Guide (house hacks, BRRRR, rentals, 1031s)
https://www.rootsrealty.co/resources/investors/indianapolis-real-estate-investor-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=investor_guide

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep67&utm_content=newsletter

SPONSORS
Jackson Blevins at Core Insurance Solutions: https://coreinsurancesolns.com/
Phil Nelson at Best Flooring: https://www.bestflooring.com/
Renato Lima at Approved Mortgage: https://apply.approvedmortgage.com/homehub/signup/rlima@approvedmortgage.com

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.

TIMESTAMPS
0:00 - Intro
0:28 - Why Indianapolis is BOOMING
2:22 - Our Sponsor: Core Insurance Solutions
2:49 - #1: Signia by Hilton
3:54 - #2: Traction Yards
4:58 - Our Sponsor: Best Flooring
5:25 - #3: Ritz-Carlton Hotel
6:11 - #4: Fever Sports Performance Center
6:47 - #5: Cole Motor Apartments
7:16 - Our Sponsor: Approved Mortgage
7:36 - #6: Airport Westin Hotel
8:52 - What Does this Mean for Investors/Homeowners?

Indiana nature offers more than just corn fields. In this episode of The Roots Podcast, host Tyler Lingle brings on guest Trace Burgess (@trace.mp4) to debate a wild topic: Is Indiana a top nature city in the country?

Tyler attempts to break down the myth that Indiana is just cornfields by highlighting specific nature spots that compare favorably to Colorado, Trace's home state.

If you are debating an Indiana vs Colorado or maybe Indiana vs California move, you need to watch this. We talk with a transplant who lived in the mountains and now calls Indiana home, analyzing why these locations are worth exploring.

Subscribe for more Indiana lifestyle breakdowns, and comment below on your favorite local trail.

RESOURCES
Thinking about trading the mountains for Indiana? Start Here:

Free Buyer's Guide (Indianapolis, PDF)
https://www.rootsrealty.co/resources/buyers/indianapolis-home-buyer-guide?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=buyer_guide

Book a 30-minute call with Roots
https://calendly.com/maxrealestate/30-min-info-call-roots-co-clone?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=book_call

Get the Roots newsletter
https://www.rootsrealty.co/newsletter?utm_source=podcast&utm_medium=episode_description&utm_campaign=ep66&utm_content=newsletter

SPONSORS
Renato Lima at Approved Mortgage: https://apply.approvedmortgage.com/homehub/signup/rlima@approvedmortgage.com

⏱️ Chapters:
0:00 — The Corn Field Myth
0:21 — The Take: Indiana Is Prettier Than Colorado
4:55 — Sponsor: Jackson Blevins at Core Insurance Solutions
5:20 — Spot 1: Broad Ripple, the Monon and White River
6:56 — Spot 2: Southwest Way Park's Mountain Biking Trails
7:52 — Spot 3: Fort Harrison and the Pete Dye Golf Course
9:27 — Sponsor: Renato Lima at Approved Mortgage
9:48 — Spot 4: Eagle Creek, Bigger Than Central Park
11:00— Spot 5: Turkey Run and Shade, Indiana's Canyon Country
12:10 — Spot 6: Brown County, the Little Smokies
13:30 — Did Trace's Mind Change?

Disclaimer:
This video is for educational and informational purposes only. Nothing in this video should be construed as legal, tax, or financial advice. Always consult with licensed professionals before making any real estate investment decisions.