Think back to your very first interaction with money. Not your first job or bank account, but the first time it was physically in your hands.

For most of us, it probably went something like this: you were a toddler, you found a coin, and you put it straight in your mouth. An adult pulled it out and said: Don’t do that. Money is dirty.

Obviously, they were talking about germs. But it’s a fascinating example of how early the language around money begins.

In this week’s Throwback Tuesday snippet, entrepreneur and author Denise Duffield-Thomas explores the money messages we absorb growing up and how these beliefs can sit underneath our decisions for years.

📖 The Money Beliefs You Didn’t Know You Had
🎧 Listen to the original episode

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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Most people don't avoid insurance because they think it's bad. They avoid it because they'll "get around to it later."

In this episode of Friday Fundamentals, Shane sits down with insurance specialist Don Glendinning to bust some of the biggest myths surrounding life insurance, income protection and personal cover.

They unpack why so many Australians delay getting insurance, what can happen when unexpected events strike, and why even basic cover can be better than having none at all.

Whether you're buying a home, starting a family, building wealth, or simply trying to protect your future, this conversation will help you understand why insurance is a key part of any financial plan.

In this episode:

✅ Why people keep delaying insurance decisions
✅ The risks of relying on luck and good health
✅ What income protection actually does
✅ Insurance through super vs personal cover
✅ Why financial advisers play a critical role
✅ Common misconceptions about insurance costs
✅ The importance of reviewing your cover before major life events

If you've ever thought "I'll sort that out later", this episode is for you.

🎧 Listen on Spotify, Apple Podcasts and YouTube.

🏡 Thinking About Buying A Home?

Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence.

From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey.

🎥 https://thepropertycouch.com.au/prepurchase

⌛Timestamps

00:00 Why insurance can't always wait
00:25 Introduction to the insurance myth
00:58 The "I'll get around to it later" mindset
01:31 Real stories of insurance regrets
02:25 What happens when income suddenly stops?
02:56 Understanding income protection
03:41 The backup plan most people overlook
03:49 Why you should review your cover today
04:51 Major life events and insurance timing
05:05 Is insurance really too expensive?
06:23 Insurance through advisers, super and direct providers
07:10 Why super insurance may not be enough
08:24 Australia's underinsurance problem
09:08 Industry changes and fewer advisers
09:55 Why professional advice matters
10:04 Pre-Purchase podcast update

#Insurance #LifeInsurance #IncomeProtection #FinancialPlanning #PersonalFinance #MoneyTips #FinancialAdvice #FridayFundamentals #WealthBuilding #PropertyCouch

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What if the property that solves your cash-flow problem today creates a much bigger problem tomorrow? 🚨

With property investors reassessing their next move, high-yield apartments and commercial property are attracting attention. But behind the attractive numbers, are buyers asking enough questions about asset quality, vacancy risk and who will eventually buy the property from them?

In Episode 620, Lachlan Delahunty from Follio returns to join Ben for a post-budget follow-discussion in Episode 601.

🔍 They unpack the risks emerging as investors chase yield, why some regional property owners could struggle to find an exit buyer, and how to review your existing portfolio before committing to another purchase.

📍 Then it’s around the grounds for Melbourne, Sydney and Perth: where Lachlan sees opportunity, where he believes patience is needed, and what could help confidence return.

Listen now!

FREE STUFF MENTIONED

• 🎟️ FREE WEBINAR: Where Does Your Money Go?
  7:30pm AEDT, Tuesday 27 October
  Find more money, keep more money and turn spare cash into financial progress with Ben’s practical household finance tips. 👉 Register free >>
• 🏡 FREE PRE-PURCHASE SERIES: Get Ready Before You Buy
  Thinking of buying? Join Shane and Ben Thompson for practical preparation tips from both sides of the property transaction. 👉 Watch the series >>
• 📊 FREE PROPERTY REPORTS: Look Beyond the Headlines
  Before choosing your next location, dig into the data. Explore Moorr’s free property reports to make a more informed decision.
  👉 Download your free property reports
• 🏘️ CONNECT WITH LACHLAN & FOLLIO
  Find out more about Lachlan and the Follio team.👉 https://follio.com.au/
• 🎙️ REVISIT EPISODE 601: Lachlan’s Previous Appearance
  Go back to Ben and Lachlan’s post-budget conversation for the context behind this week’s follow-up.👉 https://thepropertycouch.com.au/ep-601-lachlan-delahunty/

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube