So we did something different to close out the year…

We Googled the most asked financial questions of 2025—and we answered them honestly. From budgeting and debt to inflation, mortgage rates, and crypto, this episode breaks down what matters, what’s noise, and what practice owners should actually focus on.

If you’re a healthcare practice owner (vet, PT, optometry, dental, med spa, chiro, etc.), here’s the truth: your biggest financial wins (and mistakes) usually happen outside the treatment room—inside your household cash flow, your practice profitability, and your long-term wealth strategy.

🎙️ Home of the Financial Beast Podcast — bold conversations, real strategies, no fluff.

✅ Topics we hit:

- Budgeting vs. increasing practice profitability - Save vs invest (and what “emergency fund” really means) - Credit score myths - Crypto: investing vs. speculation - What inflation actually is - Compound interest (when it matters and when it doesn’t) - Protecting investments during market volatility - How to hire the right financial advisor (fiduciary + industry experience)

________________________________________________________Want to schedule a free consultation? Visit www.econologics.com or call us at (727) 588-1540 or schedule directly at: https://hubs.li/Q03z6vvs0

Get Social With Us Website: https://www.econologicsfinancialadvisors.com LinkedIn: https://www.linkedin.com/company/econologics Facebook: https://www.facebook.com/econologicsfinancial Instagram: https://www.instagram.com/econologicsfinancialadvisors X / Twitter: https://x.com/FinancialBeasts Vimeo: https://vimeo.com/econologics

🔒 Disclaimer Econologics Financial Advisors, LLC (‘EFA’) is registered with the Securities and Exchange Commission as an investment advisor. (Such registration does not imply a certain level of skill or training.) EFA provides investment advisory services only in states where it is permitted to do so under state laws and only to the extent permitted thereby. This communication is not an offer to sell or effect any transaction in securities. Neither EFA nor its affiliates provide legal, tax or accounting advice. Please consult a qualified attorney or accountant. Results are not guaranteed and will vary depending on the specific circumstances of each individual and on other factors. Full disclosure: https://econologicsfinancialadvisors.com/legal-disclosures/

Most practice owners make significant financial mistakes outside the treatment room, especially concerning real estate. This discussion with Michael Hensel of Mav Realty addresses common errors like signing unfavorable lease terms and overpaying for properties, emphasizing the importance of informed business negotiation. We break down how healthcare development and medical real estate impact your practice's financial health, offering crucial real estate investing strategies for physician real estate. In this episode of the Financial Beast Podcast, Eric Miller sits down with Michael Hensel to break down what healthcare practice owners need to know about medical office real estate: how bad leases quietly drain profit, when it makes sense to buy your building, how commercial properties are valued, and what to look for (parking ratios, ingress/egress, location, and more). If you’re a veterinarian, physical therapist, optometrist, chiropractor, dentist, or any healthcare practice owner — this episode can save you from a costly mistake and help you build real wealth outside the treatment room. Subscribe for weekly strategies — bold conversations, real tactics, no fluff. ________________________________________________________ Want to schedule a free consultation? Visit www.econologics.com or call us at (727) 588-1540 or schedule directly at: https://hubs.li/Q03z6vvs0 Get Social With Us

Website: https://www.econologicsfinancialadvisors.com LinkedIn: https://www.linkedin.com/company/econologics Facebook: https://www.facebook.com/econologicsfinancial Instagram: https://www.instagram.com/econologicsfinancialadvisors X / Twitter: https://x.com/FinancialBeasts Vimeo: https://vimeo.com/econologics 🔒 Disclaimer Econologics Financial Advisors, LLC (‘EFA’) is registered with the Securities and Exchange Commission as an investment advisor. (Such registration does not imply a certain level of skill or training.) EFA provides investment advisory services only in states where it is permitted to do so under state laws and only to the extent permitted thereby. This communication is not an offer to sell or effect any transaction in securities. Neither EFA nor its affiliates provide legal, tax or accounting advice. Please consult a qualified attorney or accountant. Results are not guaranteed and will vary depending on the specific circumstances of each individual and on other factors. Full disclosure: https://econologicsfinancialadvisors.com/legal-disclosures/

Most practice owners hire in panic: plug the “hole in the boat” with a warm body… then wonder why people quit (or underperform) within 30 days.

In this episode of the Financial Beast Podcast, Eric Miller sits down with HR expert, Lorianne Isaacson to break down the real reason practices can’t keep good staff: weak onboarding + zero codified training. What you’ll learn:

• Why most practices are a 2/10 at onboarding (and how to fix it) - The 90-day onboarding framework that builds commitment (not just compliance)
• How to stop “verbal training” from walking out the door - Simple retention plays that cost almost nothing (but build loyalty fast)
• The #1 rule of performance management: firing should never be a surprise
• Why “micromanaging” is usually a training problem, not a people problem If turnover is crushing your practice and your cash flow feels tight—this is the episode you needed. ___________________________________________________Want to schedule a free consultation? Visit www.econologics.com or call us at (727) 588-1540 or schedule directly at: https://hubs.li/Q03z6vvs0 Get Social With Us Website: https://www.econologicsfinancialadvisors.com LinkedIn: https://www.linkedin.com/company/econologics Facebook: https://www.facebook.com/econologicsfinancial Instagram: https://www.instagram.com/econologicsfinancialadvisors X /Twitter: https://x.com/FinancialBeasts Vimeo: https://vimeo.com/econologics 🔒 Disclaimer Econologics Financial Advisors, LLC (‘EFA’) is registered with the Securities and Exchange Commission as an investment advisor. (Such registration does not imply a certain level of skill or training.) EFA provides investment advisory services only in states where it is permitted to do so under state laws and only to the extent permitted thereby. This communication is not an offer to sell or effect any transaction in securities. Neither EFA nor its affiliates provide legal, tax or accounting advice. Please consult a qualified attorney or accountant. Results are not guaranteed and will vary depending on the specific circumstances of each individual and on other factors. Full disclosure: https://econologicsfinancialadvisors.com/legal-disclosures/