You want to succeed in any role? Be the best at it.

Want to have a better chance of winning? Take the risk and go for it.

On today's episode, I bring on Phillip “Phil” Ganz; President and Founder of Next Wave Mortgage, a multi-state mortgage brokerage focused on sustainable homeownership, mortgage planning, and client education. With more than 24 years of industry experience, Phil leads the firm’s growth, licensing, and operations while helping first-time buyers, move-up buyers, and investors find mortgage solutions that fit their goals. As a Certified Mortgage Planning Specialist, he is passionate about affordable housing, financial literacy, and using digital platforms to make lending clearer and more accessible. Known for his leadership, team-building, and client-first approach, Phil helps people move toward homeownership with confidence, transparency, and a stronger financial plan.

Follow Phil on LinkedIn: https://www.linkedin.com/in/askthemortgageexpert/

Tune in: https://open.spotify.com/show/4oL4gtdETjWgpa1JoZbTw4

#philganz #michaelrebelo #realestate #investing #entrepreneur #podcast #everforwardcapitalpartners #success #mindset

People that start out young always have a reason for it, it's never random. Sometimes its a mission, sometimes a career choice...

Or sometimes, just the simplicity of curiosity.

On this episode, I bring on Roberto Carabetta; a real estate investor, senior living operator, private money lender, and financial literacy advocate based in the Miami–Fort Lauderdale area. After buying his first property at 20 while working as a financial advisor, Roberto built experience in finance, construction, and real estate operations. He later launched and scaled a general contracting firm to over $2 million in annual revenue before moving into commercial real estate full-time. In his first 18 months, he acquired over 500 units and built a $25 million real estate portfolio across multiple U.S. markets, with a current focus on senior living facilities and multifamily real estate. He is also involved in hard money lending and is passionate about teaching financial literacy to the next generation.

Follow Roberto: https://www.linkedin.com/in/roberto-carabetta-554b0456/

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#robertocarabetta #podcast #michaelrebelo #mindset #entrepreneurship #investing #finance #multifamily #apartmentinvesting #everforwardmindsetpodcast

Sometimes we look at our past careers and positions and wonder if our skills can apply to real estate, nevermind the fact of wondering how to get into real estate investing.

Sanjay knows this well, and he applied everything he learned in the past to build a solid portfolio...all from curiosity.

Today’s guest is Sanjay Hegde, Founder and President of Blue Ring Investors, a real estate investment company focused on multifamily, senior housing, and student housing opportunities in emerging U.S. markets. Sanjay has over 15 years of corporate leadership experience and now helps busy professionals, especially medical professionals, understand passive real estate investing and build long-term wealth through commercial real estate.

Follow Sanjay and his projects: https://www.linkedin.com/in/sanjay72/

Follow us for more: https://linktr.ee/everforwardcapitalpartners

Tune in here: https://linktr.ee/everforwardmindsetpodcast

#podcast #michaelrebelo #sanjayhegde #finance #realestate #apartmentinvesting #investing #passiveincome #passiveinvesting #multifamily