Welcome back to Tea Time with Erin, where we share honest conversations about entrepreneurship, money, mental health, and the stories that shape the way we build our businesses and lives.

In this episode, Erin continues Part 3 of her four-part series on generational financial beliefs by exploring the connection between money and the nervous system. While previous episodes focused on where financial beliefs come from and how they impact paying yourself, this conversation shifts into the body and examines why financial decisions can feel so emotionally charged.

Erin explains how our nervous systems often respond to money before our conscious minds have a chance to think. From the knot in your stomach when you open your bank account to the tension that shows up when it's time to pay yourself, these reactions are often rooted in old experiences, inherited beliefs, and generational patterns rather than your current financial reality.

Through neuroscience, nervous system regulation, and practical body-based tools, Erin introduces the first two steps of her GLOW Framework—Ground and Lift—and shares how entrepreneurs can begin creating safety around money so they can make financial decisions from a calmer, more empowered place.

In This Episode, You'll Hear:

• Why your nervous system reacts to money before your thinking brain does
• How financial stress shows up physically in the body
• The connection between generational financial beliefs and nervous system responses
• Why paying yourself can trigger fight, flight, freeze, or fawn behaviors
• How childhood experiences shape financial reactions in adulthood
• What neuroplasticity is and how it helps change money patterns
• The four nervous system responses commonly seen around money
• Why shame is often grief in disguise
• An introduction to Erin's GLOW Framework: Ground, Lift, Own, and Win
• Simple practices to regulate your nervous system before looking at your finances

Key Takeaways

• Financial stress is often a nervous system response, not a discipline problem.
• Your body may be reacting to old money stories before your conscious mind has time to think.
• Fight, flight, freeze, and fawn patterns commonly show up in financial decision-making.
• Awareness creates the opportunity for change.
• Safety and comfort are not the same thing.
• Small nervous system regulation practices can improve financial decision-making over time.
• Neuroplasticity allows you to create new patterns and healthier responses around money.

Connect with Erin

Learn more about Erin’s work around money mindset, financial therapy, and building businesses that support your life.

• Book a free financial clarity call with Erin
• Instagram: @‌erinthemoneytherapist

Erin’s Tea for This Episode

Erin is drinking Soothsayer Tea House Masala Chai during this episode. Receive 15% off your first order with Erin’s discount link and code WITHERIN.

Keep the Conversation Going

If this episode resonated with you, be sure to subscribe and share it with another entrepreneur who might need to hear it.

New episodes of Tea Time with Erin drop every other Tuesday, where we share honest conversations about money, mental health, and entrepreneurship.

Grab your drink of choice, take a deep breath, and join us for the next Tea Time.

Content Note: This episode includes a conversation about suicide, grief, and mental health as Anna shares part of her family's story. Please take care while listening and skip this episode if now isn't the right time for you.

Welcome back to Tea Time with Erin, where we share honest conversations about entrepreneurship, money, mental health, and the stories that shape the way we build our businesses and lives.

In this episode, Erin sits down with entrepreneur Anna Wiggins, owner of Surseen Style, for a conversation about entrepreneurship, financial decision-making, risk, grief, and learning to trust yourself through seasons of uncertainty.

Anna shares her journey from working in nonprofits and philanthropy to opening a bridal boutique, selling that business, navigating a season of transition, and eventually launching her newest venture, Surseen Style. Along the way, she opens up about family influences, money lessons from childhood, business loans, entrepreneurship, and the challenge of balancing financial security with pursuing a vision.

Together, Erin and Anna explore what it looks like to trust your instincts, embrace the unknown, and build a business that aligns with your values rather than someone else's definition of success.

In This Episode, You'll Hear:

• Anna's journey from nonprofit work to entrepreneurship
• How a difficult first job helped redirect her career path
• The inspiration behind opening her bridal boutique
• Why she chose not to pursue a franchise model
• The emotional process of selling a business she loved
• How writing and reflection helped her navigate a season of transition
• The realities of funding and growing a small business
• How childhood experiences shaped her relationship with money
• Why paying yourself matters as a business owner
• The importance of trusting your intuition in business decisions
• How nervous system regulation impacts entrepreneurship

Key Takeaways

• Entrepreneurship often requires trusting yourself before you have all the answers.
• Seasons of uncertainty can create space for creativity and growth.
• Business growth often requires financial investment and calculated risk.
• Money beliefs formed in childhood can influence business decisions later in life.
• Paying yourself should be a priority, not an afterthought.
• Success doesn't have to look like constant growth—it can look like alignment.

Learn More About Anna on Instagram: @‌surseenstyle

Connect with Erin

Learn more about Erin’s work around money mindset, financial therapy, and building businesses that support your life.

• Book a free financial clarity call with Erin: https://calendar.app.google/bTLBrJFex9KHpFKz9
• Instagram: @‌erinthemoneytherapist

Erin’s Tea for This Episode

Erin is drinking Soothsayer Teahouse Masala Chai during this episode. 15% off your first order! Use code WITHERIN at checkout.

Keep the Conversation Going

If this episode resonated with you, be sure to subscribe and share it with another entrepreneur who might need to hear it.

New episodes of Tea Time with Erin drop every other Tuesday, where we share honest conversations about money, mental health, and entrepreneurship.

Grab your drink of choice, take a deep breath, and join us for the next Tea Time.

Welcome back to Tea Time with Erin, where we share honest conversations about entrepreneurship, money, mental health, and the stories shaping the way we build our businesses and lives.

In part two of Erin’s four-part series on generational financial beliefs, Erin dives into one of the most emotionally charged topics for women entrepreneurs: paying yourself. Why is it so difficult to move money from your business account into your personal account—even when the numbers say you can?

This episode explores the hidden emotional and behavioral patterns that impact how entrepreneurs handle money, especially first-generation wealth builders. Erin breaks down two major patterns she sees constantly in her work with women business owners: economic mobility guilt and the absence of financial modeling. Together, these patterns create hesitation, shame, confusion, and fear around taking profit, paying yourself consistently, and building personal wealth through business ownership.

Erin also shares personal stories, client examples, and practical insight into how childhood experiences, family systems, and generational money beliefs continue showing up in entrepreneurship today. From inherited scarcity mindsets to never being taught how to read a P&L statement, this episode helps listeners understand why financial decisions can feel so emotionally heavy—and why awareness is the first step toward change.

If you’ve ever avoided looking at your finances, felt guilty paying yourself, struggled with profit, or questioned whether you deserve to make more money, this conversation will likely hit close to home.

In This Episode, You’ll Hear:

• What economic mobility guilt is and how it affects women entrepreneurs
• Why paying yourself can feel emotionally difficult even when your business is profitable
• How generational financial beliefs influence business decisions
• The difference between emotional money patterns and practical financial skill gaps
• Why many entrepreneurs struggle to determine how much to pay themselves
• How scarcity and inherited money beliefs impact entrepreneurship
• The role financial modeling plays in financial confidence
• Why community and financial conversations matter for future generations
• How nervous system responses show up around money and financial stress
• Why awareness is the first step to changing financial behaviors

Key Takeaways

• Financial decisions are often driven by inherited beliefs, not just logic or math.
• Many entrepreneurs experience guilt when earning more than previous generations in their family.
• A lack of financial modeling creates knowledge gaps—not personal failure.
• Avoiding financial decisions often stems from emotional and nervous system responses.
• Building wealth as a woman entrepreneur can create both opportunity and emotional conflict.
• Awareness of financial patterns is the first step toward healthier money behaviors.

Connect with Erin

Learn more about Erin’s work around money mindset, financial therapy, and building businesses that support your life.

• Book a free financial clarity call with Erin
• Instagram: @‌erinthemoneytherapist

Erin’s Tea for This Episode

Erin is sipping Everyday Dose Mushroom Coffee during this episode.

Keep the Conversation Going

If this episode resonated with you, be sure to subscribe and share it with another entrepreneur who might need to hear it.

New episodes of Tea Time with Erin drop every other Tuesday, where we share honest conversations about money, mental health, and entrepreneurship.

Grab your drink of choice, take a deep breath, and join us for the next Tea Time.