AI is changing how people engage with pensions - whether they’re seeking advice, researching pensions schemes, or making workplace decisions. In our latest podcast Robert Cochran is joined by award winning expert Thomas Joy who explains what this means for advisers, employers, and members, and how pension schemes can stay ahead in a fast-moving world.

In this Trustee Special we hear directly from long time Trustee and Chair of the Scottish Widows Master Trust Jonathan Reynolds. Along with Sharon Bellingham we talk about the excitement of changes to come with Targeted support, the power of annuities, how a month of food in a day isn't Freedom and Choice.

We also discuss the importance of being a strong commercial successful Master Trust and what this means to Trustees. It's a brilliant opportunity to hear from such an experienced Trustee who delights with analogies and above all care for scheme members.

What's it like to move into a Master Trust Trustee role? I'm joined by Sharon Bellingham as we talk to Mike Birch, ex of the Regulator and newest Trustee on the Scottish Widows Master Trust. He shares his view of the rigorous application process, his special superpower, and what he thinks are the biggest challenges facing the Master Trust Market. We dive into Decumulation, CDC and his experience of dealing with cybercrime at the TPR. He leaves us with his view of the future regulatory framework for pension schemes.