Builders are leaning on incentives and price cuts to move new homes. Ed Parcaut and Michael Kelly break down what that means if you are shopping for a new build, why you should still get a home inspection before closing, and whether selling in a soft market makes sense. Plus USDA loans for homes outside the big cities, Investopedia's 2026 list of small towns for retirees (none in California), the housing measures on the California ballot, and this week's Community Corner. Market figures are as read on air.

Source: Investopedia, "29 Charming Small Towns Perfect for Retirement Living" (2026 list, accessed Oct 28, 2026): https://www.investopedia.com/29-charming-small-towns-perfect-for-retirement-living-11892680

Real Estate Jerky Radio airs Saturdays at noon on Power Talk 1360 KFIV and iHeartRadio, with replays Sundays at 3 PM and Wednesdays at 7 PM.

Not affiliated with or endorsed by the U.S. Department of Veterans Affairs, USDA, CalVet, CalHFA or any government agency.

Rates discussed are as of the recording date and change daily. Not a commitment to lend.

Not financial advice. Ballot measure discussion is for information only; do your own research before you vote.
Edward R. Parcaut, NMLS #235384, CA DRE #01077454. Lending For Living Inc, Real estate broker, California Department of Real Estate, NMLS #855360, CA DRE #01907016. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. NMLS Consumer Access: www.nmlsconsumeraccess.org
Ed Parcaut, NMLS #235384 | Lending For Living Inc, NMLS #855360
Michael Kelly, CA DRE #01072204, RE/MAX Executive

Ed Parcaut and Mike Kelly talk about why this is a unique market for buyers: more price cuts, pending home sales at a low, and sellers who are willing to listen to offers. Plus builder incentives on new homes, why home repair and contractor quotes feel so high right now, why you should get an inspection on a brand-new home before you close, and Community Corner with what's happening around Modesto and Stanislaus County this weekend.

Real Estate Jerky Radio airs Saturdays at noon on Power Talk 1360 KFIV. More at realestatejerky.com.

Michael Kelly, CA DRE #01072204, RE/MAX Executive

Ed's opinion, not financial advice.

Edward R. Parcaut, NMLS #235384, CA DRE #01077454. Lending For Living Inc, Real estate broker, California Department of Real Estate, NMLS #855360, CA DRE #01907016. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. NMLS Consumer Access: www.nmlsconsumeraccess.org

Ed Parcaut and RE/MAX Executive realtor Mike Kelly break down this week's real estate market on Real Estate Jerky, on Power Talk 1360 KFIV and iHeartMedia.

In this episode:

• Spam lead texts, a door company that never sent a quote, and the idea for a new "Friends of Real Estate Jerky" list of vendors Ed and Mike have used and trust
• Nationwide and California inventory and days-on-market numbers, plus local Stanislaus County closings
• How AI tools are changing everyday work for small businesses
• A renter survey on wanting to buy, and the down payment barrier
• CoreLogic home price data and why California is a different market
• Community events coming up, including the Veterans Day parade
• California FAIR Plan changes and why it pays to get insurance requoted
• Defensible space and fire prep
• A "Flintstones" cave house for sale in Illinois for $59,000
• How credit scores and debt-to-income come into play when buying
• U.S. News best places to live
• People leaving California, and a proposed ban related to silica in engineered stone countertops
• Community Corner: this weekend's local events, including the Cheese and Wine Festival

Airs Saturdays at noon on KFIV 1360, with replays Sunday at 3 PM and the following Wednesday at 7 PM. Find past shows wherever you get podcasts or at realestatejerky.com.

This show is for general information and entertainment only and is not an offer to lend or a commitment to lend. Edward R. Parcaut, NMLS #235384, CA DRE #01077454. Lending For Living Inc, Real estate broker, California Department of Real Estate, NMLS #855360, CA DRE #01907016. Equal Housing Opportunity. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines and program availability. NMLS Consumer Access: www.nmlsconsumeraccess.org Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency.