What do you do when your business breaks down—and your confidence breaks with it? In this episode of Prosper in the Kingdom, John and Wendy pull back the curtain on some of their hardest seasons as Christian entrepreneurs.

From unexpected tax bills to broken business partnerships, they share raw stories, honest lessons, and the biblical money management principles that helped them start again. If you've ever felt disqualified by financial struggles or unsure how to move forward, this episode will remind you that your calling is still intact—and that rebuilding is possible with wisdom, strategy, and support.

This is a must-listen for anyone serious about aligning their money strategy and purpose with kingdom values.

00:00 – Introduction

Starting over isn’t failure—it’s part of the journey. John and Wendy set the stage for a candid discussion around breakdowns and breakthroughs in business.

03:00 – The Reality of Christian Entrepreneurship

Why "faith + grit" is essential for any financial strategist or solopreneur walking out a calling in the marketplace.

06:40 – John’s Story: When Business Goes Sideways

How a thriving mortgage company, a trusted friend, and a missed legal detail created a $46,000 problem—and what he learned about partnership, contracts, and stewardship.

12:57 – Wendy’s Story: From Success to Stress

Wendy shares how earning five figures a month in network marketing didn't shield her from poor money values. A surprise $55k tax bill nearly took her out, until God re-centered her perspective around biblical money management.

16:40 – Turning Financial Struggles into Strategy

They unpack the shift from ownership to stewardship—and why that shift changes everything when it comes to money strategy, accountability, and peace.

19:53 – Why You Haven’t Failed Until You Quit

No one builds a legacy without scars. This conversation redefines failure and encourages listeners to see their setbacks as setup for something greater.

22:45 – How Your Breakdown Becomes Your Mission

Wendy now helps other entrepreneurs overcome financial struggles—and shows them how to multiply not just income, but impact.

27:30 – Know What You’re Good At—and What You’re Not

Whether you’re a visionary or an operations-minded financial strategist, you need the right people around you. Don’t go it alone.

28:38 – Final Thoughts + How to Get Help

You don’t have to rebuild by yourself. Learn about coaching, our entrepreneur community, and what it looks like to walk in financial values that align with your calling.

• Failure isn’t the end. It’s a lesson, a pivot, and sometimes the doorway into your deeper calling.
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• You need a money team. From bookkeepers to business coaches, don't try to carry everything alone.
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• God is after your growth. He doesn’t waste your mistakes. He redeems them.
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• Biblical stewardship is the difference-maker. Once you shift from "mine" to "His," your financial strategy gets clearer and more fruitful.
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Want support to rebuild wisely—and with kingdom strategy? Join the PITK Wealth Builder Community (launching early 2026) where we walk alongside entrepreneurs ready to align their business with purpose, peace, and profitability.

Coaching & Community Info

➡️ ProsperInTheKingdom.com

• Romans 5:3–4 – Perseverance through trials
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• Ephesians 5:16 – Redeem the time
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• Deuteronomy 8:18 –

The financial landscape is shifting faster than most people realize. In this episode of Prosper in the Kingdom, financial strategists Jon Cleaver and Wendy Lee unpack three major forces transforming the economy right now: the decline of fiat currency, the rising cost of living, and the rapid acceleration of AI in the workforce.

Through practical Christian money management guidance and grounded financial strategy, you will learn how to prepare for what is coming rather than reacting to it later. Jon and Wendy share how to steward resources wisely, reduce financial vulnerability, eliminate debt, and build strong money management strategies that reflect your faith and financial values.

This conversation offers clarity on how believers can respond to economic uncertainty with wisdom, multiple income streams, smart financial management, and proactive planning. It is a wake-up call to take responsibility for your future and begin a true money transformation aligned with Kingdom purpose.

Topics Covered

• The transition from fiat currency to digital assets
• Inflation, cost of living, and the middle-class squeeze
• How AI is reshaping careers, income, and opportunity
• Biblical stewardship versus dependence on the system
• Building resilience through diversified income
• Financial strategies that support long-term stability
• Strengthening your future through intentional financial management
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If you want your finances to be prepared for the years ahead — and aligned with God’s direction for your life — this episode will equip you to make wise, confident choices today.

Too many believers equate meekness with silence, passivity, or surrender. But in this power-packed episode of Prosper in the Kingdom, Jon Cleaver and Wendy Lee uncover the biblical truth behind Matthew 5:5—and why “meek” is not weak.

As faith-driven leaders and kingdom entrepreneurs, we are called to walk in strength, discipline, and truth. This episode breaks down how Christian money management, spiritual boldness, and financial values intersect with God’s calling for believers to stand firm—not fold—in today’s culture.

• The real meaning of “the meek shall inherit the earth”
• Why meekness is power under control, not weakness
• How to live out your financial strategy with conviction and clarity
• Biblical money strategies that align with your faith and calling
• How to reclaim lost ground in your spiritual and financial life
• Practical ways to put on the full armor of God every day
• How to lead boldly without compromising your beliefs

• Matthew 5:5 – The meek shall inherit the earth
• Ephesians 6:11 – Put on the full armor of God
• 2 Timothy 1:7 – Power, love, and self-control
• John 8:11 – Go and sin no more

This episode isn’t just about mindset—it’s about movement. Whether you're a Christian financial strategist, a faith-based entrepreneur, or simply looking to align your money strategy with biblical principles, this conversation will equip you with the tools to:

• Rebuild your foundation on God’s financial values
• Integrate your money management strategies with your spiritual walk
• Embrace your identity as a financial leader in the Kingdom
• Develop a faith-based financial strategy that leads to freedom, not fear

1. Know the Word – Build your spiritual and financial life on biblical truth
2. Live Boldly, Speak Wisely – Let your faith show through action
3. Equip Yourself – Use the full armor of God and wise stewardship
4. Stand in Unity – Connect with other believers who share your values

Resources:

• Financial Clarity Tool:⁠ SafeMoneyRoadmap.com⁠
• More at:⁠ ProsperInTheKingdom.com

Subscribe, rate, and share this episode of Prosper in the Kingdom. Help us equip more believers to walk boldly in their calling—without compromise.

Join the Conversation:Have you felt spiritually distracted lately? What’s been pulling your focus off the mission? Share your story in the comments or tag us on social with your thoughts. Let’s grow together.

Stay Equipped for Purpose-Aligned Prosperity:Visit:⁠ ProsperInTheKingdom.com

Divorce is a life-altering event—emotionally and financially. In this candid and practical episode, Jon Cleaver and Wendy Lee open up about their personal experiences with divorce while offering faith-driven financial strategies to help you protect what matters most and rebuild your life with wisdom and purpose.

Whether you're in the early stages of separation or navigating life post-divorce, this episode provides a clear, compassionate roadmap to help you stabilize, strategize, and step into your next season with confidence.

• How to protect your financial future before, during, and after divorce
• The most common financial mistakes people make during separation—and how to avoid them
• Why emotional decisions can cost you financially (and how to stay clear-headed)
• Key documents to gather now: assets, debts, tax returns, credit reports, and more
• What you must know about joint credit cards, 401(k) splits, insurance, and taxes
• How to start over: budgeting, credit repair, emergency funds, and retirement planning
• The power of estate planning and updating your will, beneficiaries, and accounts
• A biblical perspective on healing and stewardship after divorce
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This episode is grounded in biblical values without offering moral judgment. As Jon and Wendy explain, this isn’t about endorsing divorce—it’s about helping those walking through it steward their finances with wisdom, courage, and grace. You can’t rewrite the past, but you can rebuild a better future.

💼 Free Financial Planning Consultation:

Need a plan for your financial reset?

Visit SafeMoneyRoadmap.com for a free financial strategy session.

📅 Upcoming Divorce & Finance Workshop:

Dollars & Divorce – a live Zoom event offering deeper insights into managing money through divorce

Next session: Check ProsperInTheKingdom.com for dates and registration

• Divorce budgeting & financial inventory
• Joint accounts & credit protection
• Tax planning & alimony impact
• Insurance changes & life policies
• Beneficiaries, wills & estate updates
• Emergency fund rebuilding
• Working with Christian financial advisors
• Emotional healing & mindset reset
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“Divorce is a financial earthquake—but it doesn’t have to destroy your future.”

“You can’t protect what you can’t see. Take inventory. Get it all on the table.”

“Every dollar you manage from here is part of your comeback story.”

“You can either come out of this bitter—or better.”

In this timely and prophetic episode, John and Wendy sound the alarm on a coming shift in the global economy, workforce, and financial systems—and why now is the time to prepare. If you’ve been waiting for the “right moment” to start a side business or income stream, this episode is your wake-up call.

With AI disrupting traditional careers, corporate instability rising, and economic uncertainty looming, the hosts challenge you to take action in 2025 so that you’re fully positioned by 2026. Learn how biblical stewardship, entrepreneurial thinking, and time management can set you apart and help you build legacy wealth with purpose.

Whether you're a faith-driven professional, aspiring entrepreneur, or someone craving time and financial freedom, this episode will help you move from indecision to intentional action.

• AI & Automation: Why your job—yes, even white-collar jobs—may not be as safe as you think.
• The Side Hustle Surge: How to prepare now to launch a sustainable, purpose-aligned business in 2026.
• Biblical Wisdom on Diversification: Exploring Ecclesiastes 11:2 and Deuteronomy 8:18 on income and stewardship.
• Time as a Non-Renewable Asset: You can’t “find time”—you must take it back and steward it well.
• Tax & Wealth Advantages: How business ownership unlocks tax benefits and strategic leverage.
• Calling vs. Comfort: Don’t trade your purpose for a paycheck. Get aligned with your God-given mission.
• Legacy Thinking: A business can impact future generations, not just your bank account.
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• Ecclesiastes 11:2 – “Divide your portion into seven, or even eight, for you do not know what disaster may come upon the land.”
• Ephesians 5:16 – “Redeem the time, for the days are evil.”
• Deuteronomy 8:18 – “But remember the Lord your God, for it is He who gives you the power to get wealth...”
• Proverbs 13:11 – “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.”
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Start with 12 intentional hours a week. Use 3 nights to invest in your dream and build your business. Give yourself 90 days of focused, purposeful effort—and watch your life shift.

• Christian professionals seeking financial independence
• New or aspiring entrepreneurs
• Kingdom-minded individuals called to create impact
• Anyone sensing “there’s more” and ready to act in faith
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Live Event – October 23:

Launch Your Agency: Build Profit With Purpose

Learn how to partner with Prosper in the Kingdom to create leveraged income.

Register now at: prosperinthekingdom.com/events

Free Financial Plan Tool:

Get your Safe Money Roadmap at safemoneyroadmap.com

Gain clarity on your finances and take your next steps in confidence.

1. Audit Your Time: Are you investing it or wasting it?
2. Pray & Plan: Seek God about your next move. Don’t let comfort kill your calling.
3. Join the October 23 Event to get your strategy in motion.
4. Subscribe & Share: This message is urgent. Don’t keep it to yourself.
5. 
   

Website:

If your car broke down today or you lost your job tomorrow—could your finances handle it?

In this powerful episode of Prosper in the Kingdom, Jon Cleaver and Wendy Lee break down how to build a strong, biblically-aligned emergency fund so you can weather any storm—without falling into debt or fear. They share the exact steps to get started, the biblical wisdom behind saving, and how financial preparedness protects both your peace of mind and your God-given purpose.

You’ll also hear how Wendy turned a $76 Goodwill haul into over $850 in profit—proving that a little hustle and creativity can kickstart your savings journey today.

This isn’t about hoarding—it’s about stewarding. Because when you're financially ready, you're spiritually free to say "yes" to God's assignments without anxiety holding you back.

In This Episode:

• Why emergency funds are biblical (Proverbs 21:20)
• How much you really need saved: $1,000 vs 3–6 months
• The domino effect of debt—and how to avoid it
• Why credit cards are not your emergency plan
• The emotional cost of financial instability
• How to automate savings and build margin fast
• Creative side hustle ideas (including reselling on Etsy!)
• The difference between fear-based saving and faith-based stewardship
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Key Scriptures:

• Proverbs 21:20 — “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.”
• Deuteronomy 8:18 — “It is He who gives you the power to get wealth…”
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Kingdom Takeaway:

Emergencies will come—but with preparation, they don’t have to derail your destiny. God honors stewardship. Let’s build financial readiness that brings peace, purpose, and freedom.

Resources & Links:

• FREE Financial Roadmap: SafeMoneyRoadmap.com
• More Kingdom resources: ProsperInTheKingdom.com
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If This Episode Blessed You…

Help us reach more believers walking out their financial calling:

• Leave a 5-star review on Apple or Spotify

Share this episode with a friend who’s ready to break free from financial stress

Is crypto confusing, intimidating, or just something you've been meaning to understand? In this foundational episode of Prosper in the Kingdom, Jon and Wendy break down cryptocurrency basics from a faith-informed, practical perspective. Whether you're crypto-curious or already dabbling, this episode offers a non-hype, beginner-friendly guide to understanding the opportunities, risks, and real-world applications of crypto assets.

If you’ve ever wondered:

• What is blockchain and why does it matter?
• What’s the difference between Bitcoin, Ethereum, stablecoins, and utility tokens?
• Is cryptocurrency safe, biblical, or even wise to invest in?
• How can you get started without risking your life savings?
• What are hot wallets vs. cold wallets and how should you store your assets?
• How do taxes, scams, and regulation affect crypto?
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Then this episode is your Crypto 101 crash course—with the clarity, biblical wisdom, and caution you need before diving in.

• What is cryptocurrency? Definitions, analogies, and biblical wisdom
• The role of decentralized finance in an inflationary world
• Overview of major coin types:
• Bitcoin (digital gold)
• Ethereum / Ether (smart contract platform)
• Stablecoins (pegged to the U.S. dollar)
• Transactional coins (XRP, XLM)
• Utility tokens (think arcade tokens
• Meme coins (Dogecoin, Shiba Inu, etc.)
• How to buy crypto:
• Exchanges (Coinbase, Gemini, Kraken)
• Brokerages vs. peer-to-peer
• Pros and cons of cold wallets (e.g., Trezor) and hot wallets
• Biblical stewardship and financial discernment in the crypto space
• Avoiding scams, get-rich-quick traps, and “TikTok financial gurus”
• Using crypto wisely as part of a diversified wealth-building plan

At Prosper in the Kingdom, we don’t chase hype—we seek wisdom. Jon and Wendy remind us that cryptocurrency, like any financial tool, is neutral. It’s not inherently good or bad—it’s how you steward it that matters.

Drawing from Proverbs 13:11 and Deuteronomy 8:18, they emphasize that God gives us the power to get wealth, but that power must be rooted in stewardship, knowledge, and intentional action. Crypto may be one piece of your financial toolbox—but it's not the whole house.

• You don’t need to be a tech expert to understand crypto—you just need to be teachable.
• Start small, stay cautious, and do your homework before investing.
• Crypto can be part of your kingdom-focused wealth strategy when handled wisely.
• Use discernment: if it sounds too good to be true, it probably is.
• Seek a balance between modern tools and biblical principles of stewardship.

• Get your FREE Financial Plan:
• Visit SafeMoneyRoadmap.com and mention the show to receive a customized roadmap for your financial future.

Want more faith-aligned investing content?

Let us know! Drop your crypto questions in the comments or DM us—John and Wendy are planning deeper dives in future episodes.

Subscribe & Share:

If this episode helped you, please subscribe, leave a review,...

In this timely episode, Jon and Wendy walk you through a faith-rooted financial checklist to help you finish 2025 strong and step into 2026 with order, strategy, and peace. From year-end reviews to forward-thinking stewardship, this conversation bridges biblical wisdom with real-world action.

Rooted in Proverbs 21:5 — “The plans of the diligent lead surely to abundance…” — this episode equips you to get your financial house in order and position yourself for greater freedom and Kingdom impact.

• Assess Your Finances: Review your spending plan, pay down debt, and check your emergency fund.
• Holiday Budgeting: Be proactive about gift-giving expenses to avoid January regret.
• Year-End Financial Moves:
• Maximize employer 401(k) match
• Use your FSA/HSA funds
• Review life insurance and term policy options
• Begin tax planning before January
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• Business & Cash Flow Strategy: Entrepreneurs, don’t just close out the year—plan for scaling.
• Faith, Freedom & Finances: Financial alignment brings freedom to obey God fully and bless others abundantly.
• Spiritual Foundation: Daily time in the Word fuels financial wisdom and long-term clarity.
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Proverbs 21:5 – “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”

• SafeMoneyRoadmap.com – Get a custom financial strategy tailored to your goals
• 
  
• ProsperInTheKingdom.com – Tools, podcast episodes, and kingdom resources
• 
  
• Book Mentioned: The Science of Scaling (recommended for faith-driven entrepreneurs)
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1. Conduct a full financial inventory: Budget, debt, savings, and insurance.
2. 
   
3. Set a holiday spending limit before the season begins.
4. 
   
5. Schedule a strategy call via SafeMoneyRoadmap.com.
6. 
   
7. Begin prayerfully setting goals for 2026 with faith and vision.
8. 
   
9. Share this episode with a friend, team member, or fellow believer preparing for the new year.
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• Scaling a Christian business
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• Christian money mindset
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• Prosper in the Kingdom podcast
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Abundance begins with alignment. When your financial house is in order, you're free to follow God boldly, give generously, and impact eternally. Whether you're adjusting your budget or preparing to scale your business, this episode will help you do it with faith, diligence, and purpose.