Discover practical, faith-driven strategies for Gen Z to buy a first home, build credit, and start wealth-building—yes, even in today’s market.

For many in Gen Z, the dream of homeownership feels out of reach. Rising interest rates, high housing prices, and limited credit history can make the process overwhelming. But in this episode of Prosper in the Kingdom, hosts John Cleaver and Wendy Lee reveal why buying a home is still possible—and how you can do it with the right plan, discipline, and faith.

From understanding today’s mortgage landscape to practical steps for building credit, saving for a down payment, and finding the right “starter” home, John and Wendy share both personal stories and proven strategies. You’ll learn how to think long-term, leverage your resources, and start building equity now—because every month you’re either paying your own mortgage or someone else’s.

Whether you’re a young adult ready to take the leap, a parent guiding your kids, or someone looking to re-enter the housing market, this conversation is packed with insight, encouragement, and actionable next steps.

What You’ll Learn in This Episode:

• Why Gen Z’s homeownership challenges aren’t impossible to overcome

• How to build and maintain a credit score that qualifies you for better mortgage rates

• The truth about mortgage rates—why you shouldn’t “wait for perfect”

• Affordable ways to save for your first down payment (without starving your budget)

• How to choose a smart starter home that builds equity for your future

• Biblical wisdom for approaching financial decisions with diligence and faith
  

Scripture Reference:

• Proverbs 21:5 – “The plans of the diligent lead to profit as surely as haste leads to poverty.”
  

Resources & Links Mentioned:

• Credit building tools: Credit Wise, Credit Karma, Chime

• Mortgage rate comparison: Bankrate.com

• Connect with John & Wendy at ProsperInTheKingdom.com
  

Call to Action: If you’re ready to turn your housing dream into a reality, start by making a plan today. Share this episode with someone you know who’s thinking about buying their first home. And don’t forget to like, subscribe, and leave a comment with your biggest takeaway—we’d love to hear from you!

In this episode of Prosper In The Kingdom, Jon Cleaver and Wendy Lee dive deep into a truth most of us overlook: time is your most valuable asset—and it’s often squandered. This isn’t about hustle culture or burnout. It’s about stewardship, intention, and honoring your calling through how you spend your 24 hours.

You’ll hear candid stories, biblical insight, and practical wisdom on how to stop letting time slip away and start investing it into the things that matter—your faith, family, finances, and future.

Key Learnings:

• Why time—not money—is your true currency

• How distractions are sabotaging your calling

• The power of scheduling and owning your calendar

• Why “I don’t have time” is a dangerous lie

• How to start a purpose-driven side hustle with as little as 10 hours a week

• Biblical principles on stewardship from Proverbs, Ephesians, and Deuteronomy

• How rest and reflection play into productivity and divine alignment
  

Action Step: Own your time. Take the 90-day challenge Jon and Wendy Lee laid down—just 12 hours a week to build something meaningful. You’ve got 24 hours like everyone else… what will you do with yours?

Connect + Grow: Loved this episode? Share it with someone who needs a wake-up call on how they’re spending their time.

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If you're over 40 and building a business, there's one asset you can't afford to neglect—your health.

In this powerful episode, John and Wendy unpack why taking care of your body isn’t just a personal goal—it’s a business strategy. From the toll hustle culture takes on your health to simple shifts you can start making now, this episode is a wake-up call for entrepreneurs, executives, and kingdom-minded leaders who want to build a life they can actually enjoy.

Whether you’re gaining momentum in business or feeling burned out by the grind, this conversation will challenge your perspective and help you reframe health as part of your mission—not separate from it.

• Why your physical health directly impacts your business performance
  

• How muscle mass, sleep, and stress affect longevity and leadership
  

• The real reason hustle culture is costing you more than time
  

• 5 simple, high-impact health habits for entrepreneurs over 40
  

• What intermittent fasting, supplements, and protein really do for your brain and body
  

• Faith-forward perspective on honoring your body as God’s temple
  

1. Intermittent fasting tailored to your gender and goals
   

2. Daily movement (even 30 minutes makes a difference)
   

3. Prioritizing deep, quality sleep
   

4. Eating for performance, not entertainment
   

5. Smart supplementation to fill nutritional gaps
   

“You’re building a business—but will you be healthy enough to enjoy it?”

🔑 What You’ll Learn:🛠️ 5 Health Shifts to Boost Energy & Performance:💡 Memorable Quote:🎧 Listen now and start building the kind of business your body can sustain:👉 ProsperInTheKingdom.com 📲 Subscribe, rate, and share to help others prosper in purpose, health, and wealth.