In this episode of PennyWise, host John Kiernan and guest Lauren Weatherford, an associate professor at West Virginia University Extension, talk about how to get through Valentine’s Day without overspending…or putting your relationship in jeopardy. John and Lauren discuss the best ways to celebrate on a budget, how to cost-effectively impress your significant other, and major mistakes to avoid. If you have love in your life but not enough money to go around, this V-Day edition of Pennywise is for you!

More on this episode from WalletHub:

• Best Credit Cards of 2026

• Valentine’s Day Spending Survey

• Best Jewelry Store Credit Cards

• Valentine’s Day Facts

• Best Places to Celebrate Valentine’s Day

• Free Gift Ideas

You could also give your Valentine a WalletHub Premium subscription this V-Day. After all, things like budgeting tools, credit-improvement help, and identity protection are gifts that keep on giving.

In this episode of PennyWise, host John Kiernan and guest Professor Jeffry Haber of Iona University discuss how to go about choosing the right credit card to apply for. John and Jeffry cover what different types of applicants should look for, what pitfalls to avoid, and the best offers to apply for in 2026. John also breaks down WalletHub’s editors picks.

More on this episode from WalletHub:

• Best Credit Cards of 2026

• Best Cash Back Credit Cards

• Best Travel Credit Cards

• Best Credit Cards for Beginners

• Best Credit Cards for Bad Credit

• Best Balance Transfer Credit Cards

• How to Choose a Credit Card

You can also use WalletHub’s budgeting and expense tracking tools to keep your credit card spending in check. Information about offers is accurate as of 1/14/2026.

In this episode of PennyWise, host John Kiernan and guest Professor Nicole Hickson discuss how to get your money right in 2026. Whether you’re making a financial New Year’s resolution or just determined to make 2026 more prosperous than the past, there are steps you can take to improve your financial performance, save more money, reduce stress, and afford to treat yourself once in a while! John and Nicole will give you the gameplan for success. Plus, John answers a recent listener question.

More on this episode from WalletHub:

• New Year’s Financial Resolutions Survey

• 16 Financial Resolutions for 2026

• WalletHub Budgeting Tools

• Best Credit Cards for 2026

You can sign up for a WalletHub account to get personalized credit-improvement advice, rent and bill reporting, budgeting and expense tracking tools, identity theft insurance, and much more.