Delaware recently passed legislation allowing homeowners to add Transfer on Death (TOD) designations to their property deeds. While this new option promises a simple way to avoid probate, it comes with significant limitations that many residents don't realize until it's too late.

In this episode, Director of Estate Planning, Mindi Cooper sits down with attorney Amber B. Woodland, Esq. to unpack the reality behind TOD deeds. Amber explains how these deeds work, who they might benefit, and more importantly, the major limitations that could impact your plan.

Whether you've already filed a TOD deed or are considering your estate planning options, this conversation will help you understand the difference between a quick fix and comprehensive protection for your legacy.

George Schwendtner, owner of Property Tenders, LLC, joins us to discuss property maintenance, and the chores that get away from property owners as they age, experience changing health, relocate, and more. With a focus on preventative work, our time together outlines ways that this creative business is supporting local families.

Featuring Kyle Banks from PKS Investment Advisors, this episode discusses how Delaware grandparents can strategically save for their grandchildren's education. Key highlights include recent changes to FAFSA rules, strategic use of the five-year election, opportunities to roll unused savings to Roth IRAs, and consideration of other strategies like directly paying tuition bills. Thanks to Kyle for some great tips for grandparents - your generosity needs strategy!