Delaware recently passed legislation allowing homeowners to add Transfer on Death (TOD) designations to their property deeds. While this new option promises a simple way to avoid probate, it comes with significant limitations that many residents don't realize until it's too late.

In this episode, Director of Estate Planning, Mindi Cooper sits down with attorney Amber B. Woodland, Esq. to unpack the reality behind TOD deeds. Amber explains how these deeds work, who they might benefit, and more importantly, the major limitations that could impact your plan.

Whether you've already filed a TOD deed or are considering your estate planning options, this conversation will help you understand the difference between a quick fix and comprehensive protection for your legacy.

George Schwendtner, owner of Property Tenders, LLC, joins us to discuss property maintenance, and the chores that get away from property owners as they age, experience changing health, relocate, and more. With a focus on preventative work, our time together outlines ways that this creative business is supporting local families.

Featuring Kyle Banks from PKS Investment Advisors, this episode discusses how Delaware grandparents can strategically save for their grandchildren's education. Key highlights include recent changes to FAFSA rules, strategic use of the five-year election, opportunities to roll unused savings to Roth IRAs, and consideration of other strategies like directly paying tuition bills. Thanks to Kyle for some great tips for grandparents - your generosity needs strategy!

From understanding the basics of funeral pre-planning to navigating the practical questions families face, this episode covers many things you need to know about planning ahead for end-of-life arrangements. We're joined by Kelly Andreason, VP of Legacy of Love, a company that provides an alternative approach to traditional funeral pre-planning.

Throughout our discussion, Kelly compares Legacy of Love's approach with working directly through local funeral homes, helping listeners understand that both options have significant value—the right choice simply depends on your family's specific needs and circumstances.

Whether you're curious about the basics or ready to take action, this conversation provides the clarity and confidence to make informed decisions about this important aspect of planning.

When young adults turn 18, parents and guardians lose their legal authority to act on their behalf—a reality that can create serious complications during emergencies or when support is needed. In this essential episode, attorneys Michele Procino-Wells, Esq. and Amber B. Woodland, Esq. guide young adults through the critical process of establishing a Power of Attorney and Advance Health Care Directive.

Michele and Amber break down the practical applications of each document, offer guidance on selecting the right representatives, and share best practices for secure document storage. While specifically designed for young adults navigating this important milestone, this episode provides valuable insights for parents, grandparents, guardians, and anyone involved in supporting young people as they transition to legal independence.

Repatriation isn't a process we'd considered before we attended a presentation made by a Parsell Funeral Homes team member. As it relates to funeral planning, the process of repatriation requires an expert, and Andrew Parsell was kind enough to join us for this episode to discuss the things that families should consider if they recognize the possibility of passing away in a country they don't call "home." Listen in to learn more about this unique process.

Jeanine O'Donnell, Agency Owner of the Lewes, DE State Farm, brings years of experience to our listeners about the importance of insurance. Jeanine defines estate liquidity, dispels several myths, and was a good sport through a fun but unexpected travel question. Enjoy this segment of great advice from a pro!

Jeff Montgomery is the Founder and President of Montgomery Financial, a fully independent Registered Investment Advisory firm. We value Jeff's attention to detail and thorough approach to planning, including his knowledge and interpretation of the SECURE Act. Jeff was one of our very first podcast guests and he's back to discuss the latest changes to this law. This is another example of how Jeff and his team bring complex topics to life in easy to understand terms.