What’s next for treasurers?

In this episode, we sit down with Annette Spencer, CEO of the Association of Corporate Treasurers (ACT), as she shares her insights on how treasury professionals can grow, gain recognition, and what it takes to stand out.

From confidence and continuous learning to qualifications, mentorship, and the impact of AI. This episode explores the skills, qualifications, and mindset needed to thrive in the modern treasury profession.

00:00 Intro

00:51 Annette’s Journey

06:56 Treasurers: The Unsung Heroes

12:08 Falling into Treasury

14:06 Stepping Outside the Comfort Zone

19:22 Building Confidence in Treasury

23:13 Understanding ACT Qualifications

24:45 Micro-Credentials

26:27 Subject Specific Certificates

30:28 In-Person Training

31:14 Why Do I Need Qualifications?

34:57 Treasury Mentorship Program

38:39 Becoming an ACT member

44:43 The Impact of AI

51:53 The Middle East Treasury Summit

55:41 Treasury Awards

58:10 Women in Treasury

01:03:23 What’s next for treasurers

01:04:56 Final words

Guest Speaker Name: Annette Spencer

Title: CEO at Association of Corporate Treasurers (ACT)

LinkedIn: https://www.linkedin.com/in/annettekspencer/

Company Link: http://www.treasurers.org

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/ Listen to

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

What does it really take to move from finance professional to a CFO?

In this episode, we sit down with Bruno Massera, CFO, to unpack the mindset, skills, and trust required to lead at the highest level of finance.

From AI and coding to trust and communication, this conversation reveals what matters most at the top of finance.

00:00 Intro

00:52 Bruno’s Journey

05:15 FP&A vs Treasury Skills

06:44 How Treasurers Build FP&A Skills

08:58 Explaining Treasury to the Business

11:54 What is “Value Creation”?

13:34 Treasury's role in Value Creation

14:43 Treasury vs Finance: A Mindset Shift

16:20 EBITDA vs. Cash Flow

18:17 Setting Organization's KPIs & Incentives

21:34 How to Position Yourself for the CFO Role

23:32 Translating Treasury to Others

27:17 How to Approach Senior Leaders

31:49 The Skills Every CFO Needs

33:56 Coding & AI in Finance and Treasury

38:34 Why Trust Is the Most Important Skill

43:18 The Importance of Treasury

52:42 Final Advice for Aspiring CFOs

Guest Speaker Name: Bruno Massera

Title: CFO - International Markets at MBRF

LinkedIn: https://www.linkedin.com/in/brunomassera/

Company Link: http://mbrf-global-foods-company

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode we discuss with Jason Spanos, Group Treasurer at AIR, the real meaning of treasury governance. from defining policies and procedures to setting up treasury org. structure and having the right governance in place for an IPO.

00:00 Intro

01:04 Guest Intro

05:04 What is Governance?

08:50 Defining Treasury Org. Structure

13:55 Defining Treasury Policies

17:10 Developing a Treasury Policy

21:07 Policy vs Procedure

22:51 Pre IPO vs. Post IPO Governance

27:00 IPO Control Requirements

29:44 IPO Team Skills Needed

36:29 Pre IPO vs Post IPO Treasury Org. Structure

38:20 What's Segregation of Duties?

43:36 SOX Act & IPO

48:18 Rating Agencies Relationship Management

50:15 Final Advice to Treasury Setting up Governance

Guest Speaker Name: Jason Spanos

Title: Group Treasurer at AIR

LinkedIn: https://www.linkedin.com/in/jason-spanos-fct-cir-5059a61a/Company Link: https://air.global/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode we sit down with Patrick Kunz, founder of Pecunia Treasury & Finance and Treasury Masterminds to explore how community, passion, and collaboration can shape your treasury career.

From networking and outreach to building a global community, this episode challenges how treasurers think about growth, competition, and success.

00:00 Intro

01:34 Treasury Masterminds origin story

08:54 Treasurers support treasurers

12:08 How important is networking for treasurers?

15:30 How to DM a treasurer

19:19 Passion is power

22:23 Treasury is collaborative

24:35 How to build a community

31:33 Working together vs Competing

35:31 Last remarks

Guest Speaker Name: Patrick Kunz

Title: Founder at Pecunia Treasury & Finance and Treasury Masterminds

LinkedIn: https://www.linkedin.com/in/patrickkunz82/

Company Link: https://pecuniatf.nl/ | https://treasurymastermind.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode of we dive in for a deep, practical conversation on how regional corporates manage trapped cash, FX controls, currency volatility, and liquidity risk across African markets.

This episode goes beyond theory. As we share real tools, real decisions, and real trade-offs faced by treasury teams operating in countries with limited FX availability, capital controls, and evolving regulations.

If you’ve ever wondered how treasurers actually operate when money can’t move freely — this episode is your answer.

00:00 Intro

01:05 Guest Intro

03:29 Best Way To Start Business in Africa

05:50 The Difference Between a Branch and a Subsidiary

07:00 Why Treasurers Prefer a Branch vs. a Subsidiary

08:47 Expatriating Onshore Cash from Africa

13:25 Structuring The Commercial Contracts

18:30 Operating in Africa as a Subsidairy / Legal Entity

24:34 Angola Case Scenario

29:09 Margin Adjusment Model

32:28 Banks' Relationship Management in Angola

34:32 Nigeria Case Scenario

35:55 The Importance of Involving Treasurers From Initiation

39:00 The Country Playbook

41:46 Nigeria Case Scenario Continued

47:00 Managing Cash Pooling Structures Effeciently

49:44 Using Interco. Loans to Manage Trapped Cash

52:38 Margin Adjustment Agreement in Nigeria

54:05 Final Thoughts & Advice to Treasurers

Guest Speaker Name: Mohamed Torayah

Title: Regional Treasurer METAP at GE Vernova

LinkedIn: https://www.linkedin.com/in/mohamed-torayah-ctp-b9aa6496/Company Link: https://www.gevernova.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In one of the most practical and revealing episodes yet, Roshun Tulkens walks us through the RFP process from the inside.

From building the business case to selecting the right partner — we go deep into the strategy, structure, and psychology behind successful RFPs.

Whether you’re launching your first RFP or refining your approach, this conversation is for you!

00:00 Intro

00:58 Guest Intro

01:38 What's an RFP?

02:04 How to Decide You Need an RFP

04:14 Identifying RFP Criteria and Prerequisites

07:50 How Does The Team Look Like During an RFP?

13:40 Collecting Data From Banks

16:02 RFP Step by Step and Timeline

24:39 How To Evaluate an RFP Succesfulness

29:49 Balancing Service vs. Pricing

35:09 How Often We Should Revisit an RFP?

39:59 Final Thoughts and Advice before going for an RFP

Guest Speaker Name: Roshun Tulkens

Title: Deputy Treasurer at Agility

LinkedIn: https://www.linkedin.com/in/roshuntulkens/

Company Link: http://www.agility.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode we sit down with Nora Naadu, Regional Treasurer at Nestlé, to uncover the real value of professional certifications in Treasury.

From the ACT qualifications to the skills that truly set professionals apart, Nora shares her honest insights on how education, experience, and mindset intersect to build a world-class Treasury career.

00:00 Intro

01:07 Guest Intro

03:06 You Don't Find Treasury, Treasury Finds You!

06:06 The Importance of Human Connection On The Job

09:59 Work Life Balance; Flexibilty, Trust & Ownership

13:46 How To Choose a New Team Member?

18:30 The Importance of Qualifications

22:30 Nora's Certifications Journey

26:05 The Different Treasury Certificates Provided by The ACT

32:00 Choosing The Right Certificate

34:47 ACT Micro-credentials

36:59 The ACT Affiliate Membership

38:10 ACT Certificates Exemptions, Fast-Track & Continued Learning

Guest Speaker Name: Nora Naadu

Title: Regional Treasurer at Nestle

LinkedIn: https://www.linkedin.com/in/nora-naadu-sena-mba-fcca-amct-39a97971/

Company Link: http://www.nestle.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

What’s really going on in the treasury job market?In this brutally honest episode, Conor McHugh pulls back the curtain on how hiring really works in the UAE.

We talk about the questions most people are too afraid to ask — from how salaries are decided to why candidates are ghosted, and what recruiters actually think when they see your profile.It’s uncomfortable. It’s revealing.

And it’s exactly what every treasury professional needs to hear in 2025.

00:00 Intro

01:07 Guest Intro

04:30 Working in the Middle East

08:03 Reality of Working in The UAE

14:17 The Treasury Requirements & Challenges in The UAE

23:57 Saudi Arabia's Potential

27:24 Why Recruiters Don't Get Back, and How to Approach Them?

32:51 How to be Visible; Branding, CV, & Networking

40:54 Leveraging Your LinkedIn

46:20 What Employers Are Looking For in Treasurers

48:44 2025 Treasury Salaries in UAE

52:32 Treasury is Booming

Guest Speaker Name: Conor Mchugh

Title: Founder of Alchemy Search

LinkedIn: https://www.linkedin.com/in/conor-mchugh-acca-57aa0ab1/

Company Link: https://www.alchemysearch.ae/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.