In this Christmas episode of the Infinite Mindset Podcast, Andy, Jared and Scott break down a big question: cash value—where is your money really? They cover what cash value actually represents, how it grows over time, what happens to your cash value when the death benefit pays out and why policy loans, endowment, and control matter more than most people realize when using whole life as a long-term financial asset.

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In this episode, the guys break down the crucial difference between product and process in IBC—why a whole life policy is just the tool, not the strategy. They also give an update on Scott’s progress toward becoming a practitioner and talk about where real wisdom comes from.

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In this Thanksgiving episode, the guys kick things off with Scott’s chaotic battle to take his licensing exam—from failed proctoring software to last-minute rescheduling before Wisconsin’s deer season opens. They then shift into a deep dive on “barriers to capital,” breaking down how qualified plans, mortgages, and locked-up equity keep people from accessing their own money when they need it most. The conversation wraps with why proper structuring, control, and whole life strategies can eliminate these barriers and put financing back in your hands.

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Contact: infinitemindset@blueskiesic.com