Most people do not have a money problem. They have a system problem.

In this episode, we introduce the 3-Layer Wealth Stack: a practical framework for building wealth with clarity and consistency. We break wealth into layers you can actually manage, show where most professionals leak money and momentum, and give you a weekly execution rhythm that compounds over time.

Outcome: a simple wealth system that protects cashflow, increases asset velocity, and reduces financial stress

#PersonalFinance #Wealth #Money

Why Working for Money Keeps You Poor and Why the Rich Think Differently About Money:

Most people are not poor because they lack income. They are poor because they were taught the wrong rules about money.

Rich Dad Poor Dad exposes the invisible beliefs that shape financial outcomes long before investing or business ever begins. The core divide is not effort or intelligence. It is how people define work, security, risk, and assets.

In this Special Edition, we turn Kiyosaki’s lessons into a clear financial operating system. Instead of chasing promotions and higher pay, you learn to prioritise cash flow, asset ownership, and financial literacy. Income becomes a tool. Assets become the engine.

We break down the central distinction that governs wealth outcomes:

• Assets put money in your pocket

• Liabilities take money out of your pocket

From there, we explore how schooling trains people to work for money, while financial education teaches people to make money work for them.

Outcome:

A mindset shift that changes how you evaluate jobs, spending, debt, investing, and long-term security.

Get RICH DAD POOR DAD https://www.amazon.co.uk/Rich-Dad-Poor-Teach-Middle/dp/1612681123

How 1% Improvements Compound Into Massive Results (Atomic Habits Explained):

Most professionals do not struggle because they lack motivation. They struggle because they rely on motivation for a job that should be done by design. Atomic Habits is a practical manual for building behaviour that runs on autopilot. The core insight is simple: habits compound like interest. Tiny actions feel insignificant day to day, but over time they shift your trajectory in a way that looks sudden only in hindsight.

In this Special Edition, James Clear’s ideas are converted into a clean operating system for work, health, learning, and personal finance. Instead of chasing outcomes, you build identity-based habits by working backwards from who you want to become.

Behaviour is driven by the habit loop: Cue → Craving → Response → Reward

The Four Laws of Behaviour Change:

• Make it obvious

• Make it attractive

• Make it easy

• Make it satisfying

Outcome: A repeatable system for building good habits and dismantling bad ones through environment design rather than willpower.

Get ATOMIC HABITS https://www.amazon.co.uk/Atomic-Habits-Proven-Build-Break/dp/1847941834

How to Get Control of Your Money: Track, Target, Trim, Train:

Most people do not have an income problem. They have a control problem: money comes in, but it does not stay, grow, or behave predictably. In The 4 Laws of Financial Prosperity, Blaine Harris and Charles Coonradt teach a simple behavioural system for turning financial stress into financial clarity. The engine is four repeatable laws: Track, Target, Trim, and Train. Track creates visibility. Target gives direction. Trim creates surplus. Training makes the new behaviour stick. This Special Edition converts the book into a practical operating system you can run in real life, even with a busy schedule. You’ll learn how to identify spending leaks, set targets that match your values, install “pay yourself first” guardrails, and build a weekly routine that compounds into calm, stable money. Outcome: In 14 days, you will know exactly where your money is going, what it must do next, and the single metric that proves you are back in control.

Get the Book: https://www.amazon.co.uk/Laws-Financial-Prosperity-Control-Money/dp/1933976861

The Business Model Schools Don’t Teach: Leverage Over Labour:

Most professionals believe success comes from climbing higher within a job. The problem is not effort or intelligence. The problem is the income model.

The Business of the 21st Century explains why traditional employment is structurally capped. Time-based income scales linearly, while modern wealth is built through leverage: systems that allow effort to multiply without requiring more hours.

In this Special Edition, Robert Kiyosaki’s ideas are converted into a clear operating model for the modern economy. We break down why large organisations, franchises, and network-based businesses outperform solo effort, and how financial education—not job security—is the real asset.

The core shift is from:

Employee → Owner

Linear income → Exponential distribution

Skills alone → Skills plus systems

Instead of asking “How much do I earn per hour?”, this framework asks:

“How many people, systems, or channels does my effort flow through?”

Outcome:

A practical understanding of leverage, cashflow, and scalable income structures—so work stops being the bottleneck.

Get THE BUSINESS OF THE 21ST CENTURY https://www.amazon.co.uk/Business-21st-Century-Robert-Kiyosaki/dp/1935944398