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What Wall Street Won't Tell You

What Wall Street Won't Tell You

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 What Wall Street Won't Tell You pulls back the curtain on American money — the hidden fees, the rigged rules, and the moves the financial world doesn't want you to notice. From Wall Street to Main Street, and from New York to Los Angeles, we break down markets, housing, jobs, and the cost of living in plain English, so you can keep more of what you earn.Copyright What Wall St. Won't Tell You
Épisodes
  • The $134,000 Average 401(k): The Balance Most Retirees Actually Have

    The $134,000 Average 401(k): The Balance Most Retirees Actually Have
    Nov 10 2026
    Vanguard puts the average 401(k) balance at about $134,000, but the median is only about $35,000, and both fall far short of the common guideline of saving ten times your salary by 65. Cashing out small accounts when changing jobs is one of the costliest leaks, since a few thousand dollars left alone for 30 years at a 7% return would grow to more than $20,000. General education, not personal financial advice.
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    4 min
  • The 25% Tip Default: How the Suggested Tip Quietly Doubled

    The 25% Tip Default: How the Suggested Tip Quietly Doubled
    Nov 10 2026
    The standard tip rose from 15% to a 25% screen default largely through anchoring, as payment tablets present 20, 25, and 30% and most people pick the middle option, and Pew found 72% of Americans say tipping is now expected in more places than five years ago. On $40 a week of coffee and takeout, the jump from 15% to 25% costs about $200 a year for the same service. General education, not personal financial advice.
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    4 min
  • The Forgiven Loan Tax Bomb: The $10,000 Debt Relief That Counts as Income

    The Forgiven Loan Tax Bomb: The $10,000 Debt Relief That Counts as Income
    Nov 10 2026
    Canceled debt is generally treated as taxable income and reported on Form 1099-C, so $10,000 of forgiven debt can create a $2,200 tax bill at a 22% rate on money you never received. The main exceptions are insolvency and bankruptcy, and the pandemic-era exclusion for forgiven student loans expired at the end of 2025. General education, not personal financial or tax advice.
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    4 min
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