FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-529-trap

Saving for college when you're rich isn't the easy answer everyone thinks it is.

It should be as simple as maxing out your 529, right?

Wrong.

What looks like a tax advantage could actually be limiting your kid’s future freedom.

This episode will tell you everything you need to know to fund your 529 smarter, not harder.

When you’re wealthy, it’s not about avoiding student debt. It’s about maximizing flexibility and taking advantage of strategies like:

• UTMA accounts
• Earmarked brokerage accounts
• Dynasty 529s (but be sure and think this one through)

Check out this episode before putting another dollar into your 529.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/gift-tax-rules

Confused about how the annual gift limit works? You’re not alone.

If you’re an inheritor (or the parent of a rich kid), you may have fallen victim to this common misconception about the annual gift tax rules.

Which means you could be missing out on a MAJOR gifting opportunity.

The good news? You can pass down millions without ever owing a dime to the IRS.

In this week’s episode, I explain what the gift tax exemption actually is, how it works, and strategies to get more money to the next generation without giving anything to the IRS

Learn what you need to know about:

• Gift tax returns
• Gift-splitting
• The lifetime gift tax exemption

So you’re never limited by this rule again.

This is the episode your parents need to hear.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-trust-fund-playbook

Today we’re revisiting one of the most-downloaded ever episodes of Heir Necessities.

You just found out you’re a trust fund beneficiary. That’s great.

But how are you supposed to know what that actually means?

You need to know what questions to ask - and in this episode, I’m going to give you the five most crucial ones.

Whether your trust is $1 million or $100 million, gaining a sense of confidence starts with understanding the rules of the game when it comes to:

• Distribution rights
• Trustee relationships
• The dreaded April tax bill

Let me give you the official trust fund playbook.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.