FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-529-trap

Saving for college when you're rich isn't the easy answer everyone thinks it is.

It should be as simple as maxing out your 529, right?

Wrong.

What looks like a tax advantage could actually be limiting your kid’s future freedom.

This episode will tell you everything you need to know to fund your 529 smarter, not harder.

When you’re wealthy, it’s not about avoiding student debt. It’s about maximizing flexibility and taking advantage of strategies like:

• UTMA accounts
• Earmarked brokerage accounts
• Dynasty 529s (but be sure and think this one through)

Check out this episode before putting another dollar into your 529.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/gift-tax-rules

Confused about how the annual gift limit works? You’re not alone.

If you’re an inheritor (or the parent of a rich kid), you may have fallen victim to this common misconception about the annual gift tax rules.

Which means you could be missing out on a MAJOR gifting opportunity.

The good news? You can pass down millions without ever owing a dime to the IRS.

In this week’s episode, I explain what the gift tax exemption actually is, how it works, and strategies to get more money to the next generation without giving anything to the IRS

Learn what you need to know about:

• Gift tax returns
• Gift-splitting
• The lifetime gift tax exemption

So you’re never limited by this rule again.

This is the episode your parents need to hear.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-trust-fund-playbook

Today we’re revisiting one of the most-downloaded ever episodes of Heir Necessities.

You just found out you’re a trust fund beneficiary. That’s great.

But how are you supposed to know what that actually means?

You need to know what questions to ask - and in this episode, I’m going to give you the five most crucial ones.

Whether your trust is $1 million or $100 million, gaining a sense of confidence starts with understanding the rules of the game when it comes to:

• Distribution rights
• Trustee relationships
• The dreaded April tax bill

Let me give you the official trust fund playbook.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-generational-wealth-hack

Wealthy families need to know about this new hack that lets you transfer a HUGE amount of tax-free wealth to your kids.

I’m not gatekeeping - full details and exactly how to execute this strategy yourself are all in this week’s episode of Heir Necessities.

It starts with Trump Accounts (I know, I know) and ends with your 24-year-old having a Roth IRA worth $200,000+*

Listen, watch, or read below for a full walkthrough of the savings strategy that is changing the game.

From account opening and funding to understanding the Kiddie Tax rules and Roth conversions, I’m taking you through every step to set your kids up for future financial success.

Listen here to learn why this strategy is so exciting, and why I’m implementing it for my kids this year.

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Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/2026-q1-recap

If you’re a young inheritor, you might wonder what you’re supposed to do when the market is down.

Your parents are freaking out - is it a bad thing that you don’t really care?

Spoiler: absolutely not.

In this episode, I explain why a market downturn can be a HUGE opportunity for younger inheritors, and how you can position yourself to take advantage of the dip.

If you’ve ever wondered about:

• Tax loss harvesting
• Roth conversions
• Investing more when the market is down

This is the episode for you.

Read on for the advice you need to take advantage of the next stock market correction that comes your way.

Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/spending-recap-q12026

Ever wonder what financial advisors actually spend their money on?

This week I'm sharing a full Q1 2026 budget recap covering everything we spent in the first three months of the year.

If you want to know how much we spend to pay down debt, educate our kids, maintain our home, eat, and satisfy our travel bug, this is the episode for you.

Plus, you’ll learn how I track spending (but never keep a budget) as a future inheritor with a net worth over $5 million and family annual income of ~$400,000.

I’m also sharing a full update on our basement renovation, including tips for inheritors who have never renovated a house (but want to in the future)!

This episode is for everyone who thinks they spend too much, too little, or just wants to peek behind the curtain into my financial life.

Because when I promise radical financial honesty, you’re going to get it.

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Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/jointly-inherited-real-estate

Inheriting property jointly with your sibling(s) sounds simple enough…until it isn’t.

What happens if one of you wants to sell and the other doesn’t?

What happens if you both want to keep the house, but can’t decide who gets to use it when?

What if you both want to live in it?

There are a million ways this can go wrong. And when it does, the results can be relationship-ending.

But it doesn’t have to be that way.

In this episode, I break down the conversations you NEED to have while your parents are still alive.

Because the best way to avoid this situation is to prevent it from ever happening.

And if you’re already in the thick of a joint property ownership with siblings, I’ve got the advice you need - no matter which side of the issue you’re on.

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Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.

FULL EPISODE AND SHOW NOTES: www.sunnybranchwealth.com/blog/rich-parents-money-fears

Are you trying to talk to your parents about money, but keep saying EXACTLY the wrong thing?

In this episode, I'm breaking down the three biggest fears that drive every financial decision wealthy parents make.

Then, I’m translating what those fears mean for you as an inheritor.

Once you understand what's going on in your parents’ heads, these conversations get a whole lot less painful.

This is what I do best: translate "rich white man" into advice that inheritors can actually use.

Find the full report on ultra-high net worth families at: https://www.kitces.com/blog/ultra-high-net-worth-family-concerns-25m-advisor-services-upmarket/

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Sunnybranch Wealth LLC (“Sunnybranch Wealth”) is a registered investment advisor offering advisory services in the State of Oregon, the State of California, the State of Washington, and in other jurisdictions where exempt. Registration does not imply a certain level of skill or training.

The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.

Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.