This week on the pod Bob and Nelson tackle a few different topics. We start out with a reader comment asking what's the better approach in retirement -- selling shares or collecting dividends.

Then we pivot to one of the most interesting questions in personal finance. Should you pay down the mortgage early, or use that capital to invest? We have thoughts.

And finally, we talk about some easy financial moves you can make before the year is over, including some easy ways to plan taxes and making sure you get the most out of your annual benefits plan.

In this episode we look at the various systems we use to tell when it's time to buy a stock.

We outline a few different ways that we decide when it's time to buy a stock, including looking at 52-week lows, buying at low valuations, why dividend yields can be a useful valuation metric, and why you might want to combine a few different measures to see if a stock is cheap.

If you struggle when to put cash to work in a stock you're looking to buy, this episode is for you.

This week on the pod Bob and Nelson are joined by Kristy and Bryce of Millennial Revolution.

Kristy and Bryce are the OG Canadian early retirees, hanging up the proverbial skates more than a decade ago. They've kept busy with travel, writing, parenting, and so much more.

We discuss their life as early retiree expats who have traveled to dozens of different countries, what it's like to travel with young kids, whether earning income as writers makes them truly retired (Kristy's response to this was terrific), and how lessons they learned about early retirement transferred to parenting as well.

For more on Kristy and Bryce check out their site https://www.millennial-revolution.com/ and the Amazon page for their latest book, Parent Like a Millionaire. https://link.amazon/B0iPxQdqe.