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Benchmark Happenings

Benchmark Happenings

De : Jonathan Tipton Steve Reed & Christine Reed
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Brought to you by, Jonathan Tipton & Steve Reed of Benchmark Home Loans, Benchmark Happenings is a podcast that is a biweekly discussion about living in and moving to Northeast Tennessee along with the local real estate market. Join your host Christine Reed as she interviews Jonathan & Steve, local business owners, sought-after industry experts, Veterans, Realtors, Benchmark clients, and more.

Benchmark Happenings focuses on discussing all things related to mortgages and Northeast Tennessee. Placing the spotlight on all the reasons you would want to live in and move to Northeast Tennessee, Benchmark Happenings highlights upcoming events, local businesses, things to do, and other aspects related to Northeast Tennessee. We will also be answering mortgage questions from buyers, sellers, and real estate agents as well as discussing everything going on in our local real estate market.

To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.tiptonreedteam.com.

Benchmark Home Loans | NMLS # 2143

4138 Bristol Highway

Johnson City, TN 37601

Jonathan Tipton

Senior Mortgage Planner

NMLS # 1188088

jonathan.tipton@benchmark.us

Steve Reed

Branch Manager

NMLS # 173024

steve.reed@benchmark.us

© 2025 The Tipton Reed Mortgage Team - Benchmark Home Loans
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    Épisodes
    • Inside Prime MD Aesthetics: Safe Injectables, Smarter Skincare, And Realistic Results
      Jan 8 2026

      Ready for a fresh start that actually feels like you? We sat down with Prime MD Aesthetics in downtown Johnson City to demystify modern, nurse-led beauty care—no scare tactics, no overdone looks, just smart planning and results you can live in. From GLP-1 weight loss support to microneedling, neuromodulators, fillers, and collagen stimulators, we walk through what each tool does, who it helps most, and how to stack treatments with skincare for real, lasting change.

      We dig into the art and science of natural results: addressing the whole face instead of spot treating, respecting muscle balance, and choosing the right modality for each concern. You’ll hear how genetics can drive early lines, why medical-grade skincare multiplies your outcomes, and how collagen strategies like microneedling and Sculptra differ from volume-focused fillers. We also talk downtime, pain control, and recovery boosters like PDGF, plus where laser shines for pigment and texture. If you’re navigating Botox vs Dysport, curious about semaglutide or tirzepatide, or overwhelmed by product aisles, this conversation brings clarity.

      You’ll also get practical details: the Johnson City location opened in January 2024 with a modern, elevated space, free weight-loss consultations this month, and 15% off for new clients. Booking is simple—online, by phone, or through Instagram—and the team’s nurse practitioner shares a patient-first consult process built on listening, education, and budget-aware planning. If your goal is to look rested, brighter, and confidently yourself, this is your guide to doing it safely and thoughtfully.

      If you enjoyed this conversation, follow and share the show with a friend, and leave a quick review to help others find it. Subscribe for more local stories, expert insights, and practical tips to make Northeast Tennessee living even better.

      To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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      24 min
    • Unconditional Care For Women In Johnson City
      Dec 24 2025

      A warm smile at the door. A clear answer when everything feels blurry. That’s the heartbeat of our conversation with Kacey Buchanan as we spotlight Agape Women’s Services in Johnson City—an oasis of free, judgment-free care for women and families navigating unplanned pregnancy, STI concerns, and the complex emotions that follow.

      We walk through what happens when someone steps into Agape: confidential pregnancy tests, ultrasound confirmation, and practical next steps delivered with empathy and evidence-based education. From Birth Academy classes to a stocked boutique with diapers, formula, and clothing, Agape pairs knowledge with real-world resources. Dads get a seat at the table through the Dads Matter program, building skills and confidence to support mom and baby through that critical first year.

      The heart of the episode explores healing after abortion. Kacey shares how Abortion Recovery Care and the Forgiven and Set Free study give women language for grief, guilt, anxiety, and isolation—emotions many carry alone for years. We discuss the power of naming losses, processing memories, and breaking secrecy in a safe, mentoring environment. As women move through the stages of grief and embrace forgiveness, chains of shame fall away, relationships strengthen, and hope returns.

      We also talk impact—hundreds of tests and ultrasounds, strong class attendance, and ongoing outreach to ETSU and local churches. If you need confidential support or want to help, Agape is easy to reach on West Walnut Street and online. Join us to learn how unconditional love, honest information, and steady community can turn crisis into clarity.

      If this conversation moved you, subscribe, share this episode with a friend who needs it, and leave a review to help others find these resources. Your support helps more families discover practical care and lasting hope.

      To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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      26 min
    • Why A 50-Year Mortgage Saves Pennies Now But Costs A Fortune Later
      Dec 10 2025

      A 50-year mortgage sounds like the shortcut to affordability, but does it really help—or just push the bill into the future? We put the buzz to the test with clear numbers on payments, total interest, and equity growth, then map out practical alternatives that preserve your budget and your long-term wealth. Using a $400,000 example at current rates, we show why the monthly savings from 50 years is surprisingly small while the lifetime interest cost mushrooms by more than half a million dollars. From five-year to ten-year equity milestones, the story sharpens: a standard 30-year term builds significantly more wealth, faster.

      We also explore smarter ways to keep payments in check without adding two decades of debt. Right-size the purchase price, negotiate with a capable agent, and consider saving a bit longer to strengthen your position—all moves that can match the 50-year payment while protecting your equity. Along the way, we talk about what actually drives mortgage rates, why markets matter more than politics, and which policy ideas could help first-time buyers without saddling them with steep interest bills.

      Whether you’re weighing rent versus buy or debating between a 30-year and a 50-year term, the goal is the same: own smarter, not longer. If the choice is half a century of payments or a small adjustment in price, the math points to a clear winner. Subscribe for more straight-talk breakdowns, share this with a friend who’s house hunting, and leave a quick review to tell us where you stand on ultra-long mortgages.

      To help you to navigate the home buying and mortgage process, Jonathan & Steve are currently licensed in Tennessee, Florida, Georgia, South Carolina, and Virginia, contact us today at 423-491-5405 or visit www.jonathanandsteve.com.

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      23 min
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