Would you like to be better off? Get out debt? Have more disposable income each month or even start saving for the future? I think we could all say 'yes' to one of these - but the real question is, where do you start?

You might be asking yourself, "is it really worth all that hassle to pay off my debts? Surely life is too short?"

But be it credit card debt, your mortgage, loans or an overdraft, the true fact is all these debts aren't going to go away, they are going to get bigger.

The strain you find yourself under is going to increase and so might the hardship you'll have to endure. Thinking "you only live once, so you may as well enjoy it" is not going to help you in the long term and what will you do then, when it will be even harder to make a difference to your situation?

In this timely audio book as we find ourselves in the teeth of a recession, René Carayol, straight talking presenter of the cult BBC TV series "Pay Off Your Mortgage In 2 Years", will provide you with in-depth and straightforward advice on how you too can be better off and avoid that sinking feeling of being in debt with no game plan for getting out of it.

He will use many lessons learned the hard way from the brave volunteers on his TV series. www.carayol.com www.reinventyour.co.uk