Are you afraid you will have to work until you drop? Are you fed up with your job, the nine-to-five, and want to escape? Can’t work out how to square that circle? Find out how to retire early without a six-figure income, even if you have children.

With a life expectancy of 79, the average American can expect to retire at 64 with a net worth of $224,000, leaving them with less than $15,000 a year to live on. If you have different goals and aspirations then you are not alone. F.I.R.E. - Financial Independence Retire Early: the key elements are building a portfolio of investments that will provide an alternative income that will replace your income from salaried employment. There are many blogs and books written by well-paid graduates recounting their experience of how they managed to retire at 38 without having kids. Achieving this when you are a DINK (dual income, no kids) is a breeze. But what about you - the average Joe and Joanne? Find out how someone with a family and who is not on a six-figure salary can aspire to achieve financial independence. I cannot promise you will be able to retire at 40, or even 50, but I can give you a real road map that will enable you to achieve early retirement.

In this audiobook, you will discover:

• A portfolio secret that has consistently beaten the market since 1995
• Why you may not need as much as you think to retire
• How you can retire as a millionaire
• How to avoid massive losses in the stock market
• The secret of investing like Warren Buffett
• Why you need to pay yourself first.
• Why some people almost always make money in the stock market

I retired early to live off my dividend income, sent two kids to college, and I am not special. If you want to stop earning money for someone else, start doing the things you want, and to have a better quality of life, then buy to listen now.