Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors

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In this episode of Investing for Doctors, Dr Bi hosts a panel discussion from the FICO Conference on one of the most important but often overlooked foundations of financial planning: managing risk. While many professionals focus on building wealth through investing, this conversation highlights why protecting your ability to earn an income should come first.

Dr Bi is joined by Roger Wheelahan, Managing Director of Smart Start Financial Services, Chris Jurukovski, NSW Adviser at Experien Life Insurance, and Sabrina Walmsley, State Manager at PPS Mutual. Together, they discuss the role of risk insurance including income protection, trauma cover, total and permanent disability (TPD), and life insurance, and why these policies form the foundation that supports long-term financial plans.

This episode is for doctors and high-income professionals who want to better understand how risk insurance works, why it matters, and how protecting your income helps safeguard your broader wealth strategy.




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TIME STAMPS:

00:00 Intro/Hook
01:18 Introduction of speakers and their backgrounds
10:27 Importance of Trust
11:47 Importance of conversation
12:49 Client case study
15:20 Change in Insurance System
20:02 Mental Health Claims
24:33 What to look for in an adviser
28:33 Losing a relationship with an adviser
32:22 Income Protection increasingly unaffordable issue
39:10 Reinstatement Options
42:03 Market Consolidation
42:48 Helpful Resources
46:24 Conclusion/Outro

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SHOW NOTES LINKS

https://ifdgroup.com.au/

https://doctorbi.com.au/
https://au.linkedin.com/in/mian-bi

https://www.experien.com.au/

https://smartstartfs.com.au/
https://au.linkedin.com/in/roger-wheelahan-8ba53149

https://www.ppsmutual.com.au/
https://au.linkedin.com/in/sabrina-sequeira-walmsley-26a2b024


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LISTEN TO THE PODCAST

Spotify: https://open.spotify.com/show/07DS5AxlbgmkuvP6zQGgtN
Apple Podcasts: https://podcasts.apple.com/au/podcast/investing-for-doctors-podcast/id1775535608
Amazon Music: https://music.amazon.com/podcasts/b9de46bc-e29d-4402-9e9e-959a3a5dc8da/investing-for-doctors-podcast

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FIND US HERE

Website: https://ifdgroup.com.au/
Facebook Group: https://www.facebook.com/groups/investingfordoctors
Facebook Page: https://www.facebook.com/investingfordoctors

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DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.