Couverture de Wit, Wisdom, & What Matters Most

Wit, Wisdom, & What Matters Most

Wit, Wisdom, & What Matters Most

De : Danton Troyer and Kyle Luetters
Écouter gratuitement

À propos de ce contenu audio

 Stories that go beyond financial planning to what matters most! Economie
Les membres Amazon Prime bénéficient automatiquement de 2 livres audio offerts chez Audible.

Vous êtes membre Amazon Prime ?

Bénéficiez automatiquement de 2 livres audio offerts.
Bonne écoute !
    Épisodes
    • Episode 17: Beyond the peanut butter method of philanthropy

      Episode 17: Beyond the peanut butter method of philanthropy
      Feb 13 2026
      Wit, Wisdom, and What Matters Most Beyond on peanut butter method of philanthropy Podcast Episode 17 with guest Dub Dubin Kyle: And welcome to another edition of Wit, Wisdom, and What Matters Most. It’s a podcast with Moneta’s Gast Freeman Troyer Racen Team. My name is Kyle Luetters. I’m joined by Danton Troyer, Danton talking a lot about very honorable, amazing, exciting gifting today with a very unique resource that we happen to have right here at the firm. Danton: Yeah, I think Deb’s going to provide some insights, maybe just another way of thinking and maybe more in-depth thinking as far as just the philosophy around giving away money. Kyle: It was a far-ranging conversation. You’re going to hear quite a bit about who Deb is, Deb Dubin, Chief Philanthropy Officer here at Moneta, who she is, what she does, and some of the ways that you start to really begin to think beyond just the dollar sign when it comes to giving. So with that being said, here’s our conversation with Deb Dubin. And we’re back with Deb Dubin here on Wit, Wisdom, and What Matters Most. Deb, you are our Chief Philanthropy Officer here at Moneta. And first and foremost, that’s a really cool title, if I think about it, but how did you get to Moneta? I want to start at the very beginning. How did you get here before we get into the nitty gritty of what you do? Deb: Sure. Sure. Well, I mean, there’s personal and professional reasons why I’m here, but yes, Chief Philanthropy Officer, super unique to Moneta, which of course we know is an RIA. Most investment firms don’t have an in-house person who’s an expert on philanthropy. So I feel very privileged and lucky that the folks at Moneta decided we needed to have someone who could talk to clients about their interests and aspirations around philanthropy. So how I got here was I was running the Regional Association of Grantmakers in Missouri. Very glamorous title of Philanthropy Missouri. Danton: That was an upgrade, I think, from the title, at least. Deb: Yeah. Yeah, Philanthropy Missouri. I was the CEO for eight years, and that was a collection of funders around the state. We started in St. Louis 50 years ago, and I grew it across the state. And we had about 70 members who were corporations here in town and in Springfield and in Kansas City – foundations, high net worth families, tax-supported foundations…all giving money away and wanting to do it in ways that were impactful. Sometimes they want to collaborate, sometimes they don’t, but they all have a hunger for connection. So I ran that organization for eight years here in town, and during that time had the opportunity to interact with some of the partners here at Moneta when folks had questions and really kind of came to an obvious point, which is you guys could use someone in-house to work with clients on these things. So one thing led to another. I can name off partners who deserve the most credit, I’ve already taken them all to lunch. But the idea is really thinking through how we help our clients. We know from studies that have been done nationwide that clients want to talk about philanthropy, and that advisors like you are the most trusted source of information about philanthropy after spouse, which puts pressure on you and also creates an opportunity for you. Moneta also recognizes that multi-generational wealth, we have a lot of families who we steward their wealth, we help them navigate life’s path, that are multi-generational in nature. And one of the things that really works well when teaching stewardship to families is to have a conversation about philanthropy. Even when families aren’t ready to sort of open the kimono on inheritance, you guys talk about retirement, you guys talk about sort of thinking through what the future looks like and what legacy looks like. Some families aren’t ready to talk strictly about finances. Philanthropy can be a really nice entree into talking about stewardship, using language around we’re grateful, we’re thankful, we’re lucky, we’ve worked hard, and here’s your opportunity to help us do some really amazing things. Danton: Yeah, I think you touched on a couple of things that I want to certainly dive into. Sure. But why philanthropy? How did you… Deb: Yeah, how did I get to philanthropy? Well, you know, again, personal and professional. I’ve had a lot of opportunities. I’m a lawyer by training and practiced law in a big law firm for years in San Francisco. And I also worked in government there. When we moved to St. Louis 20 years ago to raise our family, I made the segue to work…taught a little bit at Wash U. And I also worked on some political campaigns, but the bulk of my work was really working with an investment firm that invested in low-income communities through tax credits. Then went into philanthropy because it seemed like a really neat way to merge knowledge of finance with impact in a ...
      Afficher plus Afficher moins
      Moins d'une minute
    • Episode 16 How a stop sign can cost you a job

      Episode 16 How a stop sign can cost you a job
      Jan 8 2026
      Episode 16 with guest Sarah Renieri Kyle: Investment advisory services offered by Moneta Group Investment Advisors, LLC, an investment adviser registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The information discussed in this podcast is for informational and educational purposes only and any endorsements were those of the hosts and not a guarantee of employment. No compensation was provided. You should consult with an appropriately credentialed professional before making any financial, investment, tax, or legal decisions. And welcome to another edition of Wit, Wisdom, and What Matters Most. It’s a podcast by Moneta’s Gast Freeman Troyer Racen Team. My name is Kyle Luetters, an advisor on the team, joined by Danton Troyer, one of the partners. Uh, Danton, it is a new year. Everything’s bright, shiny, fresh, new, and today’s guest I think is someone that many folks, as they’ve gotten through the holiday season and have contemplated a full 12-months slate in front of them, potentially a job change is on the horizon and Sarah Renieri, who is the manager of talent acquisition here at Moneta, joins us today for a very far reaching conversation. Danton: Yeah. We’ll talk about everything from how to use AI on your job search to how not to use AI on your job search, as well. Then everything again, from internship programs to a C-suite and what’s the best steps to really lock down a job there. And, starting the new year, a lot of people will be either looking to hire and fill out a team and also maybe some RC suite clients might be, you know, looking to make a change as well into the new year. Kyle: And with that being said, here’s our conversation with Sarah Renieri. And we are now joined by Sarah Ranieri here on Wit, Wisdom. and What Matters Most. Sarah, first off, welcome to the podcast and thank you so much for sitting down with us today. Sarah: Yeah, thank you so much, Kyle and Danton. I’m so happy to be here. I’m very excited to be here today. Kyle: Oh, perfect. We’re going to cover a lot of topics today, but, but really before we get started, we like to dig into the backstory and the personal side of things. So, you are in talent acquisition here at Moneta. So how did you get into that? Because I don’t necessarily remember going to orientation at college and that being one of the choices there. You know in all transparency, there was a guy that I knew that tested the windshields of airplanes by like firing chickens at them. That also wasn’t on those, but how did you get into talent acquisition? Kind of give us the arc of your career. Sarah: Yeah, absolutely. So it’s interesting. I listened to a podcast called the talent acquisition leaders podcast. Every person that they interview are experts, senior level in talent acquisition, and they all fell into it. That’s always their story. And I would say mine is similar. However, something that’s unique about my story is that when I decided I wanted to be in talent acquisition, I was very intentional. I knew that that was game changing for me. I wanted to go into that, that arena. So my story, I actually started within accounting. So I got an accounting degree out of college and I worked for a couple of different internal corporations. So I actually did work for a nonprofit organization; I did work for a large commercial real estate company, all within accounting. So, at the time I was really able to start articulating the type of company I wanted to work for. I got a really good exposure of all different arenas. And so that’s what really brought me to Moneta. It checked all of the boxes for me in terms of the size of the company, culture, the structure that it provided, the training, and long-term career opportunities. So when I started at Moneta, I started as a client service manager. So I was helping to support financial advisors, such as yourselves on client-facing teams, managing existing client relationships and really becoming an expert at the foundational business of what we do. After doing that for about six years, I was actually given the opportunity, for my team specifically, to help with our recruiting efforts. And I loved that opportunity. I kind of volunteered. I raised my hand. I said, I’ll be the one to vet the resumes. I’ll be on the side Googling what are appropriate interview questions to ask these people. And the advisors on my team loved it. They really wanted nothing to do with the process; it’s tedious, it’s not their expertise, and they had better things to do. Their priority was the clients. And from that, an opportunity arose within the firm to help lead and develop our internal recruiting team. So I happily took that opportunity. It was a unique career path as most client service managers proceed into that financial advising path. But for me, I really knew that this was a really ...
      Afficher plus Afficher moins
      Moins d'une minute
    • Episode 15: Year-end tips & pitfalls

      Episode 15: Year-end tips & pitfalls
      Dec 8 2025
      Wit, Wisdom, and What Matters Most Episode 15 Year-end tips & pitfalls Kyle: Investment advisory services offered by Moneta Group Investment Advisors, LLC, an investment adviser registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. The information discussed in this podcast is for informational and educational purposes only. You should consult with an appropriately credentialed professional before making any financial, investment, tax, or legal decision And welcome to another edition of Wit, Wisdom, and What Matters Most. It’s a podcast by Moneta’s Gast Freeman Troyer Racen Team. My name is Kyle Luetters, an advisor on the team. I am joined by Danton Troyer, one of the partners. And Danton, it is very, very difficult to believe, and I know we say this every year, but it’s very difficult to believe we are at the end of another year; 2025 is coming to an end. And what a year it was, especially in Q1 and Q2. Danton: Yeah, it’s kind of crazy to think about all the different things we’ve kind of seen and gone through. From tariff talk to, obviously, leading into a presidential term, and we’re at the end of it. So it’ll be interesting to see. But we want to talk about some of the year-end planning tips that we typically talk through with clients, but also some of the pitfalls we see in trying to implement those. Kyle: 100%. And to add a caveat into that, tariffs, Liberation Day trades, and then, by the way, we just really overhauled large bits of the tax code, literally on the 4th of July. I remember reading the summary of what they passed at the pool this summer going, this is going to make for some unique year-end planning opportunities. And we’re going to kind of go through some of those. So first and foremost, I think we should talk about why it’s crucial to have a plan, why it is crucial to be organized going into this time of year. Danton: Yeah, we’ve seen lots of mistakes made, especially heading into year-end because there is a very definite deadline to a lot of these things and it’s December 31st. And so if we’re not getting these things done by that date, they don’t count, they don’t happen. So there is a hard stop in a lot of these. So being organized to your point and getting started earlier than later are all things that can help not run past that deadline. And once you’re passed, you’re passed. Kyle: And I think another thing, too, to back that up as well in this line of thought is 12-31 is the deadline for a lot of this. And if you’ve ever been to the DMV on the last day of the month, you know that it is not the most opportune time to try to get something done. In fact, many of our custodial partners will actually tell us that by about mid-December, anything submitted after a certain date is on a best- efforts basis. They will do their best, but they only have, there’s only so much manpower. There’s only so many hours left in the year in order to get these things done. And then also too, if you think about it from like our perspective as well too, it’s the holiday season and taking a look at the holiday schedule this year, Christmas is on a Thursday. You’re probably going to be reduced manpower the day after and probably the following week. So it really starts to back up when some of these things need to be done into late November, early December. And that’s why the timing and having a plan around this is crucial. We actually, several members on our team, started this work right after Labor Day of pulling together spreadsheets, figuring out what needed to be done, making sure that we talked to clients well enough in advance because there’s not a lot of people that really want to talk numbers with their financial planner at the Thanksgiving table. They want to talk about it with their brother-in-law. That was a joke. But anyway, so going through the why and the importance of it a little bit, but we’re just going to go through and break down some things that you should probably be considering. And I’m going to be unashamed and say that this is prime time for tax planning. I mean, it’s year end. Uh, we harvested, uh, hopefully some losses earlier this year when the markets were down. Uh, one of the things – do we need to offset some gains? Danton: Yeah. I remember the 2018, we had a market correction right there at year end. And it’s not like you can go place those trades on January 1st and say, I want those losses back for me. You got to get it done by December 31st. So, that was a fun holiday, uh, surprise. Kyle: I was late to church on Christmas Eve that day because of that. My wife will never forget that. Danton: Yeah, I think it’s burned in everybody’s mind. It was at least around here. We’re all hands on deck trying to get clients that loss, that no one saw it coming. And then all of a sudden the market was down significantly...
      Afficher plus Afficher moins
      Moins d'une minute
    Aucun commentaire pour le moment