In today's episode, Matt brings on his intern Matt Reynolds (another Matt!) to ask him a series of questions about personal finance and investing. Emergency funds, IRA's, 401(k), index funds and much more -- Matt gives a crash course in all the major concepts and investment vehicles you need to know to get started on the right foot in your financial life.

As Matt emphasizes, it's not about getting everything right or saving a bunch of money right off the bat. It's about building good habits, getting in the habit of putting money away for the future while you're young so that it becomes second nature as you get older and life gets more complex.

Follow Matt Murphy

Web: https://www.benetaswealth.com

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LinkedIn: https://www.linkedin.com/in/mattmurphycfp

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

Investments are subject to risk, including the loss of principal. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results. Talk to your financial advisor before making any investing decisions.

Case studies and examples throughout are hypothetical and for illustrative purposes only. No specific investments were used. Actual results will vary.

Compound illustrations are not predictions of investment performance, and investment principal and interest are not guaranteed and are subject to market fluctuation.

Exchange-traded funds (ETFs) are subject to market volatility, including the risks of their underlying investments. They are not individually redeemable from the fund and are bought and sold at the current market price, which may be above or below their net asset value.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency; although the fund seeks to preserve the value of the investment at $1 per share, it is possible to lose money. Nonbank deposit investments are not FDIC- or NCUA-insured, are not guaranteed by the bank/financial institution, and are subject to risk, including loss of principal invested.

This material is intended for informational/educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation to buy or sell any security or investment product. Please contact your financial professional for more information specific to your situation.

Forward-looking statements are not guarantees of future performance and involve certain risks and uncertainties, which are difficult to predict.

Commonwealth Financial Network® does not provide legal or tax advice. You should consult a legal or tax professional regarding your individual situation.

In today's episode, Matt chats with Jeromey Thornton, Senior Investment Director at Avantis Investments, about the inner workings of the investing and portfolio management industry. Jeromey explains how the investment funds you invest in are set up, how they operate, and what kind of strategies they use to differentiate themselves in the market. He also explains how the exchange traded fund, or ETF, came into being, how it differs from a mutual fund, and the tax implications of capital gains and losses in each.

Jeromey Thornton

Avantis Investments: https://www.avantisinvestors.com/avantis-about-us/our-team/jeromey-thornton/

Follow Matt Murphy

Web: https://www.benetaswealth.com

Newsletter: http://eepurl.com/jb7SNc

LinkedIn: https://www.linkedin.com/in/mattmurphycfp

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

This material is intended for informational/educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation to buy or sell any security or investment product. Please contact your financial professional for more information specific to your situation.

Investments are subject to risk, including the loss of principal. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results.

Exchange-traded funds (ETFs) are subject to market volatility, including
the risks of their underlying investments. They are not individually redeemable from the fund and are bought and sold at the current market price, which may be above or below their net asset value.

There are a number of benefits available to retirees through Medicaid and, for veterans, the VA. Understanding what you qualify for, how to apply, and how to best manage your assets and retirement income to maximize your benefits can be VERY confusing and complicated. In today's episode estate attorney Jodi Murphy returns to the podcast to help you navigate the minefield of retirement benefits, and understand what steps you need to take to plan wisely for you and your family's retirement.

Book a consult with Jodi:

Web: https://murphyberglund.com

Email: jodi@murphyberglund.com

Follow Matt Murphy

Web: https://www.benetaswealth.com

Newsletter: http://eepurl.com/jb7SNc

LinkedIn: https://www.linkedin.com/in/mattmurphycfp

Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.

This material is intended for informational/educational purposes only and should not be construed as investment advice, a solicitation, or a recommendation to buy or sell any security or investment product. Please contact your financial professional for more information specific to your situation.

Investments are subject to risk, including the loss of principal. Some investments are not suitable for all investors, and there is no guarantee that any investing goal will be met. Past performance is no guarantee of future results.

Exchange-traded funds (ETFs) are subject to market volatility, including
the risks of their underlying investments. They are not individually redeemable from the fund and are bought and sold at the current market price, which may be above or below their net asset value.