Why Healthcare Is the Biggest Hidden Cost in Retirement (And What You Can Do About It)
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Why Healthcare Is the Biggest Hidden Cost in Retirement (And What You Can Do About It)
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Healthcare is one of the largest and fastest-growing expenses in retirement, especially for people in their 50s and early 60s before Medicare begins. In this episode of The Great Wealth Transfer, David Pulcini, CFP®, explains why healthcare premiums keep rising, what’s actually driving the cost, and — most importantly — what retirees can still control.
In this video, we cover:
• Why healthcare costs rise as you age
• Why U.S. healthcare premiums are higher than most countries
• The hidden impact of prescription drugs and medical inflation
• Why ages 60–65 are the most expensive healthcare years
• How income planning affects ACA subsidies and Medicare premiums
• How smart planning can reduce healthcare costs in retirement
Healthcare isn’t expensive because you’re doing something wrong — it’s expensive because the system is expensive. The good news? With the right retirement income and tax strategy, you can plan around it.
📅 Schedule a conversation: https://calendly.com/dpulcini
🌐 Learn more: https://sixpointfp.com
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