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When AI Makes Financial Decisions

When AI Makes Financial Decisions

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AI is already detecting fraud, assessing credit, and informing investment decisions. As increasingly autonomous tools enter financial markets, the central question is not only what they can do, but who is accountable for the results.


Winston Dou, Faculty Director of the Wharton AI in Finance Lab, examines how AI is reshaping financial decision-making. He discusses the potential for AI to improve information processing and investment research, why interacting AI agents could affect competition and market stability, and the human oversight needed to make the technology more reliable and accountable.

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