Missing a credit card payment is not the end of the world if you act fast. Learn how to minimize the damage of a missed payment to protect your credit score. 

Missing a credit card payment is not the end of the world if you act fast. Learn how to minimize the damage of a missed payment to protect your credit score. 

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Key Points:

If you miss a credit card payment, try to make at least the minimum payment as quickly as possible. By moving quickly, you can avert damage to your credit score. The consequences of missed payments are grave and long-lasting if you fail to act quickly. Seek credit card help if you can’t keep up with your payments. 

Even though you know that you should never miss a credit card payment, accidents sometimes happen. You may run into a financial emergency or forget to pay your bills on time. Juggling several credit cards can make it difficult to remember the different due dates.

Despite your best efforts, the unthinkable has happened. You have missed your credit card payment. What do you do to contain the damage?

Swing into damage control mode as soon as you become aware of your missed payment.