Risk and compliance teams are often viewed as cost centers—but what if your fraud and AML infrastructure could become a growth engine?

In this episode of What the F Happened? Fraud and Financial Crime, Deconstructed, we unpack how a leading payments processor transformed its internal risk stack into a scalable, revenue-generating product. Handling over 60 million transactions per month across 2,500+ clients, the organization replaced siloed legacy systems with a unified, real-time fraud and AML platform—unlocking faster threat response, lower losses, and an entirely new monetization strategy.

You’ll learn how modern risk architecture turns defense into differentiation, including:

• Why consolidating fraud and AML into a single platform accelerates agility and compliance

• How ensemble machine learning (supervised + unsupervised) improves detection while reducing false positives

• The role of low-code workflows in empowering risk teams to respond in hours, not weeks

• Why multi-tenant architecture is the key to turning internal capabilities into sellable services

• Real-world results: 35% fraud loss reduction, 98% faster strategy updates, 4× operational capacity, and sub-day onboarding for new clients

Whether you’re in fintech, payments, banking, or financial crime prevention, this episode offers a practical blueprint for converting security investments into competitive advantage—and incremental revenue.

If you manage fraud, AML, risk, or P&L, this is your guide to moving beyond reactive defense toward a unified, real-time platform that protects margins while opening new growth opportunities.

00:00 From Cost Center to Growth
02:31 The Breaking Point for Legacy Risk
04:08 Four Roadblocks Holding Teams Back
07:12 Building a Unified Fraud & AML Core
09:21 The Revenue Engine: Multi-Tenancy
10:47 Results: Losses Down, Speed Up

Macroeconomic volatility, from regulatory shocks, to geopolitical fragmentation, and rising credit stress, is compressing margins, fast.

In this episode, we break down why traditional, batch-based risk tools fail under volatility, and what a modern, flexible fraud and AML platform must deliver to operate at the speed of today’s financial system.

You’ll learn

• The 3 forces driving change

• The architectural flaws holding teams back

• The 5 technical pillars required to turn risk from a cost center into a margin engine.

Read the full analysis: https://www.datavisor.com/blog/how-macro-volatility-is-driving-a-shift-to-flexible-fraud-aml-platforms

DEFEND Training: https://www.datavisor.com/defend-training

00:00 Welcome

00:29 Shifting Financial Economics

01:42 The Triple Threat Explained

06:38 Traditional Fraud Stack Failures

09:35 Risk as a Margin Lever

14:34 Testing Platform Flexibility

In this Monthly Brief, we break down the most important fraud and financial crime developments shaping early 2026 — and what they mean for financial institutions navigating new regulatory pressure, expanding attack surfaces, and rising expectations for real-time defense.

This episode covers:

• Why fraud defense is entering a regulatory shift

• Nacha’s expanded ACH liability rules and sender-side accountability

• CFPB Section 1033 and how open banking changes fraud risk

• How some organizations are turning risk operations into revenue

• What stablecoins reveal about the future of transparency in financial crime

Get the full January newsletter and links to all resources mentioned: https://www.datavisor.com/defend-podcast

Chapters

0:00 Introduction

0:29 The new fraud landscape in 2026

1:50 Nacha & ACH liability changes

5:12 CFPB Section 1033 & open banking

8:24 Turning risk into revenue

11:14 Alert Summaries with AI

12:38 Stablecoins & what’s next

16:24 Closing

Welcome to the fraud and financial crime podcast breaking down the real-world threats and defenses shaping today’s financial ecosystem to prepare you for what’s next.