In California, we are no stranger to higher home insurance premiums, fewer affordable options, and even non-renewals. We’ve had enough. California families shouldn’t have to carry the financial burden of extreme weather impacts. No one should have to choose between protecting their homes and keeping the lights on and putting food on the table.

The Affordable Insurance and Recovery (AIR) Act (SB 982) has been introduced in the California Senate and would help make home insurance more available and affordable for renters, homeowners and small businesses. The AIR Act will provide the California Attorney General with new tools to recover a fair share of the growing costs of extreme weather disasters and redistribute the funds back to hard-working Californians. The bill would advance three key solutions:

● Affordability: Providing relief to consumers from the pass-through costs of extreme weather events.

● Recovery: Securing resources to help homeowners implement wildfire-resilient upgrades like safer roofs and landscaping.

● Market Stabilization: Strengthening the solvency of the California FAIR Plan as it faces record enrollment and protecting taxpayers from rising costs.

Read more about the AIR ACT Here: https://envirovoters.org/insurance-affordability/how-it-works/