Roth or traditional: how do you choose? If you've ever wondered when it's time to shift from a traditional 401(k) to a Roth, you're not alone. In this listener-led episode of Make It Personal, we tackle a smart, real-life question from Nicholle about taxes, timing, and how to plan ahead for retirement without getting stuck in a higher tax bracket down the road.



In this episode, you’ll learn:

→ The core difference between Roth and traditional 401(k)s

→ When future taxes could outweigh today’s tax savings

→ How RMD age changes impact your long-term tax planning

→ Why your total income picture matters more than rules of thumb

→ The value of pairing good content with personalized advice

"AI can educate you. Content can guide you. But an advisor helps you apply it to your life."

Got a money question? Send it in to makeitpersonal@mutualofomaha.com or comment wherever you're listening. And if you're ready to see how this applies to your future, connect with a Mutual of Omaha advisor at www.makeitpersonalpodcast.com. Don’t just learn - Make It Personal.

Connect with Mutual of Omaha Advisors through the following links:

→ Download The Game of the Decade eBook

→ Download the Seven Principles eBook

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→ Sign Up For a Free Financial Strategy Meeting

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Investing involves risk, including loss of principal.

This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services, Inc. does not provide tax or legal advice. Please consult with the appropriate professional regarding your personal situation prior to making any financial decisions. Strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.