Artificial intelligence is reshaping the world of risk management - transforming how banks assess information, detect threats and serve clients. But if you're trying to manage your bank's risk, it has some clear downsides as well as upsides.

In this episode of This is Deutsche Bank, Marcus Chromik, Chief Risk Officer and Management Board member, speaks to host Michael Steen about why he thinks AI is set to change the risk function more profoundly than past crises and where the human fits into all of it.

01:17 – What being a Chief Risk Officer entails and how AI is transforming the risk function

06:08 – How we are using AI at Deutsche Bank, such as in credit analysis, and what this shift means for recruitment and the skillsets needed to work in banking

13:49 – How to handle the risks that we see from AI in banking and the importance of keeping the human in the loop

18:54 – Fostering the right risk culture in the AI era and what the divergences in the regulatory approaches across the globe mean for AI use in a global bank.

22:12 – What Marcus is dedicated to in his daily life

Deutsche Bank website http://www.db.com

Confidence in public pension systems is falling across Europe, and many people are worried about whether the money they’re paying in today will be there when they retire.

In this episode of "This is Deutsche Bank," Christian Nolting, Global Chief Investment Officer for the Private Bank, and Raffael Gasser, Head of Wealth Management Germany, join host Michael Steen to explore:

• why many feel uncertain about their financial future
• how we can ensure we’re saving enough for retirement
• what else can be done to bridge the pension gap

01:41 – The different kinds of pensions systems out there

03:14 – What the German public thinks about the state of the pension system and their own retirement provisions

08:33 – Why – despite being worried about their provisions – people don’t take action and what can be done to support that, plus the benefits of investing your pension and what we can learn from systems beyond Germany

19:15 – What Christian and Raffael are dedicated to in their daily lives

Deutsche Bank and DWS Retirement Provisions Report 2025 (in German only) „Altersvorsorge-Report 2025“ von Deutsche Bank und DWS

Deutsche Bank website http://www.db.com

The geography of trade is shifting. And it’s not just tariffs. Over the past few years, a variety of factors have prompted countries to explore new corridors and partnerships. Nowhere is this change more evident than in Asia. Amid these shifts, what role can the region take on? Where does Europe fit into it all? And how can banks support those navigating the changes?

On This is Deutsche Bank, host Michael Steen sits down with Alexander von zur Mühlen, CEO for Asia Pacific, Middle East and Africa, Europe and Germany and Management Board member, who shares his view on the developments shaping the global economy right now.

01:32 – The origins of Deutsche Bank’s story in Asia

03:12 – The role of Asia Pacific in today's global economy and how it is changing amid shifting trade dynamics

08:57 – Where Europe comes into it all, and what it means to operate as a European bank in Asia right now

13:58 – What Alexander is dedicated to in his daily life

Deutsche Bank website http://www.db.com