Money doesn’t have to feel overwhelming—or shameful.

In this episode, financial coach Penny Kidd shares how a life-changing tragedy pushed her to take control of her finances and eventually become debt-free—including her home. Now, she helps others do the same by focusing on behavior, mindset, and intentional spending.

We dive into the truth about debt, why most people were never taught how to manage money, and how small changes can completely shift your financial future.

If you’ve ever felt behind, stressed, or unsure about money—this conversation will hit home.

• Why money shame keeps people stuck
• How to create a simple, realistic spending plan
• The real impact of debt (and when it makes sense)
• How to align your money with your goals
• Why it’s never too late to start over

I met Stacia on a cruise that I decided to join at the last minute and I just wanted to share her with you all today. Stacia Crawford is a two-time Emmy Award-winning producer and the powerhouse behind Stay Ready Media, a premier PR and media strategy firm that turns thought leaders, CEOs, and industry experts into household names. With more than three decades of experience as as a top TV news producer, Stacia brings unmatched insider knowledge to the world of public relations. She has helped clients land high-visibility features on Good Morning America, CBS Evening News, CNN, MSNBC, FOX News, The New York Times, The Washington Post, Oprah Magazine, and countless others. To learn more head to our All About Guest Page or Click Here

Website for Stacia

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We are joined today by an amazing guest, someone who knows what it means to know how to correctly hear what you need to. Allegra provides expertise in audio recording and engineering, audio editing, and publishing for audiobooks, podcasts, music productions, and digital audio education. She also provides highly trained vocal abilities for radio, television, singing, narration and voiceover work, as well as vocal coaching. She is also an avid traveler, hiker, knitter, golfer, tarot card reader, wife and auntie.

To learn more about our guest Click Here

To Watch the Episode Click Here