Should you invest for your children… or yourself first?

Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss both:

• Investing for yourself, as you bring up children
• And investing for your children

In this episode, we go through: why your own investing and retirement should probably come first, how to invest for your children, balancing investing for yourself vs your children, why even small amounts for kids are so important - and more.

Listen to the episode for the full details.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

How I can help you - ⁠⁠click here⁠⁠

It took me 6.5 years to reach £100k invested. But here's what often isn't talked about:

Most of that wasn't compounding.

It was my own contributions.

Early on, how much you invest matters far more than what returns you get.

If investing feels slow at the start - that's normal. Don't feel disheartened. Stick with it and be consistent.

And if you are feeling like this, then this episode is for you and I hope it makes you feel a bit better and reassured.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

How I can help you - ⁠click here⁠

Listen to our other episode - What to look for when selecting a fund

Tom from 'Tom's Personal Finance' joins me on this podcast episode to discuss potentially the best global ETF for UK investors in 2026.

We analyse the ETF (Ticker: ACWI) - looking at the index it tracks, what it invests into, the fee, and more.

You can take this exact criteria and apply it yourself when assessing funds.

Finally, we discuss whether this is the best global ETF and how it compares to other popular global ETFs (VWRP, FWRG).

Listen to the podcast episode for the full details.

Timestamps:

0:00 - Intro

1:20 - Index

3:40 - Holdings

6:32 - Fees

8:25 - Other details

18:41 - Is this the best global ETF?

19:42 - Comparison to other global ETFs (VWRP, FWRG)

23:42 - How to pick one

25:25 - Outro

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

How I can help you in 2026 - click here

Watch this next - Revealing my £180k portfolio

Timestamps:

0:00 - My 2025 growth

2:28 - Exactly what I invested into in 2025

8:16 - 2025 capital gains

11:45 - Top 3 2025 takeaways

Listen to the podcast episode for the full details.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Listen to this next - What is the best Global ETF?

In this podcast episode, we answer a common question:

'Do you really only need one global ETF in your investment portfolio?'

The answer is yes and no.

Yes - if you want to keep your approach as simple as possible.

No - due to various reasons. We run through 6 scenarios where you might want to invest into more than just one global ETF.

Listen to the podcast episode for the full details.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Tom from @tom.tpf joins me on this podcast episode to discuss 10 of the top ETF mistakes that investors make.

Investing into too many different ETFs, not understanding what an ETF actually invests in, how FX impacts returns, only focusing on an ETFs fee, just to name a few.

Listen to the podcast episode for the full details!

Other useful episodes mentioned:

1. What To Look For When Selecting An Index Fund or ETF - https://open.spotify.com/episode/2sdBm4cFYer5ljiQAGZNC3?si=ZnEqarGUTj6ShWVVma2m_A

2. Are UK Investors Worse Off Than US Investors Due To FX? - https://open.spotify.com/episode/2JorWR1NOSYW1vhkEX31Si?si=XJabxL9cT-S0kbxvVJzZTA

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

I've been investing for over 8 years and have built my investment portfolio to £180,000.

In this podcast episode, we go through the 10 most important lessons that I've learnt along the way.

Listen to the podcast episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Georgiy from @Funancialism joined me on this episode of the podcast to discuss ‘alternative investments’.

Including his investments into Pokémon cards and one piece cards.

I’m a complete beginner in this space, so was asking as many beginner questions as possible.

Georgiy dropped a lot of gems and facts, going on to say that everyone should have at least 1% of their portfolio in alternative investments.

Listen to the podcast episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact