In this episode of the Heron Financial Podcast, we go back to the beginning.

Founder Matt Coulson reflects on building Heron Financial from a two-person startup in 2011 into a firm trusted by thousands of mortgage and protection clients — while maintaining consistent 5-star reviews across Trustpilot and Google for over 14 years.

We discuss what actually creates long-term trust in financial services: why service had to come before scale, how culture became a competitive advantage, and how the business navigated financial crises, regulatory change, and rapid advances in technology without losing its identity.

Matt also shares Heron’s approach to ethical AI adoption, why people development has always mattered more than short-term growth, and what the next chapter looks like for a people-first financial services firm.

This episode is a candid founder story about resilience, responsibility, and building a business that lasts.

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

Richard Campo (Head of Growth) is back to talk about the Bank of England reducing rates by 0.25% to 4.25%.

In this episode he talks over:

• What we can read from the voting which was more interesting than expected
• What impact the trade wars/tariffs have had on interest rates in the UK
• What todays cut means in money markets
• Ultimately how this affects mortgage pricing

We hope you enjoy listening and you find it more interesting than Richard's dog snoring away in the background!

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

Despite being billed as 'awful April' there were a number of positive updates in the Mortgage and Property world. Matt Coulson (Founder) and Richard Campo (Head of Growth) talk over these headlines in more details:

• Lenders offering larger loans, with one going to 7 x income!
• Inflation fell
• Property Prices are on the up

So to see what all that means and how it affects mortgage pricing and money markets, we hope you enjoy the listen

If you prefer, you can also read the text update HERE

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

In the latest edition of the Heron Financial podcast, Matt (Founder) and Richard (Head of Growth) talk over the topical points in the mortgage world. Key themes are:

• The Spring Statement - How Labour plans to 'Get Britain Building'
• Inflation comes down to 2.8%
• Mortgage Product choice goes to a record level of 25,090

So for that, and a meaty conversation on the benefits to both the Economy and individuals of home ownership, we hope you enjoy the episode

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

While a hold from the Bank of England (at 4.5%) was widely predicted, Matt Coulson (Founder) and Richard Campo (Head of Growth) look at depth at the Minutes from the Bank of England to understand things like:

• What impact this will have on mortgage rates?
• Where inflation is going and how that impact the Bank of England?
• How the uncertainty in global markets impacts the UK?
• How does the Bank of England balance slowing growth with rising inflation?

So for that and a lot more besides, we hope you enjoy the podcast

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

In a packed Mortgage Market update, Matt Coulson (Founder) talks to Richard Campo (Head of Growth) about:

• Heron being signed off as B Corp firm
• Reaction to the Bank of England cutting rates to 4.5%
• How the rate reductions and B Corp all tie into how mortgages are priced
• Increased availability of mortgage products for both small deposits and Buy To Let

So for that and a lot more beside, we hope you enjoy the podcast.

For more information on B Corp you can see our new page on the topic - https://heronfinancial.co.uk/certified-b-corporation/

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

In this Episode Kia Foster (Partnership Sales Manager at MAB) talks to Matt Coulson (Founder) about Heron Financial's recent achievement of B Corp certification. They taklk over what B Corp certification entails, including adherence to high social and environmental standards, transparency, and accountability. Matt shares insights into the rigorous journey his team undertook to achieve this certification, emphasizing the importance of sustainability and commitment to stakeholders beyond just shareholders.

He highlights the ongoing nature of maintaining B Corp status, where businesses must continually meet standards and work towards improving their social and environmental impact. Furthermore, Matt notes the significance of the certification for clients and partners, indicating that it reflects a company's dedication to being a responsible business.

For more information, please visit the Heron Financial website page on this topic - https://heronfinancial.co.uk/certified-b-corporation/ or you can follow us on social media. Look out for our monthly emails that will further discuss this journey and insights into the mortgage market.

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/

In this reaction to the Bank of England reducing rates by 0.25% to 4.5%, Matt Coulson (Founder at Heron) and Richard Campo (Head of Growth) talk over what this means for the mortgage market. Key themes are:

• What impact will this have on mortgage rates?
• How have money markets reacted?
• If rates reduce, can I get a lower rate on an active application?
• What does this mean for longer term interest rates and the cost of mortgages?

For that and a lot more, we hope you enjoying listening.

If you would like to learn more, please do get in contact with us. All our details are on the website - https://heronfinancial.co.uk/