In this episode of the Financially Fit Couple podcast, host and certified financial planner Matthew Gray welcomes financial coach Lindsey Scott to discuss the practical and emotional aspects of financial coaching and planning. The conversation explores their different yet complementary roles, with Lindsey emphasizing the importance of understanding personal finance basics and building good habits, while Matthew discusses the more technical side of financial planning. They dive into the process of working with clients, defining success, and finding the right financial support. Key topics include budgeting, debt management, building wealth, and the significance of communication and readiness in financial coaching.

00:00 Welcome to the Financially Fit Couple
00:38 Introducing Lindsey Scott: Financial Coach
01:54 Lindsey's Journey to Financial Coaching
04:02 The Impact of Financial Coaching
05:49 Understanding Financial Coaching
12:17 The Coaching Process
15:24 Who Benefits from Financial Coaching?
19:42 Financial Coaching vs. Financial Planning
24:02 Finding the Right Financial Coach
28:18 Costs and Getting Started
34:41 Final Thoughts

Resources

Lindsey Scott

https://www.lindseyscottfinancialcoach.com/

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC

In this episode of the Financially Fit Couple podcast, host Matthew Gray interviews John and Alexis Stevens, a married couple from Harrisonburg, Virginia, who share their unique career journeys and the financial implications of making significant career changes. John recounts his transition from a high school math teacher to a meteorologist and then to an IT trainer, while Alexis discusses her stable career as a university professor.

They explore the challenges and rewards of pursuing one's dream job, the importance of family values in career decisions, and the financial strategies that helped them navigate these changes. The episode offers valuable insights for couples considering career changes and emphasizes the importance of aligning career choices with personal values and family well-being.

00:00 Welcome to the Financially Fit Couple
00:42 Meet John and Alexis Stevens
02:29 Childhood Dreams and Career Paths
08:06 The Journey to Becoming a University Professor
10:40 John's Teaching Career and Challenges
14:07 Pursuing a Dream in Meteorology
19:45 The Big Career Change
27:54 Financial Implications of the Career Move
29:42 Starting a New Career: The First Year Experience
32:41 Adjusting to a New Lifestyle
35:07 The Toll on Family and Health
36:54 Realizing the Need for Change
44:15 Searching for a New Path
46:00 Finding the Perfect Fit
49:02 Reflecting on the Journey
56:32 Final Thoughts and Advice

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC

In this episode of the Financially Fit Couple podcast, host Matthew Gray, a certified financial planner, speaks with Mackensie Ellis from Grad Fin about financing education through student loans. The discussion covers key points such as the difference between federal and private student loans, the application process, and various repayment and forgiveness options.

The episode also delves into upcoming changes to student loan programs, refinancing strategies, and how Grad Fin provides free consultation services to help borrowers navigate these complex topics. The conversation aims to empower listeners with the knowledge needed to make informed decisions about managing student loans.

00:00 Welcome to the Financially Fit Couple
00:38 Introducing Mackensie Ellis and the Topic of Student Loans
01:28 Mackensie's Journey into the Student Loan Space
04:27 Understanding Federal vs. Private Student Loans
08:23 Navigating the FAFSA and Loan Options
16:20 Grad Fin's Role in Student Loan Consultation
19:00 Exploring Student Loan Forgiveness Options
28:04 Understanding Recertification Dates
29:29 Repayment Options Overview
31:02 Income-Driven Repayment Plans
40:07 Changes in Repayment Plans
46:02 Refinancing Private Loans
51:19 Grad FIN's Free Consultation Process
53:40 Conclusion and Disclosures

Resources:

https://gradfin.com/

studentaid.gov

Understanding the One Big Beautiful Bill Act (OBBBA): What You Need to Know | Laurel Road

One Big Beautiful Bill FAQs - Gradfin - Achieve your financial ​goals

Public Service Loan Forgiveness | Federal Student Aid

Income-Driven Repayment Plans | Federal Student Aid

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC