Most homebuyers think good credit is enough to get a mortgage. But that 750 score? It might still get denied.

In this episode, I bring on Sam Parker, co-founder of My Credit Guy, to cut through the confusion. We talk about credit repair scams, why DIY bots won't fix your score, and how focusing only on deletions sets buyers up for failure.

Sam breaks down the full process of getting mortgage-ready, from proper debt paydown strategies to avoiding the #1 mistake that tanks scores, closing out credit cards.

If you're serious about buying a home and want to make sure your credit won't get in the way, this episode is your roadmap.

Tune in and get mortgage-ready the right way. Dream Home, Clean Credit: Your Guide to Getting Both.

Love the episode? We'd be thrilled if you left us a five-star review!

Sam Parker is the Founder and CEO of My Credit Guy, a trusted partner to real estate professionals nationwide. Specializing in credit restoration, education, and budgeting, Sam helps transform denied mortgage files into closed deals. His team offers no upfront fees, free file reviews, and unlimited rapid rescores, making them the go-to solution for credit-challenged clients. With a mission to boost closings and client confidence, Sam's impact extends far beyond the credit score. His work helps realtors and lenders alike turn setbacks into successful homeownership stories.

Website: https://www.mycreditguy.com/

Facebook: https://www.facebook.com/mcgsamparker/

https://www.facebook.com/MyCreditGuy

LinkedIn: https://www.linkedin.com/in/sam-parker-98453a6/

https://www.linkedin.com/company/my-credit-guy/

Instagram: https://www.instagram.com/mycreditguysamparker/

https://www.instagram.com/mycreditguy_/

YouTube: https://www.youtube.com/@MyCreditGuyCreditRestoration

Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all.

Mortgage Advisor NMLS # 305375

Website: https://www.afncorp.com/

https://homeloanplanners.com/

LinkedIn: https://www.linkedin.com/in/mikephajjar/

Instagram: https://www.instagram.com/mikehajjar_mortgage/

Facebook: https://www.facebook.com/mikehajjar87/

YouTube: https://www.youtube.com/channel/UCnZXFuubVNOsYiZEodZ7kzQ

Produced by https://www.BroadcastYourAuthority.com.

Buying a home can feel like a dream until the tax bill hits. And most buyers never see it coming: property tax uncapping.

In this episode, I team up with Christine Lucian, Founder of Property Tax Academy, to expose what real estate pros often miss. We dig into why seller taxes aren't your taxes, how uncapping works, and what simple questions could save you thousands of dollars.

You'll also hear real stories of buyers blindsided by five-figure tax hikes and how it all could have been avoided.

If you're buying, selling, or planning your mortgage, learn the one question every buyer should ask: "What will my taxes be after I close?"

Tune in to The Financial Rebound —The Property Tax Trap: The Hidden Cost Homebuyers Aren't Told About.

Love the episode? We'd be thrilled if you left us a five-star review!

Christine Lucian is a municipal property tax assessor with over 15 years of experience who decided to begin educating professionals in order to protect and guide consumers. She established The Property Tax Academy in fall of 2023 and to date has helped over 1,300 professionals navigate the complexities of property tax in Michigan. Her passion for pouring knowledge into others and her concern for consumers has driven her to lead with empathy and education. Her motto is "people over profit", and she stands by that fiercely by having the courage to continue to bring awareness to a complex subject that affects all Michigan property owners. When she isn't teaching industry professionals, she is assisting property owners in property tax solutions to ensure financial fairness for all.

Website: https://www.propertytaxacademy.com/

Facebook: https://www.facebook.com/people/The-Property-Tax-Academy/61551203601918/?mibextid=nwBsNb

LinkedIn: https://www.linkedin.com/in/themichiganassessor/

Instagram: https://www.instagram.com/themichiganassessor?utm_source=ig_web_button_share_sheet&igsh=NzNwZzVseTdzMm94

YouTube: https://www.youtube.com/@themichiganassessor

Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all.

Mortgage Advisor NMLS # 305375

Website: https://www.afncorp.com/

https://homeloanplanners.com/

LinkedIn: https://www.linkedin.com/in/mikephajjar/

Instagram: https://www.instagram.com/mikehajjar_mortgage/

Facebook: https://www.facebook.com/mikehajjar87/

Youtube: https://www.youtube.com/channel/UCnZXFuubVNOsYiZEodZ7kzQ

#PropertyTax #HomeBuyingTips2025 #SmartRealEstate

Construction projects often go awry due to missed deadlines and costly mistakes.

In this episode, I speak with Sterling Hughey, the founder of Sterling Construction. He shares his journey of building a powerful construction brand after nearly losing everything.

Sterling explains how punctuality and a clear system can distinguish professionals in the field. We also discuss the red flags homeowners should look out for when hiring a builder, the importance of straightforward contracts, and what effective communication truly means.

You'll learn how to choose the right builder! So, tune into the episode of The Financial Rebound —From Survival to Scaling: Built a Construction Brand with Purpose and Grit.

Enjoy the podcast? Subscribe and leave a 5-star review!

Sterling Hughey is the owner of Sterling Construction, a company grounded in integrity, innovation, and fearless execution. With extensive experience across Property Management, Commercial New Construction, Residential Construction, and State, Federal & Government work, he leads with a clear vision and unwavering commitment to quality and speed. Sterling's leadership centers on core values: integrity, innovation, personal development, speed, fearlessness, and a relentless "growth or die" mentality. He motivates his team to push boundaries, embrace challenges, and continuously raise the bar.

In the business exchange group, Sterling brings practical industry insight and a collaborative spirit, focused on driving growth and success through genuine partnership and shared values.

Website: https://sterlingconst.com/

Facebook: https://www.facebook.com/sterlingconstructionandroofing/

LinkedIn: https://www.linkedin.com/in/sterling-hughey-685099186/

IG: https://www.instagram.com/sterling__construction?igsh=b2lnZHZ4bnVxbmc4

YouTube: https://www.youtube.com/@Sterlingconstruction13311

Mike Hajjar is a seasoned Mortgage Advisor with over 17 years of lending experience, having successfully guided more than 2,500 families through the home loan process. His approach to mortgage planning goes beyond the transaction, focusing on long-term financial freedom by helping clients select the right mortgage, debt, and cash-flow strategies. Known for his integrity, transparency, and trust, Mike builds lifelong relationships with clients, offering support before, during, and well after the transaction. At Landmark Mortgage Planners, Mike's team leverages in-house underwriting, local appraisers, and a streamlined system to ensure loans close quickly—often in as little as 14 days. Whether working with first-time homebuyers, veterans, or retirees, Mike's commitment to communication and professionalism makes him a trusted advisor for all.

Mortgage Advisor NMLS # 305375

Website: https://www.afncorp.com/

https://homeloanplanners.com/

LinkedIn: https://www.linkedin.com/in/mikephajjar/

Instagram: https://www.instagram.com/mikehajjar_mortgage/

Facebook: https://www.facebook.com/mikehajjar87/

Youtube: https://www.youtube.com/channel/UCnZXFuubVNOsYiZEodZ7kzQ