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The Curve

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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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  • Untangling Shared Property & Wealth After a Relationship, with Sarah Falanitule.

    Untangling Shared Property & Wealth After a Relationship, with Sarah Falanitule.
    Mar 25 2026
    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟What happens when you’ve spent years building wealth and property alongside a partner, and then find yourself needing to untangle those assets and start again? In this episode, Sophie sits down with BNZ’s Sarah to talk about navigating shared finances when life takes an unexpected turn. They discuss the emotional side of separating assets, why making decisions sooner rather than later can help you regain financial control, and how leaning on your network can make the process far less overwhelming. The conversation also dives into practical property insights, from what first-home buyers often overlook (insurance, maintenance, and the real cost of home ownership) to what makes a strong investment property and the common pitfalls to watch for. Plus, Sarah shares how she’s rethinking her own wealth strategy, why she’s started diversifying into shares, and explains the concept of offset mortgages in a refreshingly simple way. And to wrap it all up, we end with a powerful poem that beautifully brings the episode full circle, reminding us that our financial choices are ultimately about how we choose to live our one wild and precious life.We’re proud to be partnering with BNZ, who know that home ownership isn’t a straight line. Sometimes life throws curveballs, and BNZ is all about supporting you through the hard stuff, not just the highlights. Whether you’re planning ahead or needing a bit more support right now, BNZ’s home loan experts have the tools and people ready to help you find a way.👉 To learn more, head here. (https://www.bnz.co.nz/personal-banking/home-loans/mobile-mortgage-managers?utm_source=podcast&utm_medium=spotify&utm_campaign=thecurve&utm_content=ep11)BNZ home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. An establishment fee of up to $150 may apply.This podcast contains general information only – not financial or professional advice. Opinions expressed are those of the speakers and not necessarily BNZ. BNZ is not liable for any losses resulting from the contentCredits:Host: Sophie HallwrightGuest: Sarah FalanituleProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Coming up in the episode...(00:03:01) BNZ x The Curve(00:04:03) Meet Sarah & what we’re diving into(00:05:20) The career moment that changed everything(00:09:16) Untangling property and assets with a partner(00:23:45) Rebuilding wealth on your own(00:26:21) Investing beyond property(00:42:00) Confidence knocks & rethinking your money strategy (plus Sarah’s mortgage setup)(00:46:31) First home vs investment property: what to know(00:48:06) Property mistakes Sarah wouldn’t make again(00:49:23) Tips for buying property right now(00:51:28) Setting yourself up for the life you actually want(00:54:09) A poem to bring it all together(00:56:45) Thank you for listening to The Property Podcast(00:58:19) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    59 min
  • The brand no one saw coming back.

    The brand no one saw coming back.
    Mar 22 2026

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    Sophie’s away this week, so Vic is joined by the brilliant India Leishman, and honestly, she’s making a very convincing case for a permanent seat at the mic. Together they tackle the very un-sexy reality of rising oil prices and what that could mean for flights, groceries, inflation, and basically the cost of existing, before getting into Gap’s unexpected comeback story, the Jo Malone name-drama that sounds too wild to be true, and why Unilever seems to be betting big on beauty and wellness over your pantry staples. There’s also a helpful breakdown of stagflation for anyone who’s heard the word and nodded politely, plus some solid career advice for getting into finance. A slightly chaotic, very informative catch-up on what’s moving markets right now, and what it might mean for you.


    WTF does that mean? A guide to all the jargony bits:

    Stagflation – Slow economy + rising prices. Not a fun combo.
    Central Bank – Sets interest rates. Runs the money system.
    Interest Rates – Cost of borrowing. Higher = more expensive.
    Inflation – Prices go up, your money goes less far.
    Reporting Season – When companies reveal their results.
    Revenue – Money a company makes before costs.
    Share Price – What one share in a company costs.
    Stock Market – Where shares are bought and sold.
    Diversification – Spreading your money across investments.
    Spin-off – A company splitting off part of its business.
    Non-compete – Stops you starting a similar business.
    Renewable Energy – Energy that won’t run out (like wind/solar).


    Credits:

    Hosts: Victoria Harris & India Leishman

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Welcome India!(00:03:56) Oil prices surge(00:20:41) Gap rebounds(00:27:14) Jo Malone vs Jo Malone(00:32:44) Unilever is side-eyeing its food business(00:39:36) Community Question(00:00:00) Thank you for listening to The Curve Weekly!(00:00:00) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    47 min
  • How to Build the Ultimate Budget.

    How to Build the Ultimate Budget.
    Mar 18 2026

    🌟 WATCH THIS EPISODE ON YOUTUBE 🌟


    Budgeting… stay with us 😅 This month on IOU (Some Money Education), Soph and Vic drag Lucy (lovingly) into the world of budgets, aka figuring out where your money goes before it disappears like your Apple charges. You’ll learn the simple “needs, wants, surplus” split, why planning ahead is basically a money superpower, and how having a clear setup can actually reduce money stress (even if you’re allergic to checking your bank account). Plus: we introduce our newest cast member, Reese Witherspoon the piggy bank, play “spending bingo,” and read out the most unhinged “non-negotiable” splurges: think $100 candles, Sims gaming PCs, and “I bought veneers for copywriting” - yes you read that right. If you’ve ever avoided budgeting because it felt restrictive or overwhelming, this is the episode that will change your mind.


    Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/


    We’re proud to be partnering with BNZ. There’s an art to starting something new, and like any art form, you need the right tools to make it work. Whether you’re flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go.


    Credits:

    Hosts: Victoria Harris & Sophie Hallwright

    Guest: Lucy Blakiston

    Producer & Editor: Emily Rigby

    Social & Digital Manager: Lucy Munro


    ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠


    For more from The Curve:⁠⁠⁠⁠

    ⁠⁠Website⁠⁠

    ⁠⁠Instagram⁠⁠⁠⁠⁠

    ⁠YouTube⁠⁠⁠⁠⁠

    ⁠TikTok⁠⁠⁠⁠⁠

    ⁠Newsletter⁠⁠


    (00:00:00) Welcome to IOU (Some Money Education)!(00:00:40) Coming up in this episode…(00:01:26) BNZ x The Curve(00:01:53) In the Red or Green?(00:03:26) Is property still a good investment?(00:09:11) How Lucy budgets(00:18:56) How to craft a budget: needs, wants, surplus(00:23:19) IOU an answer(00:30:57) Cash and Burn(00:36:12) Extra Credit(00:40:58) Thank you for joining us for IOU (Some Money Education)(00:41:20) Thank you BNZ!(00:41:50) Financial Disclaimer


    Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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    42 min
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