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The Curve

The Curve

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The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.

New episodes every Monday and Wednesday!

Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice

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    Épisodes
    • How the Bank of Mum & Dad Is Shaping an Inheritocracy, with Dr Eliza Filby.

      How the Bank of Mum & Dad Is Shaping an Inheritocracy, with Dr Eliza Filby.
      Jan 14 2026
      🌟 WATCH THIS EPISODE ON YOUTUBE 🌟Money chats are awkward enough… but money you didn’t earn? That’s next-level uncomfortable.In this episode, Soph sits down with Dr Eliza Filby, author of Inheritocracy, to unpack the Bank of Mum & Dad and how it’s quietly reshaping everything from the housing market to our friendship groups. We dig into why “inheritocracy” makes people squirm, how Eliza defines it (starting with her own story), and the less obvious privileges that come with family support: free rent, childcare, career safety nets, and the ability to take risks without everything collapsing. We also talk about why you can’t always spot who has family money, what a financial backstop does to your choices, when help can become too much (strings, guilt, and guardrails), plus Eliza’s take on raising resilient kids, what Gen Alpha is up against, why entrepreneurship is the new rock’n’roll, and her best advice for building financial independence, whatever your starting line.Eliza’s book: Inheritocracy: It’s Time to Talk About the Bank of Mum and Dad (https://www.penguin.co.uk/books/476298/inheritocracy-by-filby-eliza/9780753561904)Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Episode preview(00:00:56) Meet Dr Eliza Filby(00:01:35) Why “inheritocracy” makes everyone squirm(00:05:53) Eliza’s story + what “inheritocracy” actually means(00:12:05) The quiet perks: childcare, free rent, safety nets(00:15:00) You can’t always “tell” who has family money(00:17:51) The power of a financial backstop(00:23:19) When help becomes harmful: money, guilt, and guardrails(00:26:51) Parenting with privilege (and how to not spoil them)(00:29:09) Gen Alpha’s future: resilience in a chaotic world(00:30:44) Why entrepreneurship is the new rock star dream(00:34:18) Eliza’s advice for building financial independence(00:39:27) Thank you for listening to Raising The Curve!(00:39:52) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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      40 min
    • Our Annual Predictions Episode is BACK!

      Our Annual Predictions Episode is BACK!
      Jan 11 2026

      You’ve been asking for it… our annual predictions episode is FINALLY HERE! We’re revisiting the calls we made for 2025, including one that genuinely made us feel like stock market geniuses, and a few that should’ve come with a “do not quote us” disclaimer. Then we roll straight into our 2026 predictions: what we think the markets are in for, whether Bitcoin’s about to have its main character moment, which big names could IPO, and the one theme we think might quietly run the whole year 👀

      Also: Sophie records pantless, Vic has a travel meltdown that turns into an emergency fund masterclass, and Japan apparently has a… bear problem??

      Now it’s your turn, do you think markets will be up or down by the end of 2026? Leave a comment, DM us your predictions, or send a voice note to The Curve Hotline! (https://thecurveplatform.com/pages/the-curve-hotline)

      WTF does that mean? A guide to all the jargony bits:

      S&P 500 – The 500 biggest US companies. The main US stock market vibe check.
      FTSE 100 – The 100 biggest companies in the UK stock market (pronounced “Footsie”).
      Bull Market – Stock market going up. Everyone feels like a genius.
      Bear Market – Stock market going down. Everyone pretends they “invest long-term anyway.”
      Volatile – Prices jumping up and down like they’ve had 6 coffees.
      Market Correction – A decent dip after a big rise. The market’s little reset.
      IPO – When a company joins the stock market for the first time. Its public debut.
      Emergency Fund – Money set aside for life’s chaos (aka Vic at Heathrow).

      Credits:

      Hosts: Victoria Harris & Sophie Hallwright

      Producer & Editor: Emily Rigby

      Social & Digital Manager: Lucy Munro

      ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠

      For more from The Curve:⁠⁠⁠⁠

      ⁠⁠Investing Club⁠⁠

      ⁠⁠Website⁠⁠

      ⁠⁠Instagram⁠⁠⁠⁠⁠

      ⁠YouTube⁠⁠⁠⁠⁠

      ⁠TikTok⁠⁠⁠⁠⁠

      ⁠Newsletter⁠⁠

      (00:00:00) Welcome back!!(00:00:36) Quick catch up(00:09:21) Re-visitng our predictions for 2025(00:25:53) Making predictions for 2026...(00:36:31) Thank you for listening to The Curve Weekly!(00:37:08) Financial Disclaimer

      Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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      38 min
    • Your Financial Reset for 2026 with Marley Rose Harris.

      Your Financial Reset for 2026 with Marley Rose Harris.
      Jan 7 2026
      If 2025 didn’t go to plan (you’re not alone), this episode is a powerful reset for the year ahead. Marley Rose Harris joins us to talk about how subconscious beliefs shape everything from money and confidence to relationships, and why shifting your mindset isn’t just “positive vibes,” it’s real, practical work. And this isn’t just theory: Marley coaches Vic and Soph through their real-life money patterns in real time, uncovering the beliefs underneath them (spoiler: it’s not what you think). You’ll also hear Marley’s wild take on debt including the idea that we can hold onto it for a subconscious “hidden advantage” 👀plus practical tools you can use to start rewriting your money story immediately. Expect a few uncomfortable truths and at least one “oh… that explains a lot” revelation…⚠️ This episode includes themes of loss and grief, which may be emotional for some listeners. Please take care while listening, and feel free to pause or skip if you need to.🎁 Want to win a 1:1 session with Marley Rose Harris (valued at $2,000) plus access to her online course for you and a friend? Head to our Instagram @thecurveplatform (https://www.instagram.com/thecurveplatform/) for full entry details, good luck!Marley’s links:Higher Self App: https://www.higherselfapp.comMarley’s Podcast (Money Mindset & Manifestation): https://www.marleyrose.ca/podcastInstagram: https://www.instagram.com/marleyroseharris/Credits:Hosts: Victoria Harris & Sophie HallwrightProducer & Editor: Emily RigbySocial & Digital Manager: Lucy Munro⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠For more from The Curve:⁠⁠⁠⁠⁠⁠Investing Club⁠⁠⁠⁠Website⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠Newsletter⁠⁠(00:00:00) Episode preview (00:00:56) Welcome back!! + Giveaway details (00:02:59) Listener disclaimer (00:03:08) Meet Marley Rose Harris (00:15:34) Marley’s first money memories (00:20:31) Rewiring your money beliefs (00:31:39) Vic’s money mindset unpacked (00:38:52) Soph’s money mindset unpacked (00:43:02) Marley’s $30K debt reset (00:47:09) Money mindset + relationships (00:51:02) If you’re sceptical… start here (00:55:05) Wrap up (00:56:18) Thank you for listening to Raising The Curve! (00:56:42) Financial disclaimerDisclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.
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      57 min
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