Retirement planning can feel overwhelming, especially when trying to understand how different income sources will work together. Are you making decisions based on what worked for someone else, or on what truly fits your situation?

In this episode, Adrian and Alison Castellano walk through how Social Security works at every stage of life, from your twenties when it feels distant to your sixties when filing decisions become real. They explain how benefits are calculated, the impact of claiming early versus waiting, and why Social Security should be viewed as one piece of your overall retirement strategy rather than a standalone decision.

Key takeaways:

• How Social Security functions as a government insurance program rather than a personal investment account
• The importance of your 35 highest earning years and why missing years count as zeros in benefit calculations
• Claiming strategies and how filing at 62, full retirement age, or 70 affects your lifetime income significantly
• Spousal and survivor benefits that make Social Security a household decision requiring coordinated planning
• Why creating your online Social Security account early helps you track earnings and catch errors before retirement
• And more!

Resources:

• Social Security Administration Website

Connect with Alison Castellano:

• Iter Financial Wellness
• LinkedIn: Alison Castellano
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: alison@iterfw.com
• Call Alison: 205-504-9868

Connect with Adrian Castellano:

• Iter Financial Wellness
• LinkedIn: Adrian Castellano
• Facebook: Iter Financial Wellness
• Email: adrian@iterfw.com
• Call Adrian: 813-385-2804

Connect with Jack Burnette:

• Iter Financial Wellness
• LinkedIn: Jack Burnette
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: jack@iterfw.com
• Call Jack: 205-613-4994

Have you ever caught yourself justifying a purchase with creative mental math?

Maybe thinking that preloaded app money makes your coffee free, or that a dress is automatically 50% off because you only bought one item.

In this episode, Alison and Adrian Castellano explore the viral trend of girl math and what it reveals about our relationship with money. They share relatable examples from their own lives and discuss how these mental shortcuts can work for us or against us.

The conversation focuses on understanding the emotional side of spending, building awareness around purchases, and creating systems that align with personal values and financial goals.

Key takeaways:

• How girl math reveals the emotional and psychological patterns behind spending decisions
• The importance of awareness when making purchases and catching yourself in justification mode
• Practical strategies like paying yourself first automatically and creating a dedicated fun fund for guilt-free joy
• Why aligning spending with personal values eliminates the need for mental gymnastics
• How to redirect natural spending instincts toward habits that support long-term financial goals using girl math on purpose
• And more!

Connect with Alison Castellano:

• Iter Financial Wellness
• LinkedIn: Alison Castellano
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: alison@iterfw.com
• Call Alison: 205-504-9868

Connect with Adrian Castellano:

• Iter Financial Wellness
• LinkedIn: Adrian Castellano
• Facebook: Iter Financial Wellness
• Email: adrian@iterfw.com
• Call Adrian: 813-385-2804

Connect with Jack Burnette:

• Iter Financial Wellness
• LinkedIn: Jack Burnette
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: jack@iterfw.com
• Call Jack: 205-613-4994

People talk about the Santa Claus Rally every December, but most investors never understand what is actually happening beneath the surface.

Jack and Adrian break down why the final trading days of the year often feel surprisingly strong and what it reveals about market psychology, timing, and cash flow. They open up the conversation with humor, a bit of holiday spirit, and a practical look at how optimism, low trading volume, bonuses, rebalancing, and investor behavior all intersect.

What to expect in this release:

• Why the Santa Claus Rally keeps showing up throughout history
• How investor mood affects market movement
• What professional managers do behind the scenes in December
• Why this is something to understand, not chase
• And more!

Connect with Alison Castellano:

• Iter Financial Wellness
• LinkedIn: Alison Castellano
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: alison@iterfw.com
• Call Alison: 205-504-9868

Connect with Adrian Castellano:

• Iter Financial Wellness
• LinkedIn: Adrian Castellano
• Facebook: Iter Financial Wellness
• Email: adrian@iterfw.com
• Call Adrian: 813-385-2804

Connect with Jack Burnette:

• Iter Financial Wellness
• LinkedIn: Jack Burnette
• Facebook: Iter Financial Wellness
• YouTube: The BamCam Podcast
• Email: jack@iterfw.com
• Call Jack: 205-613-4994

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