In this episode of The 10 Talent Life, Alan Irving (Irving Financial Group) sits down with his son Nicholas to talk about the three seasons of life: Strongman, Spotter, and Sage.

Most people spend their whole life building strength, then one day step back and start only giving advice. Alan and Nicholas make the case that skipping the season in between, the Spotter, is quietly costing families the growth that could come from staying engaged.

The conversation gets practical. What does it actually look like to spot an adult child instead of a small one? How do you know if you're still a spotter or if you've drifted into being a distant sage? And why does letting someone struggle, whether it's learning to swim or starting a business, matter more than protecting them from failure?

Key topics: seasons of life, parenting adult children, mentorship, multi-generational family, stewardship, faith and family

Watch the full episode on YouTube: https://youtu.be/7Zy3b8gfZcM

👉More from Irving Financial Group: www.IrvingFinancialGroup.com

Follow us on Facebook: https://www.facebook.com/IrvingFinancialGroup

Follow us on LinkedIn: https://www.linkedin.com/in/alan-irving-ii-513a5b193/

In this episode of The 10 Talent Life, Nicholas Irving sits down with his parents, Alan Irving (Irving Financial Group) and his wife Nicole, for a candid family conversation about financial margin and multi-generational wealth. What do you do when you are no longer asking "do I have enough?" Alan walks through the three ways people use financial surplus: spending it, giving it, and investing it. He explains why the difference between a gift and an investment might define your family's legacy for generations, and why most families never make it to the third level. They explore the concept of "seed vs. feed" money, the emotional and relational costs of family discipleship, and why choosing to be a partner rather than a lender may be the most important financial decision you make for your children. Visit www.IrvingFinancialGroup.com. Strategies and advisory services offered through LPL Financial, a registered investment advisor, member FINRA and SIPC. The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual.

In this episode of The 10 Talent Life, Nicholas Irving sits down with his father Alan Irving (Irving Financial Group) to dig into a question most families never think to ask: does the timing of wealth transfer matter as much as the amount?

Alan walks through why the culturally accepted path (accumulate, preserve, pass at death) quietly kills multi-generational wealth. When recipients are 60 or 65 and already in preservation mode, even a substantial inheritance tends to be consumed, not multiplied. He unpacks the difference between seed money and feed money, why gift vs. investment is defined by the expectation of multiplication, and why focusing on one generation at a time is more powerful than trying to set up a trust for the grandkids.

The conversation gets practical: what does it look like to keep a business as a “goose that lays golden eggs” instead of selling for a liquidity event? What does the next generation actually need to participate in this kind of partnership? And what did Warren Buffett see in his own family that led him to give most of his wealth away instead of passing it down?

Key topics: wealth transfer timing, multi-generational wealth, seed vs. feed, investing vs. gifting, family business, discipleship, humility

👉 www.IrvingFinancialGroup.com

Watch the full episode on YouTube: https://youtu.be/-IOLF36VJ74