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Gen W Podcast

Gen W Podcast

De : I'm Q - that home loan dude
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The Gen W Podcast (W for Wealth) is hosted by Australia’s most followed TikTok mortgage broker, Q Huynh, and associate broker Grace. They dive deep into how migrants and first-gen Australians can build generational wealth through property, trauma-informed finance, and holistic lending. Real stories, real estate, and real talk. Gen Z, X, Y or A — we’re here to help you become Gen W.I'm Q - that home loan dude Economie Finances privées
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    Épisodes
    • SE1EP14 - Offset vs Redraw Explained: The Smart Investor’s Guide to Saving Thousands
      Aug 21 2025

      Think offset and redraw are “basically the same”? That mistake is keeping thousands of Aussies broke.
      In this video, I break down:
      Why offset accounts slash years off your mortgage (tax-free).
      How redraw can destroy your tax deductions and even get frozen by the bank.
      Real client case studies – from $68k saved to $4,600 lost in one year.
      The elite strategy combo: offset + split loans + debt recycling.
      If you’ve ever made extra repayments into redraw thinking you were clever, you’ll want to watch this. The numbers don’t lie — and the ATO doesn’t care about your “good intentions.”
      👉 Watch now to see why offset is the weapon smart investors use — and why redraw is the trap banks hope you fall into.

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      18 min
    • SE1EP13 - Property Equity Release Scam EXPLAINED – Don’t Let the Bank Trap You | 95% of Aussies Get This Wrong
      Aug 18 2025

      Using Equity to Buy Property – The Smart Way vs The Stupid Way (Most Aussies Get This Wrong)
      Most Australians think tapping into home equity is “free money.” It’s not — it’s leverage. And leverage can make you wealthy or wipe you out, depending on how you use it.
      In this video, I break down:
      What equity really is (and the difference between total equity vs usable equity).
      The wrong way Aussies burn equity — lifestyle spending, luxury upgrades, and the debt traps that follow.
      The rookie mistake of cross-collateralisation and why it puts your whole portfolio at risk.
      The investor-grade way to use equity — buying income-producing property, maximising tax deductions, and letting tenants and the market grow your wealth.
      The advanced “proactive equity harvesting” strategy that locks in your borrowing power before market downturns, so you can buy when others panic.
      If you own property, this is essential watching. The right equity strategy compounds your portfolio. The wrong one leaves you over-leveraged, exposed, and at the mercy of the banks.
      📺 Watch the full video now — learn how to protect your portfolio, grow your wealth, and play the game the smart way.

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      12 min
    • SE1EP12 - The Biggest Money Mistakes Couples Make in 2025 | Mortgage Broker Explains Tax Mistakes
      Aug 14 2025

      Is Your Partner Secretly Bankrupting You?" 💔💸
      Forget Dogecoin disasters—your biggest money mistake might be the person you share your bed (and bank account) with. In this brutally honest breakdown, we expose how Aussie couples are quietly nuking their financial future—through joint account traps, sneaky overspending, fake “savings hacks,” and tax breaks they’re leaving on the table.
      We’ll unpack:
      Joint accounts — wealth-building weapon or fast-track to broke?
      Spending mismatches that turn date nights into debt traps.
      Savings sabotage keeping you renting forever.
      Tax strategies most couples never use (aka free money you’re burning).
      Plus, a savage roast of the banks, influencers & Canberra pollies profiting from your financial mistakes.
      If you’re in love but don’t want to go broke in the process, this is the video you can’t afford to skip.
      🎥 Watch now to find out if your relationship is building your wealth… or sinking it.

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      12 min
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