When you leave school, the real world can hit you like a ton of bricks. And when you enter the workforce, we want you to have the tools you need to make your money work for you and not the other way around. MoneyWorks MoneyGuide

On this episode of Talking Cents, I’m joined by Chad Roller from our Conway office, and we’re digging into something that might sound like a problem for future you: Social Security. I know, it feels far off, but trust me - it’s worth paying attention to now. We’ll cover how it affects your paycheck, why when you claim it matters, and how to build it into your bigger retirement plan. Plus, we’ll talk about what could happen if the system changes.

Visit https://www.ssa.gov for more information on your Social Security benefits.

And if you're looking for tools to help in your journey to true financial independence, visit https://sparkmywealth.com

Paying off debt sounds smart, but what if investing could get you further ahead? That's the question Alec and I are looking at this week on Talking Cents. Neither is a bad idea, but we're taking a look at the pros and cons of each so you can make the best decision for YOUR personal circumstances.

And if you're just getting started, we've got a free tool available for you to check out at https://sparkmywealth.com/