Most people struggle to free up cash flow because traditional financial planning locks their money away in illiquid accounts and debt payoff strategies, leaving them vulnerable when opportunities arise and unable to capitalize on the moments that matter most.

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I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

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Topics Discussed:

• (00:00) - 7 Cash Flow Shifts to Fund Infinite Banking
• (00:26) - Why Liquidity Gives You Power
• (01:51) - The Root Issue: Lack of Control Over Money
• (03:26) - Real Life Example: Career Change Opportunity
• (05:38) - Preparation (Capitalization) Meets Opportunity
• (06:33) - Rolling With the Punches
• (07:28) - Whole Life Insurance: Liquidity and Control
• (08:08) - Strategy 1: Retirement Plans (401k/IRA)
• (10:30) - The Tax Deferral Reality
• (12:31) - Whole Life as the Swiss Army Knife
• (13:40) - Contributing Only Up to the Match
• (15:14) - Strategy 2: a "401k Delay"
• (17:00) - Strategy 3: Your Mortgage
• (19:19) - Giving Your Money a Better Job
• (20:37) - You Don't Control Home Equity
• (22:10) - Strategy 4: High Interest Debt
• (24:14) - Using Policy Loans to Pay Off Debt
• (25:59) - Strategy 5: 529 College Savings Plans
• (27:02) - Strategy 6: Property Taxes
• (28:12) - Strategy 7: Capturing Future Income Growth
• (30:05) - The Income-Expense Gap
• (30:45) - Currence Cashflow OS
• (32:09) - Focus on Process, Not Just Investments

Conventional financial "planning" is a misnomer: it relies on an unstable foundation of market variables, gives up control, and follows the herd. Learn three timeless principles of a financial strategy based on certainty and control that allow you to stop chasing risk and build your own banking system.

• (00:00) - Introduction: The Flawed Foundation of Conventional Financial Planning
• (01:18) - The Problem with Variables-Based Planning
• (03:42) - The Herd Mentality and Market Bubbles
• (06:14) - Sequence of Returns Risk and Market Volatility
• (08:04) - A Principles-Based Approach to Financial Planning
• (09:08) - Principle One: You Finance Everything You Buy
• (10:16) - Principle Two: Building Your Financial Foundation First
• (11:41) - Principle Three: Controlling the Banking Function
• (13:08) - How Whole Life Insurance Creates Your Foundation
• (14:20) - Strategic Capital Deployment and Leverage
• (16:05) - Join my Infinite Banking 101 Webinar

High-interest debt can feel like an impossible treadmill. This episode explains why traditional debt payoff strategies often leave you broke and vulnerable, and reveals a powerful method to eliminate debt while simultaneously building your wealth and income.

Topics Discussed:

• (00:00) - Stop Prioritizing Debt
• (01:59) - Negative Impact on Longer Loan Terms
• (03:49) - The Economics of Debt
• (04:57) - The Biggest Challenge with Conventional Debt Advice
• (05:33) - Command Debt with Infinite Banking
• (06:28) - Infinite Banking to Pay Off Credit Cards
• (07:19) - Get Compound Growth While Getting Out of Debt
• (08:04) - Conventional Financial Advice Keeps You Trapped
• (08:58) - Don't Make Extra Payments on Low-Interest Mortgage Debt
• (11:59) - After Debt is Paid, Now We Have a Bunch of Cash
• (12:39) - 4 Keys to Getting Ahead

1. Get a free one-on-one Financial Assessment

2. Get my free weekly newsletter with exclusive content on financial education

3. Free mini-course: Supercharge Financial Growth with Whole Life

4. Work with me: Schedule a consultation

About me:
I'm John Perrings, an Authorized Infinite Banking Concept (IBC) Practitioner with the Nelson Nash Institute, the official home of Infinite Banking. I've implemented IBC for hundreds of clients and educated thousands more via my top-rated podcasts, articles, and courses.

Get Access to All My Stuff:
StackedLife.com